ManipalCigna Super Top up

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      ManipalCigna Health Insurance Super Top up Plan

      ManipalCigna Super top-up health insurance plans come in handy in covering the additional expenses over and above your current sum insured limit. ManipalCigna Health Top-up gives policyholders an opportunity to secure the health of their loved ones by getting additional coverage in case the existing health cover seems insufficient.

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      ManipalCigna Health Insurance provides two Super top-up plan options i.e. Super Top-up Plus and Super Top-up Select. Under both the plans cashless hospitalization benefit can be availed in more than 6500 network hospitals.

      Eligibility Criteria

      Features

      ManipalCigna Super Top-up Plus

      ManipalCigna Super Top Up Select

       

      Sum Insured (Rs.)

      3 lakh-30 lakh

      1 lakh-30 lakh

      Deductible (Rs.)

      3 lakh-10 lakh

      1 lakh-10 lakh

      Minimum Entry Age

      Children: 91 days

      Adult: 18 years

      Children: 91 days

      Adult: 18 years

      Maximum Entry Age

      Children: 23 years

      Adult: No limit

      Children: 23 years

      Adult: No limit

      Waiting period for pre-existing diseases

      48 months

      48 months

      Types of ManipalCigna Health Super Top Up Plans

      ManipalCigna Health offers two types of Super Top Up plans that are:

      • ManipalCigna Super Top-up Plus
      • ManipalCigna Super Top-up Select

      Key Features of ManipalCigna Super Top-up Health Plans
      ManipalCigna Super Top-up Plus and Super Top-up Select health plans come with the following features:

      • Coverage is provided on an individual and family floater basis for maximum of 2 adults and 3 children
      • The policy term options are 1 year, 2 years, and 3 years
      • The premium can be paid annually, half-yearly, quarterly, and monthly

      Inclusions of ManipalCigna Super Top-up Health Plans

      ManipalCigna Super Top-up Plans cover the below-mentioned expenses:

      • Pre and Post Hospitalisation of 60 and 90 days, respectively
      • Medical expenses are covered for non-allopathic treatments such as Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy under any government-recognized institution
      • Day care treatment for less than 24 hours of hospitalization in case of surgery or a cure
      • Critical illness add-on cover for 11 life-threatening conditions is available
      • Non-medical expenses are also covered up to a specified limit
      • In-patient hospitalization expenses of the donor for any major organ transplant are covered

      For more details, you can go through the ManipalCigna Health Super top-up plans brochure online. ManipalCigna health super top-up premium chart table is also given in the same.

      Exclusions of ManipalCigna Super Top-up Health Plans

      The following medical expenses are not covered under ManipalCigna Super Top-up Plus and ManipalCigna Super Top-up Select plans:

      • Expenses rose due to primary diagnosis or evaluation
      • Rehabilitation and respite care cost
      • Surgery related to weight control unless it falls under specific criteria as mentionedin the policy documents
      • Gender alteration cost
      • Cosmetic or plastic surgery unless it fits the specific criteria written in policy documents
      • Injury occurred due to participation in adventure sports with few exceptions
      • Injury or illness while attempting breach of law
      • Unproven treatments
      • Eyesight correction surgery for less than 7.5 dioptres
      • Expenses related to sterility or fertility
      • Dental treatment unless necessary due to an injury or accident

      For a complete list of exclusion, please check ManipalCigna Health Top-up Plan Brochure. If you want to get this plan you can write to us at care@policybazaar.com or call us at 1800-708-8787.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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