Niva Bupa Health Insurance
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- Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance)
Overview of Niva Bupa Health Insurance
Niva Bupa Health Insurance is offered by the Niva Bupa Health Insurance Company, which is a joint enterprise between Fettle Tone LLP and Bupa Group. These health insurance plans have been designed to cater to the different needs of its wide range of customers, ranging from newborns to the elderly. Moreover, the insurer also offers customized plans to senior citizens, diabetes patients, hypertension patients, people with disabilities, surrogate mothers, etc.
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Niva Bupa Health Insurance Plans
Niva Bupa Health Insurance Company offers a comprehensive range of health insurance plans to customers. The list of various plans offered by Niva Bupa Health Insurance is given below:
Plan name
For individuals
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For Big family
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For Family
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For critical Illness
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For Individuals
For Family
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For big family
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For daily hospital Cash
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For Individuals
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For Family
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For Individuals
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For Big Family
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For Individual
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For Accidents
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
View more plansLet us discuss each insurance plan in detail:
Niva Bupa ReAssure 2.0 Plan
Niva Bupa ReAssure 2.0 is a one-of-a-kind health plan that offers unlimited sum insured for the lifetime of the policy and allows you to carry forward unused sum insured for up to 5-10 times. Moreover, the plan locks the premium at the age the policy was purchased unless a claim is raised. The plan comes with a sum insured of ₹5 lakh to ₹1 crore and is available in Bronze, Gold, Bronze+, Titanium+ and Platinum+ variants.
Features & Benefits:
- Coverage for hospitalization expenses, modern treatments and home care treatments are available
- Second medical opinions, e-consultations and AYUSH treatments are covered
- ReAssure+, Booster+ and annual health check-ups from day 1 are available
- Pre-post hospitalization costs, ambulance charges and organ donor expenses are covered
- Live healthy benefit and shared accommodation benefit are available
- Safeguard benefit, hospital cash benefit, personal accident cover and safeguard+ benefit are available as optional covers
Niva Bupa Aspire Plan
Niva Bupa Aspire is another unique health plan that offers Lock the Clock benefit and Booster+ benefit from ReAssure 2.0 plan along with M-iracle maternity benefit. Additionally, it also allows you to utilize future sum insured anytime, accumulate cashbacks on every claim-free year and offers worldwide coverage. The plan is available for a coverage amount ranging from ₹3 lakh to ₹1 crore. Moreover, it comes with 10 variants – Gold, Sapphire, Diamond, Platinum, Titanium, Gold+, Sapphire+, Diamond+, Platinum+ and Titanium+ along with the Flexi plan.
Features & Benefits:
- Hospitalization expenses, home care treatments and AYUSH treatments are covered
- Miracle benefit, ReAssureX, Booster+, ReAssure+ and live healthy benefits are available
- E-consultations, road ambulance and air ambulance charges are covered
- Annual health check-ups and second medical opinions are available
- Optional covers, such as cash-bag benefit, safeguard benefit, future ready benefit, borderless benefit, etc. are available
- Personal accident cover, safeguard+, hospital daily cash and WellConsult (OPD) benefit are also available as optional covers
Niva Bupa Health Companion Plan
Niva Bupa Health Companion is a comprehensive health plan that fulfils the health needs of individuals, nuclear families and joint families. It comes with a sum insured ranging from ₹1 lakh to ₹1 crore. Moreover, the plan is available in four variants, with the Family First variant designed for joint families.
Features & Benefits
- Coverage for in-hospitalization, alternative treatments and modern treatments are available
- Both pre-hospitalization medical charges and post-hospitalization expenses are covered
- Domiciliary hospitalization, living organ donor transplant and emergency ambulance cover are available
- Day care treatments, emergeny ambulance charges and animal bite vaccination costs are covered
- Refill benefit, complimentary health check-ups and no claim bonus are available
- No capping on room rent is available
- Hospital cash benefit and personal accident cover are available as optional covers
Niva Bupa Heartbeat Plan
The Niva Bupa Heartbeat plan has been designed to provide comprehensive coverage to individuals and families against a wide range of diseases, including mental diseases and HIV AIDS. It is available for a sum insured ranging from ₹1 lakh to ₹1 crore. The plan comes in three variants – Silver, Gold and Platinum, along with the Family First variant.
Features & Benefits:
- In-patient care, OPD treatment, alternative treatments and modern treatments are covered
- Maternity benefit, newborn baby expenses & vaccinations and child care benefits are available
- Mental disorder treatments, pre & post hospitalization expenses and day care procedures are covered
- HIV/ AIDS cover, specified illness cover and domiciliary hospitalization are available
- Pharmacy & diagnostic services, emergency ambulance charges and living donor organ transplants are covered
- Emergency assistance services, hospitalization and medical evacuation are available
- Health check-ups, refill benefit and loyalty additions are available
- Hospital cash benefit, premium waiver benefit and personal accident cover are available as optional covers
- Optional covers, such as critical illness cover, e-consultations and enhanced international cover are also available
Niva Bupa Health Premia Plan
Niva Bupa Health Premia plan offers extensive coverage to the insured within India and abroad while allowing them to focus on staying healthy. It offers a coverage amount ranging from ₹1 lakh to ₹3 crore. The plan is available in three variants, i.e. Silver, Gold and Platinum, along with the Family First variant.
Features & Benefits:
- Coverage for in-patient care, OPD cover and pre & post-hospitalization are available
- Day care treatments, e-consultations and emergency ambulance charges are covered
- Maternity benefit, newborn baby cover, newborn baby vaccinations and child care benefits are available
- Mental disorder treatments, modern treatments and alternative treatments are covered
- Specified illness cover, HIV AIDS cover, laser surgery cover and second medical opinions are available
- Pharmacy & diagnostic services, domiciliary hospitalization and organ donor treatment expenses are covered
- Waiver of premium, emergency assistance services, refill benefit and health check-ups from day 1 are available
- International coverage, including medical evacuation and repatriation, are covered
Niva Bupa Health Recharge Plan
Niva Bupa Health Recharge is a super top-up health insurance plan designed to provide additional coverage in case the base policy gets exhausted. However, it comes with a mandatory deductible. While the plan offers a sum insured of ₹2 lakh to ₹95 lakh, the deductible options range from ₹10,000 to ₹50,000.
Features & Benefits:
- In-patient treatment, mental disorders treatment and modern treatments are covered
- HIV AIDS cover, artificial life maintenance and pharmacy & diagnostic services are available
- Alternative treatments, e-consultations and domiciliary treatment are covered
- Personal accident cover and critical illness cover are available as optional covers
Niva Bupa Senior First Plan
Niva Bupa Senior First is a senior citizen health insurance policy designed to cater to the health needs of senior citizens aged 60 years and above. It is available for a coverage amount of ₹5 lakh to ₹25 lakh. The plan comes in two variants – Gold and Platinum.
Features & Benefits:
- Coverage for hospitalization expenses, home treatments and AYUSH treatments are available
- Modern treatments, day care treatments and ambulance charges are covered
- ReAssure benefit, annual health check-up benefit, and no claim bonus are available
- Annual aggregate deductible and co-payment modifications are available as optional covers
Niva Bupa Health Assurance Plan
Niva Bupa Health Assurance is a combination of a critical illness insurance plan, personal accident cover, and hospital cash insurance plan. It provides the insured with the choice to opt for either of these covers or a combination of one or two covers. The policy sum insured ranges from ₹1 lakh to ₹5 crore for accident care, ₹3 lakh to ₹3 crore for critical illness cover and ₹1000 to ₹4000 per day for hospital cash benefit. Moreover, the plan comes with the family first variant.
Features & Benefits:
- Lump sum payment, staggered payments or both are paid on the first diagnosis of 20 listed critical illnesses
- Accidental death, permanent total disability and permanent partial disability are available
- Child education benefit and funeral expenses are also covered
- Worldwide accidental cover is available
- Daily hospital cash benefit and double cash benefit for ICU hospitalization are available
- Optional covers, such as temporary total disability, accidental hospitalization and ambulance charges, are available under the AccidentCare section
Niva Bupa GoActive Plan
Niva Bupa GoActive is a new-age health plan that promises to offer medical coverage anywhere, anytime. The plan offers a sum insured amount ranging from ₹1 lakh to ₹25 lakh.
Features & Benefits:
- In-patient treatment, OPD consultations and home health care services are covered
- AdvantAGE benefit, refill benefit and behavioural assistance program are available
- Second medical opinions, diagnostic tests and pharmacy & diagnostic services are covered
- Health check-ups, emergency ambulance cover and modern treatment cover are available
- I-protect benefit, personal accident cover, deductible cover and health coach are available as optional covers
Niva Bupa Health Plus Plan
The Niva Bupa Health Plus plan provides comprehensive coverage to individuals and families against a variety of medical expenses, including maternity expenses, prosthetics costs and robotic surgeries.
Features & Benefits:
- Coverage for in-patient care, home health care services and modern treatments are available
- Maternity benefit, pre & post-natal expenses and e-consultations are covered
- Newborn baby cover, newborn vaccination cover and cord blood banking cost cover are available
- Cost of cyberknife/robotic surgery, air ambulance services and alternative treatments are covered
- Critical illness cover and accompanying persons accommodation cover are available
- Prosthetics cover, compassionate visit, health check-ups and no claim bonus are available
Niva Bupa Elixir Plan
The Niva Bupa Elixir plan provides extensive coverage for a wide range of medical expenses while offering several lucrative benefits, including booster benefit. The plan comes with a sum insured amount of ₹5 lakh, ₹10 lakh and ₹15 lakh.
Features & Benefits:
- Hospitalization expenses, home care treatments and modern treatments are covered
- ReAssure benefit, booster benefit and shared accommodation benefit are available
- Second medical opinion, domiciliary hospitalization and day care treatments are covered
- Annual health check-ups, air ambulance cover and organ donor cover are available
- Safeguard benefit, personal accident cover and safeguard+ are available as optional covers
Niva Bupa Everyday Health Plan
The Niva Bupa Everyday Health plan offers OPD cover in health insurance that does not require hospitalization along with wellness benefits. The plan comes with a sum insured of ₹5000 per doctor visit for up to ₹1 lakh in a policy year.
Features & Benefits:
- Coverage for physical doctor/specialist consultations, teleconsultations and video consultations are available
- Cost of diagnostic services, home health care services and pharmacy services are covered
- Annual health check-ups, vaccination cover and wellness benefits are available
- Monitoring/ medical devices expenses and second medical opinions are covered
- Condition management packages for diseases like diabetes, heart ailments, etc., are available
Niva Bupa Health Pulse Plan
The Niva Bupa Health Pulse plan safeguards the health of individuals and families with customized coverage for various diseases like HIV AIDS, mental disorders, etc. It is available for a coverage amount ranging from ₹3 lakh to ₹25 lakh. The plan comes in two variants – Classic and Enhanced.
Features & Benefits:
- In-patient treatment, modern treatments and mental disorders treatment are covered
- HIV AIDS cover, refill benefit, annual health check-ups and no claim bonus are available
- Pharmacy & diagnostic services, alternative treatments and day care treatments are covered
- Optional covers, such as critical illness cover, hospital cash benefit and e-consultations, are available
- Personal accident cover, enhanced no claim bonus and enhanced refill benefit are also available as optional covers
Niva Bupa Xpress Health Plan
Niva Bupa Xpress Health is a comprehensive health plan that offers extensive coverage for OPD expenses along with hospitalization expenses. The plan comes with a sum insured of up to ₹50 lakh with OPD coverage of ₹5000 per doctor visit for a maximum of ₹1 lakh per policy year.
Features & Benefits:
- Coverage for video consultations, physical consultations and teleconsultations are available
- Hospitalization expenses, modern treatments and day care treatments are covered
- Air ambulance cover, AYUSH benefit and domiciliary hospitalization are available
- Cost of diagnostic services, home health care services and pharmacy services are covered
- Daily cash benefit, ICU cash benefit, vaccination cover and no claim bonus are available
- Emergency assistance services, second medical opinion and annual health check-ups are covered
- Critical illness cover, personal accident cover and serious illness cover are available
Niva Bupa Empower Health Plan
The Niva Bupa Empower Health plan has been designed to provide medical coverage to persons with disability or HIV AIDS. It is available for a sum insured of ₹4 lakh and ₹5 lakh.
Features & Benefits:
- In-patient care, accidental dental treatments and modern treatments are covered
- Coverage for cataract treatments, AYUSH treatments and day care treatments are available
- Pre-hospitalization expenses, road ambulance costs and post-hospitalization expenses are covered
Niva Bupa Health Multiplier Plan
The Niva Bupa Health Multiplier plan covers the cost of hospitalization while offering coverage for 37 critical illnesses.
Features & Benefits:
- Coverage for hospitalization expenses, alternative treatments and modern treatments are available
- Critical illness multiplier cover, refill benefit and organ transplant cover are available
- E-consultations, emergency ambulance expenses and day care treatments are covered
Niva Bupa Quick Health Plan
The Niva Bupa Quick Health plan provides coverage for OPD expenses along with a personal accident cover. While the OPD benefit is available for ₹5000 per consultation for up to ₹1 lakh per policy year, personal accident cover of up to ₹1 crore is available.
Features & Benefits:
- OPD consultations, including physical consultations, teleconsultations and video consultations with physicians and specialists are covered
- Daily cash benefit, annual health check-ups and vaccination cover are available
- Cost of home health care services, pharmacy services and diagnostic tests & investigations are covered
- Coverage for accidental death and permanent total/partial disability are available
- Accidental medical expenses and temporary total disability are covered
- Wellness benefits, including access to fitness centre and nutritionist, are available
Niva Bupa Antyodaya Shramik Suraksha Plan
Niva Bupa Antyodaya Shramik Suraksha is a personal accident insurance policy designed to compensate the insured in case of an accident. The plan offers a sum insured of up to ₹10 crore.
Features & Benefits:
- Coverage for accidental death, permanent total disability and permanent partial disability are available
- Accidental medical expenses, last rites expenses and repatriation of mortal remains are covered
- Comatose benefit, children education allowance, terrorism cover and hospital daily cash are covered
Niva Bupa SurroGuard Plan
The Niva Bupa SurroGuard plan covers the medical expenses incurred by surrogate mothers in India. It comes with a fixed sum insured of ₹5 lakh.
Features & Benefits:
- In-patient care, pre-hospitalization and post-hospitalization expenses are covered
- Domiciliary hospitalization and emergency ambulance cover are available
- Modern treatments and day care treatments are covered
Niva Bupa Oocyte Guard Plan
The Niva Bupa Oocyte Guard plan pays for the medical expenditures incurred on oocyte retrieval anywhere in India. The plan offers a fixed sum insured of ₹5 lakh only.
Features & Benefits:
- Coverage for hospitalization expenses, modern treatments and day care treatments are available
- Emergency ambulance cover and home care treatment are available
Why Should You Buy Niva Bupa Health Insurance Plans?
Listed below are some of the Niva Bupa Health Insurance benefits that make it a worthy buy:
- Attractive Benefits - Niva Bupa Health Insurance Company offers comprehensive medical coverage to its customers, including attractive benefits, such as ReAssure+, Booster+, M-iracle benefit, lock the clock benefit, cash-bag benefit, future ready benefit, safeguard benefit, premium waiver benefit, borderless benefit, etc.
- No Room Rent Limit – Most mediclaim insurance plans does not come with any room rent limit, thus, allowing you to get treatment at any hospital room of your choice, except the suite.
- Cashless Everywhere – Niva Bupa Health Insurance plans allow you to avail cashless hospitalization at all hospitals across India with the 'Cashless Everywhere' benefit.
- Faster Settlement of Claims – The insurance company promises to process all cashless claims within 30 minutes, thereby ensuring faster settlement of claims.
- Tax Benefits - Niva Bupa Health Insurance premiums are eligible for tax deduction under Section 80D of the Income Tax Act.
How to File a Claim with a Niva Bupa Health Insurance Plan?
Follow the steps given below to file a claim with Niva Bupa Health Insurance Company:
1
Notify the Insurer
Inform the insurer by approaching the TPA desk at the hospital within 24 hours of an emergency hospitalization and at least 48 hours before a planned hospitalization.
2
Display the Required Documents
Show your Niva Bupa Health Card or provide your policy number along with a passport-size photo and your PAN card or Aadhaar card to verify your identity at the hospital.
3
Pre-authorization Form Submission
The hospital will fill out the pre-authorization form and submit it to the insurance company to gain approval for your cashless treatment.
4
Cashless Treatment Approval
The insurer will verify your details and, accordingly, approve your cashless treatment request. You will receive a text message and email with confirmation.
5
Settlement of Claims
Once the treatment is complete, sign all the documents, bills and forms. The insurance company will pay the bill amount directly to the hospital.
Note: In case of reimbursement claims, inform the Niva Bupa Health Insurance Company about your hospitalization on time and pay all the medical bills when getting discharged from the hospital. Collect all the medical documents from the hospital during discharge and submit them to the insurer within 30 days. The insurer will verify your documents and process your claim within 7 days of document submission.
Documents Required for Niva Bupa Health Insurance Claim
Check out the list of documents required to raise a reimbursement claim with Niva Bupa health insurance:
- Duly signed Niva Bupa health insurance claim form
- Copy of the patient's photo ID
- Hospital discharge summary
- Main hospital bill with a detailed break-up with payment receipts
- Operation theatre notes
- Investigation and test reports, such as CT scans, MRIs, etc., with payment receipts
- Pharmacy bills and payment receipts
- Doctor's prescription recommending tests and investigations
- Original death summary, if applicable
- Police FIR and MLC report, if applicable
Niva Bupa Health Insurance Network Hospitals
Niva Bupa Health Insurance Company has partnered with a wide network of empanelled hospitals across the country to make cashless hospitalization accessible for policyholders. You can get admitted to a network hospital to avail cashless treatment for any disease or injury. Find out the list of Niva Bupa Health insurance network hospitals in different cities in India below:
How to Buy Niva Bupa Health Insurance Plans?
Take a look at the following step-by-step procedure to buy a Niva Bupa health insurance policy:
Step 1: Visit Policybazaar.com and select the ‘Health Insurance’ icon on the homepage
Step 2: Choose your gender and the family members to be covered and mention their ages
Step 3: Enter your city or pin code, full name and mobile number
Step 4: Select if you have any pre-existing illnesses
Step 5: Choose if you have a health policy from your employer and the coverage amount
Step 6: Pick the Niva Bupa health insurance plan you want to buy and go through its details
Step 7: Pay the premium for your desired plan
Step 8: The insurer will issue your Niva Bupa health plan after successful payment.
How to Renew Niva Bupa Health Insurance Plans?
It is quite easy to renew your Niva Bupa Health Insurance policy online. Below are the steps that can be followed for Niva Bupa Health Insurance renewal online:
Step 1: Go to Policybazaar.com and select the ‘Health Renewal’ option from the ‘Renewal Your Policy’ dropdown menu
Step 2: Fill in your registered mobile number and the OTP received on your phone
Step 3: Select your Niva Bupa Health Insurance policy to be renewed and pay the renewal premium online through your credit or debit cards, wallets or net banking to get your policy issued
Step 4: First-time customers of Policybazaar can click on the ‘Health Insurance’ icon on the homepage and provide the requested details
Step 5: Once the renewal premium has been paid, the insurer will issue your Niva Bupa health insurance renewal policy.
How to Calculate Niva Bupa Health Insurance Premium?
Niva Bupa Health Insurance Premium Calculator (Formerly known as Max Bupa Health Insurance Premium Calculator) can be used to estimate the premium you would need to pay to buy a Niva Bupa health policy. The calculator requires details like your residence city, preferred sum insured, family members to be insured, etc., to calculate the premium payable. You can use the health insurance premium calculator below to find out the estimated premium for your desired Niva Bupa health plan.
Contact Details of Niva Bupa Health Insurance
Here are the contact details of Niva Bupa Health Insurance Company:
| Categories | Contact Details |
| Customer Care Toll-free No. | 1800 309 3333 (For buying new policies) 1860 500 8888 |
| Whatsapp No. | 98119 56696 |
| Senior Citizen Helpline Email ID | seniorcitizensupport@nivabupa.com |
Niva Bupa Health Insurance - FAQs
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Q1. What is the cost of Niva Bupa health insurance?
Ans: The cost of a Niva Bupa health policy may differ for different people based on their age, health condition, city of residence, etc. However, you can use a Niva Bupa health insurance premium calculator to find the estimated price of your preferred policy. -
Q2. How can I check my Niva Bupa policy details?
Ans: You can check the details of your Niva Bupa health insurance policy by going through the policy documents issued by the insurer. Alternatively, you can also call the Niva Bupa health insurance customer care number to know the details of your policy. -
Q3. What is the tenure of Niva Bupa Health Insurance plans?
Ans: Niva Bupa Health Insurance plans are available for 1 year, 2 years and 3 years, depending on the chosen plan. -
Q4. Is it necessary to undergo a medical check-up before buying Niva Bupa Health Insurance?
Ans: No. A medical check-up is not compulsory to buy a Niva Bupa health insurance policy, provided you are healthy. However, some plans may require you to undergo a pre-policy medical check-up depending on your age. For example, if you are above 60 years, then you may be required to appear for a medical check-up before buying most Niva Bupa health plans. -
Q5. Can I avail cashless facility across all the hospitals through my Niva Bupa health insurance plan?
Ans: Yes. You can avail cashless hospitalization facility at all hospitals across India with a Niva Bupa Health Insurance plan with the Cashless Everywhere facility. You can either plan your hospitalization or avail emergency medical treatment. In both cases, your insurance company will cover the hospitalization expenses. Your TPA will take care of all the required hospital formalities as well as the total expenses incurred throughout the treatment.
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Q6. What is the procedure to avail medical benefits under Niva Bupa insurance policy?
Ans: To avail the medical benefits offered by the Niva Bupa Health Insurance policy, you need a claim with your insurer within the stipulated time. In case of planned hospitalization, the insurer must be informed at least 48 hours in advance. On the other hand, emergency hospitalizations should be notified to the insurer within 24 hours. -
Q7. How do I avail cashless benefits under Niva Bupa Health Insurance plans?
Ans: You can avail cashless benefit under Niva Bupa Health Insurance by informing the insurer about your emergency hospitalization within 24 hours and planned hospitalization at least 48 hours in advance. Show your health card (issued by your insurance provider) to the doctor, and the hospital will then contact the TPA of the insurance company. They will fill up the cashless form and share the estimated treatment expenses with the TPA. The insurance company will approve your cashless treatment request only if the medical condition is listed in the policy document under the coverage section. Once approved, the TPA will pay your medical bills once your treatment is complete. -
Q8. What is a pre-existing disease or condition under Niva Bupa Health Insurance?
Ans: Any disease or injury covered by your insurer, which has been diagnosed or detected at least 48 months prior to purchasing the Niva Bupa health insurance policy for the first time is considered as a pre-existing disease or condition. -
Q9. Does Niva Bupa Health Insurance cover the hospitalization expenses incurred during a medical emergency?
Ans: Yes. Niva Bupa health insurance plans cover the hospitalization expenses incurred during a medical emergency subject to the policy terms and conditions. -
Q10. Should the claim form and documents be directly submitted to Niva Bupa Health Insurance or TPA?
Ans: Claims form along with the supporting documents should be submitted to the TPA and not directly to the company. Your TPA details are mentioned in your company health card or you can take help from a customer care representative.
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Q11. How can I check my Niva Bupa claim status?
Ans: You can check the status of your Niva Bupa health insurance claim on the official website of the insurer. You can also speak to the customer support team of the insurer to know your current claim status.
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Q12. Can I cancel my Niva Bupa policy?
Ans: Yes. You can cancel your Niva Bupa health policy by raising a cancellation request with your insurer via email or call. If you cancel the policy during the free-look period or the first 15 days of buying the policy, then no cancellation charges will apply.
Niva Bupa Health Insurance News
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Niva Bupa announces Senior First Health plan for People above 60 years
Niva Bupa Health Insurance has launched the ‘Senior First’ health insurance plan for senior citizens. This senior citizen medical insurance offers the required medical support and healthcare to elderly people. Niva Bupa Senior first health insurance plan provides coverage options of up to Rs 25 lakh. There are no sub-limits on common medical conditions like knee replacement, cataract, etc. The plan is available in both Gold and Platinum options.
A pre-medical screening is not required for the senior citizens and the health checkup benefit is provided from Day 1. Some of the key benefits include Reassure benefits, No-claim-bonus, selecting own co-payment, switch co-payments for deductibles, domiciliary treatment cover, and daycare treatments.
The ReAssure benefit is an unlimited sum insured benefit that starts from the first claim itself. The claim received from this benefit can be up to the base sum insured. There are no limitations on the number of claims during the policy term for the same or different illnesses.
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Niva Bupa Introduces 100% Re-assure Health Insurance Plan with COVID-19 Cover
Niva Bupa Health Insurance has launched ReAssure Health Insurance Plan that provides unlimited sum and cover for hospitalization, including Coronavirus medical insurance. The insured person can claim for any illness that is covered as many number of times during the policy term. It will ensure complete financial protection to the policyholder and other insured family members.
The policy also covers COVID-19 treatment including the cost of masks, gloves, PPE kits, and other consumable items, including the regular cover.
This policy with unlimited coverage has been launched keeping in mind the patients suffering from critical illnesses like cancer, or kidney ailments, who need multiple hospitalizations during the same year. In addition to the day care treatments, it will also cover dialysis, angiography, and radiotherapy, organ donation, homecare treatment for chemotherapy, alternative treatment like AYUSH, etc.
Policybazaar exclusive benefits
- 30 minutes claim support*(In 120+ cities)
- Relationship manager For every customer
- 24*7 claims assistance In 30 mins. guaranteed*
- Instant policy issuance No medical tests*
Health insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Niva Bupa Health Insurance Plans
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Heartbeat Family First
Heartbeat Family Floater
Health Assurance Critical Illness
Health Companion Individual
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*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ
##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies
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