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Oriental Car Insurance
- Oriental Own Damage Car Insurance
Oriental Standalone Own Damage Car Insurance
Purchasing an Oriental Standalone Own Damage car insurance policy offers protection from own damage costs due to unanticipated incidents like fire, theft, vandalism, road accidents etc. This policy by Oriental General Insurance Company can also be enhanced by purchasing add-on covers at a nominal premium.
Key Features of Oriental Standalone Own Damage Car Insurance
| Categories | Key Features |
| Own Damage Cover | Yes |
| Mandatory | No |
| No Claim Bonus | Yes |
| Add-on Covers | Yes |
| Zero Depreciation cover | Yes |
| PA Cover | Upto Rs. 15 Lakhs |
Coverage Under Oriental Standalone Own Damage Car Insurance
- Claims can be raised for losses arising out of fire, or self-ignition
- Partial or total loss arising out of burglary, theft or housebreaking
- Damages caused due to riots and strikes are covered
- Damages sustained by the insured vehicle due to earthquakes, storms, cyclones, and other natural calamities
- Damages arising out of external means such as a road accident.
- General wear and tear, depreciation sustained by the insured car
- Damages caused to the insured four-wheeler as a result of drunk driving are not covered
- Accidental damage sustained by the insured car when the driver was not carrying a valid DL
- Damages arising outside the geographical scope of the car policy
- Third-party property damage, death or injury to the third party caused due to the insured car.
Add-ons Under Oriental Standalone Own Damage Car Insurance
The coverage of an Oriental OD car insurance policy is not limited, it can also be enhanced by purchasing add-ons along with the plan. Here are some of the add-ons offered by Oriental car insurance:
- Nil Depreciation Cover
- Loss of Personal Effects
- NCB Protect Cover
- Key Replacement Cover
- Return to Invoice Cover
- Consumables Cover
- Engine Assistance Cover
How to Buy Oriental Standalone Own Damage Car Insurance Policy?
An Oriental own damage cover can be purchased via online and offline modes. However, purchasing it online is a completely hassle-free process. Below we have mentioned some simple steps to purchase an Oriental OD cover from Policybazaar Insurance Brokers Private Limited:
- Visit Policybazaar.com and select “Car Insurance” from the website’s homepage
- Enter your car number on the given form and proceed further
- Select your car’s RTO
- From the given lists, select your car’s make, model, variant and registration year
- Fill in the proposal form and proceed to view quotes
- Select Oriental own damage plan from the list of mentioned plans
- Select your desired add-ons from the “Addons and Accessories” table
- Pay the premium amount via online payment modes
- After premium payment, your Oriental own damage car insurance policy papers will be mailed to you.
FAQs
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Q1. Who are eligible to buy an Own Damage car insurance policy?
Ans: New car owners with a valid third-party car insurance policy can purchase a Standalone own damage car insurance policy.
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Q2. How to download the Oriental OD car insurance policy document?
Ans: To download Oriental own damage car insurance policy document, sign in to Policybazaar.com and download a soft copy from your account dashboard.
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Q3. Will I get any discount on purchasing the Oriental OD policy?
Ans: Yes, you can get a discount on the premium while purchasing Oriental own damage car insurance policy by following these tips:
- Become a member of the Automobile Associations of India
- Install an anti-theft device in your car that is approved by ARAI
- Do not claim during a policy year
- Opt for voluntary deductibles
- Choose your add-ons wisely
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Q4. What is the validity of an Oriental own damage car insurance policy?
Ans: The validity of an Oriental own damage car insurance policy is one year after which it has to be renewed yearly.
Car Own Damage
Bajaj Allianz Standalone Own Damage Car Insurance
Cholamandalam Standalone Own Damage Car Insurance
Digit Standalone Own Damage Car Insurance
Future Generali Standalone Own Damage Car Insurance
HDFC Ergo Standalone Own Damage Car Insurance
ICICI Lombard Own Damage Car Insurance
IFFCO Tokio Standalone Own Damage Car Insurance
Liberty Standalone Own Damage Car Insurance
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Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.