National Health Insurance Premium Calculator

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      National Health Insurance Premium Calculator

      The cost of healthcare is rising and if you are wondering what determines the cost of your medical insurance policy then you will get to learn this here. A health insurance policy premium is determined on several factors. You can use a health insurance calculator to know the premium of your policy in a few minutes. An online health insurance policy helps you solve your queries in a matter of few minutes.

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      National Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      6000+

      Incurred Claim Ratio

      115.55

      Renewability

      Lifelong

      Waiting Period for Pre-existing Illness

      4 years

      National Health Insurance Premium Calculator

      National health premium calculator is an online tool that calculates the policy premium amount as per the inputs provided in it. With the help of the online premium tool, the premium calculation becomes a reliable, quick, reliable, and effective procedure. Mediclaim premium calculator is an online tool that can be used to determine the policy premium for different health insurance plans.

      This online premium calculator makes health Insurance purchase a quick and convenient process. It can be confusing to go through different policy premium charts. And a premium calculator helps you understand the premium calculation process in a simple manner.

      How to Calculate National Health Insurance Premium?

      To derive the cost of the health insurance premium for National mediclaim policies, the following factors are considered:

      • Selected the policy sum insured
      • Select the type of health insurance plan
      • Number of members who are covered
      • Age of all the eldest member
      • Geographical location
      • Occupation
      • Medical history

      To know the cost of the premium you can use the National health insurance premium calculator online.

      National Health Insurance Premium Chart

      National health insurance premium chart is available in the product brochure and policy wordings. In this document you can find the premium rates for the health insurance plans that you are planning to purchase.  Premium rates in all the premium charts vary as per the applicant’s age group, duration of the policy, and the coverage amount.

      Benefits of Using National Health Insurance Calculator

      Listed below are some of the benefits of using an online health insurance premium calculator:

      • Online premium calculator makes it simple and quick to calculate the policy premium
      • Using a premium calculator you can also plan your finances as it provides you tentative premium rates in advance
      • A health insurance premium calculator suggests various health insurance plans and makes it possible to compare features and variations in the premium
      • Premium calculator ensures that all your preferences  are taken care off in addition to insurance premium quotes
      • You can understand the policy premium chart and how the rates are differentiated

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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