Niva Bupa (Formerly known as Max Bupa) Group Personal Accident Plan

Niva Bupa (Formerly known as Max Bupa)'s Group Personal Accident cover basic benefits like permanent total disability, accidental death, permanent partial disability, etc. The policy is usually offer to groups like corporate, communities, associations, bank customers, schools, colleges that require to safeguard its people from uncertainties.

Key Features

• Accidental death insurance covered
• All disabilities insured
• Option to choose customized additional benefits

Benefits

• 24x7 coverage
• Lump sum settlement
• Direct claim settlement
• Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.

Details About Premium

Annual premium depends on the plan chosen.

Policy Details

Sum Insured: Daily cash benefits up to Rs.4000

Coverage type: Individual/Family

Eligibility: No age limit

Discount: Avail discount of 12.5% on premiums for policy period of 2 years

Additional features or riders

• International Cashless facility
• 24x7 helpline facility

Exclusions

• Nuclear radiation injury/accident
• Suicide and other self-inflicted injuries
• Criminal offence

Documents Required

In order to buy the policy, a proposer needs to fill up an ‘Application form/ proposal form’ by citing medical history and submit it along with the address proof. In some cases, medical examination may be required, based on the sum assured and the age of the person.