New India Assurance Health Insurance for NRIs

Insurer Highlights

People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans from New India Assurance for NRIs

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Overview of New India Assurance Health Insurance for NRI

      New India Assurance Health Insurance for NRI provides comprehensive medical coverage to NRIs or Non-Resident Indians while staying in India. It pays for emergency and planned medical expenditures that NRIs may encounter in India. It comes with several attractive benefits, including preventive health check-ups, hospital cash benefits, reinstatement of the sum insured, etc.

       
      New India Assurance Health Insurance for NRI in Detail
      New India Assurance Mediclaim Policy

      The New India Assurance Mediclaim policy comes with a sum insured ranging from Rs 1 lakh to Rs 15 lakh.

      Coverage Benefits:

      • Coverage for in-patient treatment, cataract treatment and mental diseases are available
      • Congenital diseases and Ayurvedic/homeopathy/Unani treatment are covered
      • Hospital cash benefit, health check-ups and reinstatement of the sum insured are available
      • Newborn baby treatment from day 1 and genetic disorders are covered
      • Optional covers such as maternity expenses, consumables cover, no proportionate deduction, etc., are available
      Read more
      New India Assurance Floater Mediclaim Policy

      The New India Assurance Floater Mediclaim policy is available for a sum insured varying from Rs 2 lakh to Rs 15 lakh.

      Coverage Benefits:

      • Hospitalization expenses, mental diseases and genetic diseases are covered
      • Newborn baby cover, critical care benefit and hospital cash benefit are available
      • Congenital diseases, modern treatments and cataract treatments are covered
      • Non-medical items cover, maternity benefit and no proportionate deduction are available as optional covers
      Read more

      Benefits of New India Assurance Health Insurance for NRI

      Here are some of the benefits that NRIs can enjoy by buying a Royal Sundaram Health Insurance plan:

      • Reinstatement of Sum Insured – Policyholders can restore their sum insured amount once a year in case the original coverage amount has been exhausted due to a claim.
      • Health Check-ups – With this benefit, NRIs can avail preventive health check-ups after every three claim-free years.
      • No Pre-Acceptance Medical Check-ups – This New India Assurance health insurance policy does not require NRIs of up to 50 years to appear for a medical check-up before buying.
      • Cumulative Bonus – A cumulative bonus of 25% can be earned if the NRI does not raise a claim in the last policy year. The cumulative bonus can be utilized to increase the base sum insured amount without any hike in premium.
      • Tax Benefits – NRIs can also enjoy tax benefits on the paid New India health insurance premium under Sec 80D, Income Tax Act.

      How to Buy New India Assurance Health Insurance for NRI?

      Take a look at the procedure for NRIs to buy a New India Assurance health insurance plan:

      Step 1: Go to the website of Policybazaar.com and select ‘Health Insurance’

      Step 2: Choose your gender and the family members who need to be insured

      Step 3: Enter the age of all the family members and their Indian city of residence

      Step 4: Provide your full name and mobile number with the correct country code

      Step 5: Choose if you have any existing medical illnesses, such as diabetes, hypertension, etc.

      Step 6: Pick the New India Assurance health insurance plan that the NRI wants to buy

      Step 7: Review all the details and pay New India Assurance health insurance price

      The insurance company will issue the policy and share it with the NRI.

      Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.

      How to Renew New India Assurance Health Insurance for NRI?

      Follow the steps given below to renew a New India Assurance health insurance for NRI policy:

      Step 1: Log in to the website of Policybazaar.com and click on the ‘Renew Your Policy’ tab

      Step 2: Select the ‘Health Renewal’ option from the dropdown menu

      Step 3: Choose your country code and enter your phone number followed by the OTP 

      Step 4: New NRI users of Policybazaar can click on ‘Health Insurance’ on the homepage

      Step 5: Fill in the requested details and choose the New India Assurance mediclaim renewal policy

      Step 6: Pay the premium for the renewal of the policy

      The New India Assurance Company will share the renewed policy with the NRI.

      Note: NRI customers can get a GST refund if the policy was purchased from an NRE account and for a 1-year tenure. All they need to do is to submit a declaration, TRC and a 6 months bank statement of the NRE account used to pay the premium.

      How to File a Claim with New India Assurance Health Insurance for NRI?

      Check out the steps that NRIs can follow to file a New India Assurance Health Insurance claim:

      1

      Inform the Insurer

      Intimate the New India Assurance Company or its Third Party Administrator (TPA) about the emergency hospitalization within 24 hours and planned hospitalization at least 48 hours prior.

      2

      Send Cashless Authorization Request

      Fill in the pre-authorization form and submit it along with any required medical documents to the TPA for cashless treatment authorization.

      3

      Get Pre-Authorization

      The TPA will review the documents as per policy coverage and grant authorization for cashless treatment if they are satisfied.

      4

      Pay Non-Medical Bills

      During discharge, the NRI must pay all the medical bills that are not covered by the New India Assurance Company.

      5

      Document Submission

      The network hospital will share all the required documents with the TPA after the insured is discharged.

      6

      Settlement of Claim

      The TPA will verify all the documents and settle the medical bills with the network hospital.

      In case of reimbursement claims, settle all hospital bills at the time of getting discharged from the hospital and collect all the bills & medical documents. Submit the required supporting documents to the TPA within 7 days of getting a discharge. The TPA will examine the documents and pay the claim amount to the NRI.

      Policybazaar exclusive benefits
      • On ground claims support(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit

      Health insurance Articles

      • Recent Article
      • Popular Articles
      03 Dec 2024

      Health Insurance Checklist

      Health insurance is a crucial investment you can make to secure

      Read more
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more

      PMJAY: 10 Major Benefits of Ayushman Bharat Yojana

      Ayushman Bharat Yojana, or Pradhan Mantri Jan Arogya Yojana (PMJAY), was launched by Prime Minister Shri Narendra

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      Waiting Period in Health Insurance

      The waiting period in medical insurance refers to the duration before which certain illnesses or diseases will not

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL