New India Pravasi Bharatiya Bima Yojana

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      New India Pravasi Bharatiya Bima Yojana

      The New India Pravasi Bharatiya Bima Yojana provides medical coverage to emigrants with ECR and ECNR visa categories. It offers personal accident cover to the insured along with hospitalization and maternity cover. This New India health insurance policy also covers the cost of legal expenses and repatriation expenses.

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      New India Pravasi Bharatiya Bima Yojana: Key Highlights

      Categories Specifications
      Sum Insured Rs 10 lakh
      Rs 50,000 (For the family)
      Policy Tenure 2 years, 3 years
      Network Hospitals 3000+
      Incurred Claim Ratio (2020-21) 92.79%

      Benefits of New India Pravasi Bharatiya Bima Yojana

      Take a look at the key benefits of buying a New India Pravasi Bharatiya Bima Yojana:

      • Overseas Coverage for Emigrants

        This New India health insurance policy is customized to cover emigrants working outside the country against any medical emergencies.

      • Comprehensive Cover

        With this policy, the insured gets coverage for both hospitalization expenses as well as accidental death and disability.

      • Transportation Expenses

        The insurance company also covers the transportation cost incurred on repatriation or if he/she needs to return back to India due to an employment contingency.

      New India Pravasi Bharatiya Bima Yojana Eligibility Criteria

      Check out the eligibility criteria to buy for a New India Pravasi Bharatiya Bima Yojana:

      Parameters Eligibility Criteria
      Minimum Entry Age Adult - 18 years
      Maximum Entry Age Adult - 60 years
      Child – 21 years
      Coverage Type Individual/ Floater
      Maximum No. of Relationships Covered 4
      Relationships Covered Self, spouse and dependent children

      Inclusions of New India Pravasi Bharatiya Bima Yojana

      The New India Pravasi Bharatiya Bima Yojana includes the following coverage:

      • Personal Accident Cover
      • Repatriation/ Transport Expenses
      • Air Fare for Attendant
      • Medical Expenses to Insured
      • Maternity Expenses
      • Hospitalization Expenses to Insured’s Family
      • Employment Contingency
      • Legal Expenses

      Exclusions of New India Pravasi Bharatiya Bima Yojana

      The following coverage is excluded under the New India Pravasi Bharatiya Bima Yojana:

      • Intentional self-injury or suicide
      • Treatment for injuries sustained under the influence of alcohol or drugs
      • Dental treatment or surgery
      • Hazardous and adventure sports
      • Sexually transmitted diseases or AIDS
      • Congenital external diseases
      • Sterility
      • Unproven treatment
      • Venereal diseases

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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