What are the LIC Online Services?

The online LIC login portal provided by the LIC of India helps the policyholder to avail of online services and helps them resolve all their policy-related queries online. With the LIC online payment login facility, one can avail of several major benefits, such as the policy status, policy number, benefits illustration, LIC premium-related questions, nominee status, and many more.

The LIC India online login ensures that the customer does not need to visit the branch physically often. It is time to bid goodbye to the conventional way, as the online LIC login process will save both money and time.

By becoming a registered member, one can get access to various online services such as:

• View Policy Details: Access your policy information, including the policy term, premium due dates, and sum assured.

• Pay Premiums Online: Make LIC premium payments online, ensuring your policy remains active.

• Check Bonus Information: Keep track of the bonuses your policy is eligible for.

• Access Premium Receipts: Download premium payment receipts for your records or tax purposes.

• Update Contact Information: Ensure that LIC can reach you by keeping your contact details up to date.

• Nomination Details: Review and update your nominee information, ensuring your loved ones are taken care of in your absence.

• Loan Status: Check the status of any loans against your policy, including outstanding balances and interest information.

• Claim Status: Stay updated on the status of any claims you've submitted, making the process transparent and efficient.

Who is Eligible to Register for LIC Online Services?

Before you begin using the LIC of India login services, it becomes more important to understand the LIC login process and accordingly activate it. 

Well, wondering how. Simply read this article to learn how to log in to LIC of India.

LIC Login: LIC New User Registration

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services.

Step 2: On the LIC’s e-Services page, click on the ‘New User’ button.

Step 3: You will need to submit your policy details, such as Policy Number, Premium Amount, Date of Birth, etc. to complete the registration process. Once done, click on the proceed button.

Step 4: Now, create a new ‘Username’ and ‘Password’ to complete the LIC online registration process

Step 5: Now, log in with a new username and password. Click on the ‘Submit’ button.

Step 6: Enroll your policy and retrieve your policy details from the tab ‘Enroll Policies’ on the left-hand side of the screen. Now, click on the option of ‘View Enrolled Policies’. Verify the ‘Captcha’ to see the status of your enrolled policies.

LIC Channels and Modes of Premium Collection

To pay the premiums of the LIC policy, the insurance holder can directly login to the company's website. However, there are other alternatives as well. The policyholders can pay the premium offline by visiting the LIC's official branch office.

Besides this, the policyholder can also use electronic modes for the policy's premium payment. The policyholder must provide the ECS mandate for the respective bank, after which the LIC will create a standing instruction. According to the premium due date of the policy, the amount will be deducted directly from the bank account of the insurance holder. For your better understanding, we have shown LIC channels' premium payment modes in a tabular form.

LIC Login to Make Online Premium Payment with Registration

Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’. 

Step 2: On the LIC’s e Services’ page, click on the ‘Registered User’ button.

Step 3: Select Customer as your Role, and enter your user ‘ID/Email/Mobile, Password’, and ‘Date of Birth’ to Sign in.

 Step 4: On the Customer Portal, click on the ‘Self /Policies’ option to view details.

Note: If your premium is due, then you should see the ‘Pay Premium’ option. Otherwise, you should see the premium due date.

Step 5: Click the Pay Premium option to proceed and provide the required information. Choose the payment option. Make your selection from Credit Card, Debit Card or Net Banking.

That’s it! Now, simply make the premium payment using the LIC login portal.

Now you know the process of LIC online login and the step-by-step procedure of making the premium payments. Let’s check out how to make payments without registration.

LIC Login to Make Online Premium Payment Without Registration 

One notable feature that stands out on the LIC portal is the ability to make LIC online payment without login. This direct payment option caters to individuals seeking a quick and efficient method to fulfill their premium obligations without navigating through a user account.

Step 1: Log in to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Pay Premium Online’ option.

Step 2: You will be routed to a page where you will find two options – ‘Pay Direct’ and ‘Through LIC Customer Portal’. Here, click on the ‘Pay Direct’ button.

Step 3: You will be routed to LIC online premium payments page. Once on this page, fill in all vital details, including Policy Number, Premium Payment Amount, Date of Birth, Email Id and Mobile number. Verify the ‘Captcha’ and click on the ‘Submit’ button.

Step 4: Now, you will need to create a new ‘Username’ and ‘Password’ of your choice to complete the registration process.

LIC Online Login Process 

There are so many things to remember in this busy life that one can easily forget the username or password for one’s LIC account. But does that mean one will need to face a lot of hassles to use the LIC login portal? The answer is a resounding NO! The process of retrieving the username and password for your LIC account is fairly simple and hassle-free.

1. Online LIC Login Process if You Have Forgotten User ID

   Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’.

   Step 2: On the LIC’s e Services’ page, click on the ‘Registered User’ button.

   Step 3: On the login form, click on the ‘Forgot user ID/Password?” link.

   Step 4: With the ‘User ID’ option selected, enter your ‘Policy Number’, ‘Premium’ and ‘Date of Birth’

   Step 5: Fill out the correct Captcha and then click on the ‘Submit’, button to proceed.

2. LIC of India Login Process if You Have Forgotten Password

   Step 1: Log on to the LIC’s official website (www[dot]licindia[dot]in) and click on the ‘Customer Portal’ tab under ‘Online Services’.

   Step 2: On the LIC’s e Services’ page, click on the ‘Registered User’ button.

   Step 3: On the login form, click on the ‘Forgot user ID/Password?” link.

   Step 4: With the ‘Password’ option selected, enter your ‘User ID’ and ‘Date of Birth’

   Step 5: Fill out the correct Captcha and then click on the ‘Submit’, button to proceed.

LIC Login or Online Registration Process for Spouse and Children

The online registration process in LIC for spouse and children is very easy and simple. You just need to follow few simple steps to register your spouse and children in LIC successfully.

Step 1: Visit the official website of LIC and log in to your account using the ‘user ID and Password’.

Step 2: Select the section of either ‘Child Policies’ or ‘Spouse Policies’ as per your choice, the one you want to add to.

Step 3: Add the important details like policy number, date of birth, etc.

Step 4: Once you add all the details click on the submit button, this will successfully register your child and spouse along with you in the same account.

Step 5: Go to the ‘Profile Management Menu’ and check and confirm the registered detail of your spouse/children.

Wrapping it Up

We are now sure that you know how to use the LIC login portal. With the smooth registration, you can simply log in and LIC policy status online, and make premium payments through credit or debit cards. Moreover, now you also have a better understanding of retrieving your username and password if you forget them. So, it’s time to start putting this easy learning to practice. Use LIC online login portal and make your life easy.

LIC Resources

FAQs