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- Oriental Zero Depreciation Car Insurance
Oriental Zero Depreciation Car Insurance
Buying the Oriental zero depreciation add-on can help car owners enhance their comprehensive car insurance coverage. This additional cover by Oriental Insurance Company ensures you will get full coverage as the insurer bears the depreciation borne by the insured car.
Benefits of Oriental Zero Depreciation Car Insurance
When you raise a claim against your car insurance policy, your insurer deducts the depreciation cost borne by your vehicle over time. By purchasing Oriental zero depreciation car insurance, you can avoid these deductions and enjoy complete coverage. These are some advantages you can avail with this add-on:
- Minimal Costs: With a nil dep add-on, you can avoid out-of-pocket expenses arising during claim settlement since your insurer covers your car depreciation costs.
- Inexpensive Premium: A zero depreciation add-on doesn't cost you much. By paying a bit more than a standard vehicle insurance policy, you can fully protect your car with this coverage and drive with peace of mind.
- Cashless Repairs: With bumper to bumper protection, you have the convenience of getting your car repaired at cashless garages, ensuring a hassle-free experience without any upfront expenses.
How to Buy Oriental Zero Depreciation Add-on Cover?
To quickly buy a nil dep cover for your car, follow these simple steps:
- Navigate to the homepage of Policybazaar.com and click "Car Insurance”.
- On the given form, enter your vehicle's registration number to proceed.
- You will now be prompted to fill out your car details like make and model, variant, fuel type, RTO, etc.
- After these details, you will see a list of available four-wheeler insurance plans, from where you need to select Oriental car insurance.
- On the next page, you will find the 'Add-ons' section, under which you have to check "Zero Depreciation."
- Your policy premium will now be updated, which you can pay via available payment modes, such as cards, net banking, or UPI.
- Once the payment is confirmed, your Oriental comprehensive car insurance policy with zero dep coverage will be sent instantly to your registered email.
Oriental Zero Depreciation Car Insurance Claim Process
You can easily file a claim under your Oriental nil dep car insurance policy. Here's the process:
- After an accident, quickly raise a claim request with your insurance provider for your vehicle damages.
- Your insurer will then register your claim under your vehicle insurance policy.
- To assess the damages and estimate repair costs, your insurer will appoint a surveyor.
- Once the inspection is complete, your vehicle will be sent to the insurer's network garages for repairs.
- After repairs, your insurance provider will settle the claim amount with the garage.
- Since you have a nil dep add-on, your insurer will pay for all repair expenses without deducting the depreciation amount.
Documents Required for an Oriental Zero Depreciation Car Insurance Claim
Below are the important documents you should have ready to raise a claim against your zero depreciation add-on:
- Valid driving licence of the owner/driver
- Completely filled and signed claim form
- Car's registration certificate and PUCC
- Copy of Police FIR (if applicable)
- Repair estimates
- Motor insurance policy
FAQs
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Q1. What parts are covered under the Oriental zero depreciation insurance?
Ans: Oriental nil dep add-on covers rubber, plastic, nylon, and fibreglass components of the insured vehicle. -
Q2. How can I get nil depreciation car insurance quotes?
Ans: You can view quotes for zero dep car insurance online. Simply visit Policybazaar.com and enter your car number to view insurance offerings from various insurance providers. -
Q3. Who should opt for a zero dep add-on?
Ans: The nil depreciation cover is an essential add-on in a car insurance policy, particularly for new or luxury vehicles and those in accident-prone areas. -
Q4. Do I need to provide any documents while purchasing Oriental zero depreciation car insurance?
Ans: No. When you buy car insurance online, you only need your car number and contact information. The process remains the same for car insurance renewal as well.
Car zero Depreciation Insurers
Bajaj Allianz Zero Depreciation Car Insurance
Chola MS Zero Depreciation Car Insurance
Digit Zero Depreciation Car Insurance
Future Generali Zero Depreciation Car Insurance
HDFC Ergo Zero Depreciation Car Insurance
ICICI Lombard Zero Depreciation Car Insurance
IFFCO Tokio Zero Depreciation Car Insurance
Liberty Zero Depreciation Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.