Oriental Bike Insurance Premium Calculator

The booming online generation has introduced several valuable tools that individuals can access via online mode. One such helpful tool is the bike insurance premium calculator. It allows individuals to calculate an approximate value of the premium rate that has to be paid to receive the benefits of insurance plans. Oriental General Insurance Company also provides the online platform to calculate policy premiums with the Oriental bike insurance premium calculator. Further details of the tool regarding its benefits, usage, etc. are discussed below

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Plans starting @ 1.3/day*

  • Compare & Save upto 85%#
  • No paperwork
  • Instant Policy Issuance
  • No inspection
  • Express checkout – takes just 60 seconds!

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of Rs. 5,895 and NCB at 50%. Standard T&C apply.

How to Use the Oriental Bike Insurance Premium Calculator?

The following are the steps to use the Oriental bike insurance premium calculator:

  • Visit the official website of the Insurer or Policybazaar.com and click on the bike insurance calculator tab
  • Choose the Oriental bike insurance premium calculator
  • As the tool link opens, select the type of vehicle
  • Select the engine CC
  • Select the type of the policy
  • Enter the following details accurately - IDV (Insured Declared Value), policy purchase date, zone, engine cc, nil depreciation, and NCB (No Claim Bonus).
  • Click on calculate premium and the results will be displayed on your screen

Benefits of the Oriental Bike Insurance Premium Calculator

The following are the benefits of using the Oriental bike insurance premium calculator:

  • It helps in understanding the accurate IDV (Insured Declared Value) of the bike to be insured, on the basis of which the cost of the premium and the sum insured is decided
  • Aids to gain insight into the appropriate premium rate. This further aids in comparing different two wheeler insurance and selecting the most suitable one
  • It saves your time and efforts as everything can be done online

Oriental Third Party Two-Wheeler Insurance Premium Rates

The Capacity of the Bike's Engine Premium Rates for a 5-year Plan ( in Rs.) Premium Rates for a 1-year Plan ( in Rs.)
Below seventy-five cc 1,045/- 482/-
Over seventy-five cc but less than one hundred and fifty cc 3,285/- 752/-
Over one hundred and fifty cc but less than three hundred and fifty cc 5,453/- 1,193/-
Over three hundred and fifty cc 13,034/- 2,323/-

( for reference purpose only)

The Premium for Oriental Comprehensive and Standalone Own Damage Bike Insurance Plans 

The rate of the premiums under the Oriental comprehensive and standalone own damage bike insurance plans can be calculated online using the calculator. You need to provide details like model and make of the bike, and its engine capacity. Accordingly, premium rates are calculated. 

However, it is important to mention that the premium rates for comprehensive and standalone policies vary because of the scope of coverage. A higher number of add-ons will increase the premium too.

Factors Affecting the Oriental Two-Wheeler Insurance Premiums

Several factors play a role while calculating the premium of any insurance policy. Below are such factors that affect the Oriental bike insurance premium calculation-

  • If you are eligible for a no-claim bonus, then the calculator will ask for details. Then, depending on the percentage of the NCB, the premium calculator will calculate the premium.
  • Many insurance companies charge a lower amount for the policy premium if the policyholder installs any appropriate and approved anti-theft device.
  • According to the traffic conditions, the RTO or the Road Transport Office divides the country's geographical areas into three tiers. Since more traffic results in more accidents (major or minor), the sites noted to be in a high traffic area would be charged higher premiums in comparison to those in lesser traffic area. 

FAQs

  • Q. Is the Oriental bike insurance premium calculator free to use?

    Yes, the application that calculates the premium is entirely free of cost. You can use it online on the Insurer’s site or the official website of Policybazaar Insurrrnaaace Brokers Private Limited.

  • Q. What are the parameters that are taken into consideration while calculating bike insurance premiums using an online calculator?

    Online bike insurance premium calculator takes into consideration the following parameters:

    • Bike make and model
    • Engine capacity
    • Date of registration
    • Year of Manufacturing
    • City/RTO
    • Age of the Bike, etc.
  • Q. Is it accurate to use the Oriental bike insurance premium calculator?

    Yes, the premium results provided by the Oriental two-wheeler insurance premium calculator are accurate enough to give you a fair idea about the premium that you need would need to pay for your bike insurance.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in