Oriental Travel Insurance

Why Oriental Travel Insurance?

Travel Insurance Plans cocoons policyholders from any ill fate spoiling their traveling pleasure. Oriental Travel insurance plans are designed to offer complete protection against any expenses incurred toward death, injury, or other urgent health expenses while travelling overseas. Not only this, but It also covers insurance for trip delays, trip interruptions, trip cancellations and related problems through various plans offered by many insurers in Indian Today.

Features of Oriental Travel Insurance plans

Oriental travel insurance plans come with several features. They are as follows:

• Affordable premium without adding much burden on the pocket and keeps the tranquility of holidaying.
• Online options to choose the most suited plan, wherein the customer has the freedom to choose the premium he wants to pay.
• A host of online facilities to avoid any wastage of time before travelling.
• Instant Digitally signed Plan document
• Hassle-free processing and simple documentation.
• 24 Hour Worldwide Assistance in partnership with Coris International to provide emergency assistance and claims administration services.
• Well trained in-house Surveyors to ensure that every claim is being attended within the least expected time frame
• Pan India help desk for 24x7 assistance relating to claims in India in partnership with Heritage Health Services Private Limited

Things To Know About Oriental Travel Insurance

Oriental Travel Insurance Plans

Oriental Travel Insurance offers three travel insurance plans and they are as follows:

Inclusions Under Oriental Travel Insurance Plan

• The plan includes the benefit of compensation towards  total loss of Checked-in Baggage, where the insured shall be paid up to the limit of cover shown in the Schedule
• In the event of loss of passport, the plan offers the  reimbursement of actual expenses necessarily and reasonably incurred by the Insured Person in connection with obtaining emergency travel documents instead of lost passport, outside India
• Dental treatment expenses are covered under the Oriental travel insurance
• Expenses for medical evacuation, including transportation and medical care en route to a hospital in the Republic of India or the Insured Person’s normal place of residence in the Republic of India when deemed medically advisable by the Medical Advisors and the attending physician.
• Cashless settlement of hospitalization claims abroad
• Personal Liability Compensation towards any legal liability that a student may have to bear due to third-party injury to a person or damage to property
• Hijack relief, trip cancellation, trip curtailment and trip delay
• If the Insured Person dies outside the Republic of India, the expenses for preparing the air transportation of the remains for repatriation to the Republic of India or up to an equivalent amount for a local burial or cremation in the country where the death occurred
• Comprehensive insurance cover in the  event of death of the insured person, Permanent Total Disablement or Total and Irrecoverable loss of both eyes or two limbs or of one eye and one limb caused due to any bodily injury resulting solely and directly from an accident caused by external, violent and visible means

Exclusions Under Oriental Travel Insurance Plan

• Travelling for treatment is the key reason for cases where the treatment can be delayed till the time policyholder returns to India.
• Any medical expense towards the attributable to HIV (Human Immuno Deficiency Virus) and/ or any HIV-related illness including AIDS (Acquired Immuno Deficiency Syndrome) and/ or any mutant derivative or variations thereof howsoever caused.
• For illness and accidents that are results of wars and warlike occurrences or invasions, acts of foreign enemies, hostilities, active participation in riots, civil war, rebellion, insurrection, military or usurped power or confiscation or nationalization or requisition of or destruction of or damage to the property by or under the order of any government or local authority.
• For any claim arising from damage to any property whatsoever or any loss or expenses whatsoever resulting from or arising from or any consequential loss directly or indirectly caused by or contributed to by or arising from Ionising radiation or contamination by radioactivity from any nuclear waste from the combustion fuel or the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
• For any claim arising out of sporting risk in so far as they involve the training or participation in competitions of professional or semi-professional sportsmen or women.
• Cases where the insured is taking part in any kind of Naval, Military, or Air Force operation.

How To Enroll In Oriental Travel Insurance Plans

To enroll yourself in an Oriental travel insurance plan you can either visit the official website of the Oriental Insurance Company Limited or visit the official website of Policybazaar Insurance Broker Private Limited. For better knowledge, you can write to us at care@policybazaar.com or talk to customer care at 1800-708-8787.

Online Process

You can follow the steps mentioned below to purchase the Oriental travel insurance policy online:

• Visit the official website of Oriental Insurance Private Ltd. or an insurance aggregator website.
• Look for the options available in the travel insurance product
• Fill in the required details such as the number of people, destination country, date, etc.
• Now as per your filled in details, the website will show you the plans suitable for you
• Once you are satisfied with the coverage of the plan, you can click on it and it will take you to the online payment page
• Click on the payment option of your choice
• Pay the premium amount of the insurance plan of your choice
• The company will issue the insurance plan and send you a confirmation mail to your email ID as well as send you a confirmation message on your registered mobile number.

Offline Process

You can purchase the Oriental travel insurance offline also. Follow the steps mentioned below:

• Visit the nearby office of the Oriental Insurance Company Ltd.
• Ask for the travel insurance form
• Fill up the form with the required details
• Provide the documents necessary to enroll yourself in the travel insurance plan such as Identity verification, address verification, etc.
• Submit the form with the required documents attached to it
• Pay for the insurance plan either using a debit/credit card or by cash
• The insurance company will issue the travel insurance plan once they verify all the documents
• You can also contact the Oriental Insurance Company Limited on call and ask them to send their insurance agent to your place for further buying process

To know more about the travel insurance plans and compare them online, you can visit the Policybazaar.com