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Oriental Car Insurance
- Oriental Third Party Car Insurance
Oriental Third Party Car Insurance
Purchasing an Oriental third party car insurance policy can cover a policyholder from third-party liabilities that may occur due to an accident involving the insured four-wheeler. This motor insurance policy by Oriental Insurance Company Ltd. provides compensation against third-party death, disability, and property damages. It also meets the necessary mandate under the Indian Motor Vehicle Act.
Benefits of Oriental Third Party Car Insurance
An Oriental third-party car insurance policy offers the following benefits:
- Affordable: The premium of a 3rd party car insurance policy is cost-effective.
- Personal Accident Cover: The mandatory Personal Accident (PA) add-on cover with a third-party motor insurance policy provides the owner/driver with a compensation of up to Rs. 15 Lakh in case of a disability or death due to the accident.
- Fulfils Legal Mandate: As per motor laws in India, insuring your car with a third-party policy is the minimum legal requirement to drive on roads.
- No Out-of-Pocket Expenses: Having third-party insurance provides protection to the policyholder against financial liabilities in the event of damages caused to the third party person or property.
Coverage Under Oriental Third Party Car Insurance
- Cover for death or bodily injury to the third person due to an accident involving an insured car
- Up to Rs 7.5 Lakh compensation for damages to third-party property
- PA cover of Up to Rs. 15 Lakh for the policyholder or beneficiaries in the event of death or permanent disability
- Any own damage to the insured vehicle is not covered
- Damages due to natural calamities, man-made acts, theft, & fire
- Vehicle being driven under the influence of alcohol or drugs
- Use of vehicle that violates the ‘limitations as to use' (private vehicle being used for commercial purposes)
- Damages caused by the person driving without a valid driving licence
- Electrical/Mechanical breakdown of the insured vehicle
How to Buy Oriental Third Party Car Insurance Policy?
You can easily buy car insurance online by following the steps mentioned below:
- Visit Policybazaar.com and select ‘Car Insurance.'
- Enter your car number and click ‘View Prices.'
- Enter your car's details like make & model, variant, fuel type, RTO, and registration year.
- Fill in the proposal form and proceed forward.
- Now, from the list of various four-wheeler insurance plans offered by multiple insurers, select Oriental third-party car insurance and check policy details.
- Choose the personal accident cover amount that fits your requirements.
- Now select the desired plan and proceed to make the insurance premium payment.
- You can pay the amount online via various payment methods, such as credit/debit cards, net banking, & UPI.
- Once the payment is successful, you receive your Oriental third-party car insurance policy documents in your registered email.
Documents Required to Raise Oriental Third Party Car Insurance Claim
To raise a claim on your Oriental third-party car insurance, keep the following documents handy with you:
- Car insurance policy
- Copy of Police FIR
- Duly filled & signed claim form
- Copy of vehicle's registration certificate
- Copy of driving licence
FAQs
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Q1. Can I buy the Oriental third party car insurance policy online?
Ans: Yes. You can easily buy Oriental third-party car insurance online. Simply visit Policybazaar.com, enter your car number, make & model, registration year, RTO, as well as the proposal form, and proceed further to select the desired policy and pay the premium amount. As soon as the payment is successful, you will receive your car insurance policy documents in your registered email. -
Q2. Do I get the benefit of NCB under Oriental third party car insurance?
Ans: No. NCB is not covered under a third-party vehicle insurance policy, which provides limited coverage compared to other bundled insurance plans. -
Q3. Can I check the status of my Oriental third-party car insurance policy?
Ans: Yes. You can easily check the policy status of your oriental third-party car insurance online by visiting the official website of Oriental Insurance Company. -
Q4. How is Oriental third party vehicle insurance different from a comprehensive car insurance policy?
Ans: Oriental third-party car insurance only covers damages caused to the third party person or property due to the accident involving the insured car. On the other hand, a comprehensive car insurance policy covers third-party damages as well as any own damage sustained by the insured vehicle due to accidents, fire, natural calamities, etc.
Car Third-Party Insurers
Bajaj Allianz Third Party Car Insurance
Chola Ms Third Party Car Insurance
Digit Third Party Car Insurance
Future Generali Third Party Car Insurance
HDFC Ergo Third Party Car Insurance
ICICI Lombard Third Party Car Insurance
IFFCO Tokio Third Party Car Insurance
Liberty Third Party Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.