Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater

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      Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater

      Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater plan is a combination of both Niva Bupa (Formerly known as Max Bupa)'s Health Recharge and Health Companion plans that offers more robust protection for the family's health. This health insurance policy has all the attributes of providing adequate healthcare to the insured and acts as a shield against increasing medical expenses today.

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      Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater: Key Highlights

      Categories Specifications
      Coverage Type Individual or Family Floater
      Sum Insured Rs 10.5 lakh to Rs 1 crore
      Premium Starts From Rs 262 per month
      Renewability Lifelong
      Policy Tenure 1 year/ 2 years
      Claim Process Direct claim settlement without the involvement of TPA

      Inclusions of the Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater Plan

      Anyone interested to buy Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater policy will get the following coverage:

      • In-patient Hospitalization Treatment: The Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater plan covers all in-patient hospitalization expenses where the insured is hospitalized for more than 24 hours.
      • Pre-Hospitalization Expenses: This health insurance policy covers expenses for a maximum of 30 days before hospitalization up to the defined limit.
      • Post- Hospitalization Expenses: The coverage is provided for all medical expenses for up to 60 days after getting discharged from the hospital up to the defined sum insured.
      • Road Ambulance: The policy covers the expenses of the ambulance after the acceptance of the in-patient claim.
      • Hospital Accommodation: The policyholder can claim for all hospital accommodations up to a single room with no room rent capping.
      • Organ Transplant: Members can avail of medical expenses incurred by an organ donor on organ harvesting, including the in-patient treatment expenses for the same.
      • Domiciliary Hospitalization: If a member undergoes treatment at home due to unavailability of bed or on doctor's advice, this policy will reimburse all the expenses.
      • Day Care Treatment: Niva Bupa (Formerly known as Max Bupa) Money Savers Health Insurance covers day care procedures that require less than 24 hours of hospitalization.
      • Alternative Treatments: The insured can avail alternative treatments under Ayurveda, Siddha, Unani, Homeopathy up to the sum Insured.

      Optional Covers:

      • Personal Accident Cover
      • Critical Illness Cover
      • Hospital Cash

      Exclusions of the Niva Bupa (Formerly known as Max Bupa) Money Saver Health Insurance Plan

      Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater Insurance plan excludes some diseases and conditions from its list of coverage. They are:

      • Any claim arising within the initial 30 days of the policy period, unless it is an accidental claim
      • Pre-existing diseases are not covered before 36 months of continuous coverage
      • Specific illnesses are covered after 24 months of coverage
      • Injuries from hazardous activities or adventure sports
      • Injuries and ailment due to war, riots, terrorist activities, or unlawful and criminal activities
      • Due to alcohol and drug abuse
      • Behavioural, neurodevelopmental and neurodegenerative disorders
      • Obesity and weight control programs
      • Maternity expenses
      • Artificial life maintenance
      • External congenital diseases, etc.

      Please refer to the policy document for a complete list of exclusions under the plan.

      Features and Benefits of the Niva Bupa (Formerly known as Max Bupa) Money Savers Health Insurance Policy

      Individuals can find the features and benefits of the Niva Bupa (Formerly known as Max Bupa) Money Saver Health Insurance policy below:

      • This policyholder can schedule a health check-up for a specific list of tests for themselves and other members of the family.
      • Under the cashless facility, the insured can obtain cashless claim services at the 7400+ network hospitals.
      • Policyholders can avail of pharmacy and diagnostic services through network service providers on the Niva Bupa (Formerly known as Max Bupa) Health Insurance Company.
      • Provision for unlimited telephonic or online consultations is also provided.
      • Based on the claim history, the policy guarantees renewability for life with no extra loadings.
      • Quick and reliable in-house claim processing with no involvement of TPAs
      • Attractive premium savings for choosing the plan for two years.
      • Premiums paid towards Niva Bupa (Formerly known as Max Bupa) Money SaverHealth Insurance policy are eligible for availing tax benefits under Income Tax Act.

      Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater Eligibility Criteria

      Before buying the Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater policy, a person should consider the following eligibility terms:

      Categories Eligibility Criteria
      Minimum Entry Age 3 months
      Maximum Entry Age 65 yearsNo limit for policy renewal
      Number of people covered 6 members (Up to 2 adults and 4 children)

      Cancellation Terms of the Niva Bupa (Formerly known as Max Bupa) Money Saver Family Floater Policy

      A policyholder can cancel the Money Saver policy within 15 days of purchasing the insurance in the free-look period to get a full refund. The insurer can also cancel the Niva Bupa (Formerly known as Max Bupa) Money Saver Health Insurance policy if the policyholder is found to be indulged in fraud, misrepresentation or concealment of medical or other claims-related information.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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