Oriental Comprehensive Bike Insurance

Oriental Comprehensive Bike Insurance vs. Third-Party Bike Insurance

The following table depicts the contrast between the comprehensive bike insurance plans and the third party two-wheeler insurance plans-

What all is covered under the Oriental Comprehensive Bike Insurance Plan?

The following is a list of coverage benefits provided under the Oriental Comprehensive Bike Insurance Plan-

• When a third party is harmed, or a third party's property is damaged, the insurance company would provide compensation for the same, i.e., the company would cover the costs for repairs or damages caused by the policyholder's bike to a third party
• Damages caused to the policyholder's two-wheeler due to any kind of natural disasters like an earthquake or floods are also covered by the Oriental Comprehensive Bike Insurance Plan
• Damages caused to the policyholder’s two-wheeler due to incidents like protests, riots, or strikes will also be covered
• If the insured two-wheeler is stolen, the insurance company will compensate for the same

Benefits of the Oriental Comprehensive Bike Insurance Plan

The following are the benefits that the policyholder can avail of while under the Oriental Comprehensive Bike Insurance Plan-

• There is a helpdesk that is present for the convenience of the customers.
• The claim registration and the entire process are aimed to be carried out without any hassles.
• Availability of various add-on covers
• By taking this two wheeler insurance, the customer is relieved from the hassles of financial accountability at the time of damages and repairs.
• Several garages are present that are affiliated with the insurance company. Here, the policyholders can avail of cash-free services.

What All is Not Covered under the Oriental Comprehensive Bike Insurance Plan? 

Below is a list of conditions that are not covered under the Oriental Comprehensive Bike Insurance Plan-

• Regular wear and tear
• Damages that occur because of the policyholder’s carelessness or neglect
• Damages that occur when the driver of the insured two-wheeler drives without a license
• Damages that occur when the driver of the insured two-wheeler is under the influence of substances like alcohol or drugs