New India Assurance Travel Insurance

Why New India Assurance Travel Insurance?

Travel is an inevitable part of life nowadays. One has to travel for business purposes, for study, for vacation, corporate meetings, etc. There may be many unforeseen events that may interrupt your travel. Travel Insurance is there to save you from the problem that arises out of these unanticipated events.

It was rated AAA/Stable by CRISIL. This indicates that the insurer is financially sound and provides excellent services to its customers.

New India Assurance travel insurance plans provide you cover against the expenses which may occur in cases of mishaps while traveling. They also provide insurance against loss of baggage or passport because of which you can travel with complete peace of mind.

Features of New India Assurance Travel Insurance

These are some of the many benefits offered by The New India Assurance travel insurance plans:

• Flight-related Benefits: The insurer provides many covers in case of a total loss of checked-in baggage, delay in baggage, and more
• Medical Benefits: In case of any illness, injury or accident abroad, the insurer will provide assistance and cover for medical expenses and other relevant costs as per the policy.
• Affordable Options: The Company provides several plans with different SI suiting each person’s budget and needs.
• Cashless Hospitalisation: With a huge network of hospitals under its name, the insured can easily claim cashless treatment at any of their hospitals given they fulfill the requirements.
• Available for All: The policy can be purchased from someone as young as 6 months up to 70 years. Above that, a medical checkup is required.
• Different Plans for Different Countries: Depending on the requirements and different regions, the plans have been divided accordingly with varying benefits.

Things to Know About New India Assurance Travel Insurance

Travel Insurance Plans Offered by New India Assurance Company Ltd.

The company offers different products for domestic and overseas travelers. These plans provide you security against the expenses incurred due to any illness, accidents, loss of baggage, etc. The following types of travel insurance are provided by the company:

Inclusions under the New India Assurance Travel Insurance Plans

There are some common coverage benefits offered by different New India Assurance plans. These are briefly discussed below:

• Medical or Repatriation Expenses: If the insured person is suffering from any sort of illness, pain, dental problem, or any other medical problem then the company will help them out and also borne the expenses which are incurred out of this medical emergency during the tenure of insurance.
• Personal Accidents: It covers the expenses, If the insured person is met with an accident or sustains any physical damage or if death occurs in the accident during the journey period the sum assured will be paid to the nominee. This policy covers the following cases:
  • Death of the policyholder
  • Permanent total disability of the policyholder
  • Total and irrecoverable loss of one eye & one limb or both eyes or both limbs.
• Loss of Checked-in Baggage: If the insured person suffers from total loss of baggage during the period of the journey the company will reimburse the amount up to the limit of the cover as mentioned in policy documents.
• Delay of Checked-in Baggage: If the insured person suffers from delay in baggage for more than 12 hours from the scheduled arrival time at the international airport the company will reimburse you to purchase replacement items up to the limit of the cover.
• Loss of Passport: In case the insured person loses his passport in the journey the company will help you out and pay you the insurance amount up to the limit as mentioned in the policy documents.
• Personal Liability: If the insured person becomes legally liable to pay for any accidental physical damage or accidental damage to a third party due to any incident that happens during the period of the journey, the company will pay you for that up to the limit of cover as mentioned on policy documents.

Exclusions under the New India Assurance Travel Insurance Plans

• No insurance claim will be provided for the loss of articles like precious gems, jewelry, precious metals, money, share, certificates, bonds, promissory notes, and stamps or travel tickets, business books.
• If the insured person is a drug addict or self-injured or suicide clause, no claim will be entertained.
• If the insured person participated in any war, nuclear explosion, etc no claim will be entertained.
• If the insured is suffering from any disease or had suffered in the past whether known or unknown are not covered under the policy.
• If traveling against the advice of his doctor.
• If traveling for any medical treatment or routine check-up.
• First USD 100 is to be borne by the insured person for all claims.
• Expenses related to maternity or pregnancy are not covered.
• If the insured person is drug addict or self-injured or suicide clause, no claim will be entertained.

How to Enroll in New India Assurance Travel Insurance Plans?

The travel insurance plans can be applied through multiple channels online as well as offline. Take a look at the procedure to buy a New India Assurance travel insurance policy:

Online Process

A New India Assurance travel insurance policy can be purchased online by visiting the website of Policybazaar Insurance Broker Private Limited. Customers can also buy it from the website of the insurance company. Follow the steps to buying the policy online below:

• Visit the official website of Policybazaar.com
• Go to the icon of ‘Travel Insurance’    
• Enter the details of the trip, including trip destination, travel dates, etc.
• Provide other requested details, such as the age of the travelers
• Choose a plan from the list of plans
• Pay the travel insurance policy premium online
• A New India Assurance travel insurance policy will be issued within two minutes.

Make sure to compare different travel insurance plans at Policybazaar.com before buying a plan.

Offline Process

A person can buy a New India Assurance travel insurance plan offline using the following methods:

• You can simply call the helpline number of Policybazaar Insurance Broker Private Limited at 1800-708-8787 and express their desire to buy a travel insurance policy to the customer service representative
• You can visit the New India Assurance Company Limited’s nearest branch to buy the policy
• In addition, they can also get in touch with an insurance agent to buy the plan.

In case of any confusion, customers can write to Policybazaar Insurance Broker Private Limited at care@policybazaar.com