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Kotak Mahindra Car Insurance
- Kotak Mahindra Comprehensive Car Insurance
Zurich Kotak Comprehensive Car Insurance
Zurich Kotak (formerly known as Kotak Mahindra) Comprehensive Car Insurance covers the insured car against accident, loss due to theft, fire, or other reasons. Comprehensive car insurance is the perfect policy for those who care for their vehicle. The premium of this policy consists of both third-party premium and own damage (OD) premium.
Benefits of Zurich Kotak Comprehensive Car Insurance
A Zurich Kotak comprehensive car insurance policy provides full insurance against any unpredictable event. Below are some of the benefits of Zurich Kotak comprehensive car insurance.
- Cashless Services: Under a comprehensive car insurance policy, the insurer provides cashless service across a vast network of authorized garages.
- Own Damage to Vehicle: Comprehensive coverage protects against theft, natural disasters, or anything that is beyond human control.
- Additional Covers: Comprehensive car insurance provides optional car insurance add-ons like roadside assistance, Zero depreciation cover, loss of personal belongings, and many more.
- Third-Party Cover: Policyholders can get financial security in case of third-party liabilities arising from an accident.
Coverage Under Zurich Kotak Comprehensive Car Insurance
- Third-Party death, bodily injury or property damage are covered
- In transit, damages to the insured car
- Manmade acts like strikes, riots, causing damages to the insured vehicle
- Earthquakes, cyclones or other natural calamities leading to damages to the insured car
- Partial or total loss of the insured car due to theft
- Damages to the insured car if it catches fire or explodes
- Damages to the insured car when driven without a valid driving license
- Accidental damages arising out of drunk driving are not covered
- Losses to the insured vehicle when driven outside the specified geographical area
- Contractual liabilities of the owner/driver of the motor car
- Damages to the insured car due to nuclear or civil war are also not covered
Add-ons Under Zurich Kotak Comprehensive Car Insurance
The following additional covers are offered under Zurich Kotak comprehensive car policy:
- Roadside Assistance Cover
- Nil Depreciation Cover
- Consumables Cover
- Personal Belongings Cover
- Engine Protect Cover
- NCB Protect Cover
How to Purchase a Zurich Kotak (formerly known as Kotak Mahindra) Comprehensive Car Insurance Policy?
To purchase a Zurich Kotak car insurance policy online from Policybazaar.com, a policyholder can follow these simple steps:
- From the website’s homepage, select the “Car Insurance” tab
- On the given form, enter the car number or select the “Brand New Car” option
- Select your car details, such as make, model, variant, RTO and registration year
- Fill in the given registration form and proceed with viewing plans
- From the given car insurance plans, choose Zurich Kotak comprehensive plan
- Select additional covers that you wish to include in the plan
- Pay the premium amount and purchase your policy
- Once the payment is complete, your car insurance policy will be mailed to you instantly.
Documents Required to Raise a Zurich Kotak Comprehensive Car Insurance Claim
The following documents are required to raise a Zurich Kotak comprehensive motor insurance claim:
- Zurich Kotak car insurance claim form
- Car insurance policy document
- Copy of vehicle Registration Certificate
- Copy of Police FIR for theft and third-party cases
- Repair bills
- Estimates of repair
Zurich Kotak Comprehensive Car Insurance FAQs:
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Q1. What is not covered under Zurich Kotak Comprehensive Car Insurance?
Ans: Normal wear and tear and general vehicle ageing, depreciation or any such losses, Mechanical or electrical breakdown, Any contractual liability, damage to or by a person driving under the influence of drugs or liquor, damage to or by a person driving without a valid driving license are some of the cases where Zurich Kotak comprehensive car insurance will not be covered.
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Q2. Does comprehensive car insurance cover damages caused due to natural disasters?
Ans: Yes, Zurich Kotak comprehensive car insurance protects from damages arising out of natural disasters such as earthquakes, cyclones, hurricanes, etc.
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Q3. Does comprehensive insurance cover accidents caused due to collisions?
Ans: Yes, comprehensive insurance covers damages caused due to collisions.
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Q4. How long does it take to settle a comprehensive car insurance claim?
Ans: It varies from insurer to insurer and based on accident, but generally, the insurer takes around 45 days to settle the claim. However, the process can be sped up with some preparation and fulfilling all the requirements on time.
Car Comprehensive Insurers
Bajaj Allianz Comprehensive Car Insurance
Chola MS Comprehensive Car Insurance
Digit Comprehensive Car Insurance
Future Generali Comprehensive Car Insurance
HDFC Ergo Comprehensive Car Insurance
ICICI Lombard Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance
Liberty Comprehensive Car Insurance
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Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.