New India Assurance Own Damage Bike Insurance

New India Assurance Own-Damage Bike Insurance Policy - Key Features

Here are the key features of the New India Assurance own-damage bike insurance policy:

*Disclaimer: The above table highlights the key features of the New India own-damage bike insurance policy is only for the reference purpose. Refer to the policy wordings to understand the exact coverage.

Why Choose New India Assurance Own-Damage Bike Insurance?

The own-damage bike insurance policy ensures coverage for repairing or replacing the insured bike’s parts. The policy includes coverage against accidents, theft, natural disasters such as floods or earthquakes, and man-made incidents like riots, vandalisms, strikes, etc.

For complete protection, it is advisable to complement this policy get along with the mandatory third-party bike insurance policy.

Here are the reasons of why you should opt the New India Assurance own-damage bike insurance policy:

• Cashless Claim Facility: Repairs can be done at any of the insurer's network garages without worrying about the finance.
• 24x7-Customer Support: Round-the-clock assistance available for the policyholder for any two wheeler insurance related queries or emergencies.
• Roadside Assistance Service: Instant support in case of accidents is available for the insured, including various assistance services, such as emergency fuel assistance, flat tyre replacement, towing, etc.

Inclusions of New India Assurance Own-Damage Bike Insurance

The New India Assurance own-damage bike insurance covers include:

• Cost of repairing or replacing the bike in case of accident damage.
• Compensation in case of the insured vehicle is stolen.
• Coverage for losses or damages caused due to various incidents, such as floods, earthquakes, storms, lightning, etc.
• Protection against damages from fire, riots, vandalism, etc.
• Coverage for damages due to fire, explosion, or self-ignition.
• Protection against losses or damages during transportation of the bike by road, rail, air, or water.

Exclusions of New India Assurance Own-Damage Bike Insurance

The New India Assurance own-damage bike insurance has certain exclusions, where coverage is not provided by the insurer:

• Depreciation of the bike’s parts causing wearing & tearing.
• Any electrical or technical breakdown causing damage to insured bike.
• Damages to third parties in a road accident involving the insured bike.
• Damages caused while riding under the influence of alcohol or drugs.
• Usage of the bike for purposes not stated in the policy.
• Damages or losses not complying with the policy's terms and conditions.

How to Buy New India Assurance Own-Damage Bike Insurance Online?

To buy New India Assurance two-wheeler insurance online, follow these steps:

• Step 1: Visit official website of Policybazaar Insurance Brokers Private Limited and select 'Insurance Products' from the top menu.
• Step 2: Choose 'Own-Damage Bike Insurance' from the from the drop-down list options.
• Step 3: Enter the right two-wheeler details and click on 'View Prices.'
• Step 4: Compare and select New India Assurance own-damage bike insurance and provide necessary details asked in the form. You can also buy bike insurance add-ons to enhance the scope of coverage.
• Step 5: Pay the bike insurance premium online to receive the policy document via registered email ID.

How to File New India Assurance Own-Damage Bike Insurance Claims?

To raise a claim for New India Assurance bike insurance policy, follow these steps:

• Step 1. Contact the insurance company via email or phone to inform the insurance provider about incident at the earliest.
• Step 2. Download the claim form from their website, fill it out accurately, sign it, and gather all of the required documents.
• Step 3. Submit the filled-out claim form and necessary documents to the insurer.
• Step 4. A surveyor will be assigned to inspect the bike damage based on your claim request.
• Step 5. Upon receiving the surveyor's report, the insurer will approve or reject the claim.
• Step 6. If approved, repairs can be done at any network garage without worrying about the expenses. If you choose any nearby or local garage, pay first and then submit bills to the insurer for reimbursement.

Documents Required for New India Assurance Own-Damage Bike Insurance Claim

The documents needed to file a claim for New India Assurance own-damage bike insurance are as follows:

• FIR copy (if applicable)
• Valid New India Assurance own-damage bike insurance policy
• Rider's Driving License (in case of an accident)
• Bike's Registration Certificate (RC)
• Accurately filled and signed claim form
• Additional documents as required by the insurer

FAQs About New India Assurance Own-Damage Bike Insurance Policy