Liberty Bike Insurance Claim

List of Documents Required For Filing a Claim

The documents required for filing Liberty Bike Insurance Claims are as follows:

• Fully completed and signed claim form
• The registration copy of the bike
• A copy of the driving license of the owner
• A copy of the policy must accompany the submission, showing relevant details like policy number and date
• The original estimate for repairs, the final invoice, and the payment receipt are required for reimbursement. For cashless transactions, only the final invoice will suffice

How to File Liberty Cashless Two-Wheeler Insurance Claim?

You can follow these steps to file a cashless bike insurance claim:

• Contact the Insurance Provider: You should inform the insurer at the earliest that there has been a mishap and you would like to initiate the claim process. This can be done over the phone or by visiting physically the branch office. However, the most seamless method is online:
  • Go to the official website of the Insurer/ or Policybazaar Insurance Brokers Private Limited
  • Go to the 'Claims Assistance' section
  • Go to the 'Bike Claims' under 'Two-wheeler Claims' under 'Motor Claims'
  • Click on the claim registration form
  • Fill the required details on the form and submit online
• Bike Insurance Claim Registration: A person from the company will contact you to register the claim for bike insurance. They will verify the following details:
  • Policy number
  • Policy date
  • Location of mishap

Once the verification is complete, they will provide the policyholder with a claim registration number. Save this number because it will be required throughout the claim process.

• Damage Survey: The company will send a surveyor to examine the damages. They will make a report of the damages and submit it to the company.
• Damage Repair: Take your two-wheeler to a network garage and get your vehicle repaired.
• Claim Settlement: The insurer will verify all the documents, and after deducting the deductibles, they will settle the claim by paying the costs of repair to the network garage directly.

How to File Liberty Reimbursement Two-Wheeler Insurance Claim?

You can also file claim reimbursement instead of going to a network garage. The procedure is given below:

• Contact the Insurer: Immediately inform the Insurer
  • Go to the Insurer/Policybazaar Insurance Brokers Private Limited website
  • Go to the 'Claim Assistance' section under the insurer
  • Go to bike insurance claim section
  • Click on the claim registration form
  • Fill the required details on the form and submit online
• Claim Registration: A person from the company will contact you to register the claim. They will verify the following details:
  • Policy number
  • Policy date
  • Location of mishap

Once the verification is complete, they will provide you with a claim registration number. This number will be required throughout the process.

• Damage Survey: The company will send a surveyor to examine the extent of the damage.
• Reimbursement: Once the surveyor gives approval, you can take your vehicle to any garage of your choice for repair. The garage expert will give an estimate of the repair costs. You have to submit this estimate along with the other documents. The insurer will verify all the information submitted to them and then reimburse the claim amount to you after deducting the voluntary deductibles.

Common Liberty Bike Insurance Claim Rejection Reasons

Sometimes the insurer may reject the claim because of the following reasons:

• The insurer may reject a fraudulent claim and take any additional appropriate measures
• Any misrepresentation of the facts of the case can lead to rejection
• If the person did not have a license present during the accident, no claims would be entertained
• If the accident happens because of any substance abuse, it does not fall under admissible provisions
• If anything happens due to gross negligence, the insurer may reject it
• The insurer may also reject the claim if there is sufficient delay in informing the provider to increase repair and salvage value

Liberty Bike Insurance No Claim Bonus

The Insurer gives a no-claim bonus that rewards good behavior on the roads. For every claim-free year, you receive a bonus. This adds up to 50% of the total value in five years. However, even a single claim can disable the entire accumulated bonus.