ManipalCigna Critical Illness Policy

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      Manipal Cigna Critical Illness Policy

      Manipal Cigna critical illness plan pays the sum insured on lump sum basis upon diagnosis of any critical illnesses that are covered in the policy. You can get 10 times protection of your gainful annual income. The critical illness policy also provides access to online wellness programs.

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      Manipal Cigna Lifestyle Protection Critical Care Basic Policy

      The minimum entry age is 18 years and the maximum entry age is 65 years. The coverage in this policy is provided on individual and family floater basis. You can get coverage for 15 critical illnesses in this health plan. The features and benefits are given below:

      Features and Benefits:

      • The sum insured amount ranges from Rs 1 Lakh to Rs 25 Crore
      • The policy covers 15 critical illnesses and procedures
      • You can opt for lump sum and staggered payout options
      • You can get coverage benefit upon diagnosis anywhere around the world
      • The policy term is 1,2, and 3 years
      • The policy covers self, spouse, dependent - parents, in-laws, sisters, brothers, sisters, dependent children, and grandchildren
      • Moreover, you can select to pay the premium on single, annual, half-yearly, monthly and quarterly basis

      Critical Care Basic Policy covers the following Diseases-

      Critical Illness list:

      • Aorta Graft Surgery
      • Cancer
      • Deafness
      • Open Chest CABG
      • Myocardial Infarction (First Heart Attack – of Specific Severity)
      • Open heart replacement
      • Coma of Specified Severity
      • Stroke Resulting in Permanent Symptoms
      • Kidney Failure with dialysis
      • Major organ transplant/bone marrow transplant
      • Motor neuron disease
      • Permanent limb paralysis
      • Sclerosis with persisting symptoms
      • Primary pulmonary hypertension
      • Loss of Sight

      Manipal Cigna Lifestyle Protection Critical Care Enhanced Plan

      The policy offers lump sum coverage amount upon diagnosis of the specified 30 critical illnesses. If you opt for staggered claim amount then you can avail additional 10% of the coverage amount. It offers ten time protection of your gainful annual income.

      Features and Benefits:

      • Diseases Covered/Critical Illness List: Cancer of specific severity, heart attack, Open chest CABG, Coma of specified severity, kidney failure, stroke, paralysis, primary pulmonary hypertension, graft surgery, loss of hearing, loss of sight, aplastic anaemia, end stage kung disease, end stage liver disease, major burns, hepatitis, Alzheimer’s disease, bacterial meningitis, brain tumor, Apallic syndrome, Parkinson’s disease, loss of speech, cystic disease, muscular dystrophy, and Systemic Lupus Erythematous.
      • You can choose lump sum or staggered payout option
      • The coverage is provided upon diagnosis anywhere in the world
      • The sum insured amount ranges from Rs 1 lakh to Rs 25 Crore

      To know more details regarding Manipal Cigna critical illness plan you can speak to our customer support and get all your queries resolved. You can dial in 1800-208-8787 or write to us at care@policybazaar.com.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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