Download the Policybazaar app
to manage all your insurance needs.
-
Home
-
Car Insurance
-
Zurich Kotak Car Insurance
- Zurich Kotak Third Party Car Insurance
Zurich Kotak Third Party Car Insurance
Zurich Kotak (formerly known as Kotak) third party car insurance comes in handy in sticking by the mandatory motor vehicle clause in India. This car insurance policy by Zurich Kotak General Insurance Company provides coverage for property damage, accidental injury, disability, or death of a third party due to an accident caused by the insured car.
Benefits of Zurich Kotak Third Party Car Insurance
The benefits of this third-party car insurance plan are as follows.
- Covers Death: The third-party car insurance policy provides coverage for legal liabilities of the third party due to accidental disability or death.
- Covers Property Damage: The Zurich Kotak third party car insurance plan offers coverage for property damage of a third party in an accident.
- PA Cover: This car insurance plan can also be enhanced with a Personal Accident Cover for the driver or owner of the car.
- Fulfils Mandatory Requirement: Purchasing a Zurich Kotak third party car insurance policy also fulfils the legal mandate of having a car insurance policy in India.
Coverage Under Zurich Kotak Third Party Car Insurancee
- Death of the third person involved in an accident with the insured car
- Disability or bodily injury of the third person
- Third Party property or vehicle damage
- Personal Accident cover for death or disability of the owner/driver of the insured car
- Damage caused to the insured car due to accidents, collisions, natural and manmade disasters
- Theft of the insured car is also not covered under the TP coverage
- Losses arising out of theft of the insured four-wheeler
- Accidents arising as a result of drunk driving or driving without a valid licence
How to Purchase Zurich Kotak Third Party Car Insurance Policy?
Follow the steps mentioned below to get a Zurich Kotak third party insurance policy online:
- Visit Policybazaar.com and select the “Car Insurance” tab from the website
- On the form, enter your four-wheeler number and proceed
- Now select your car’s RTO, make, model, variant and registration year
- Fill in the registration form and proceed
- You will now be shown multiple car insurance quotes. Choose the Zurich Kotak third party plan from the list
- Pay the final premium amount using online mode of payment
- Once you have made the final payment, your third party insurance policy document will be mailed to you.
Documents Required to Raise a Zurich Kotak Third Party Car Insurance Claim
Make sure to keep these documents handy while raising a third party insurance claim:
- Vehicle registration copy
- Third party car insurance policy copy
- Valid ID proof of the policyholder
- Driving licence of the driver
- FIR copy
- Duly signed and filled claim form
FAQs
-
Q1. What is the maximum coverage amount provided by the third party insurance plan?
Ans: The maximum amount provided for third-party property damage is up to Rs. 7.5 Lakh. In case of loss of life of the third party, the full sum insured amount is provided by the insurance company. But if the third-party liabilities are more than this, the policyholder needs to pay them. -
Q2. How long does it take for the claim settlement of Zurich Kotak Third Party Car Insurance?
Ans: Usually, the company provides 60 days for the claim settlement of third-party car insurance. If a case is filed in court, it may take more time to get the decision of the court. Therefore, it is a better idea to settle the claim outside of the court by mutual understanding if both parties agree. -
Q3. How to claim 3rd party insurance for a car?
Ans: To raise a third party insurance claim, you will be required to file a claim request with the Motor Accidents Claim Tribunal. The MACT will then decide upon the claim amount to be paid to the third party. The insurer will then settle the claim by paying the compensation to the third party.
Car Third-Party Insurers
Bajaj Allianz Third Party Car Insurance
Chola Ms Third Party Car Insurance
Digit Third Party Car Insurance
Future Generali Third Party Car Insurance
HDFC Ergo Third Party Car Insurance
ICICI Lombard Third Party Car Insurance
IFFCO Tokio Third Party Car Insurance
Liberty Third Party Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Car insurance Articles
- Recent Article
- Popular Articles
20 Jun 2024
Top 5 Car Care Tips to Beat The Summer Heat
The extreme heat and constant heat wave warnings have made
Read more
11 Jun 2024
How to Check Car Owner Details By Registration...
Scenarios like hit-and-run accidents or purchasing a second-hand
Read more
21 May 2024
Get Faster Claim Settlement with Policybazaar...
Getting your car insurance claim settled is no longer a hassle
Read more
17 Apr 2024
Understand the Nitty-Gritty of Car Insurance...
Have you recently purchased a car insurance policy for your new
Read more
22 Feb 2024
IDV in Car Insurance
In layman's terms, the IDV full form is the Insured Declared Value
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.