Overview of IFFCO Tokio Home Suvidha Policy

Your home or its content becomes susceptible to various risks. Some risks become financial burden. Although it is not possible to insure your house from all risks, you can take adequate steps to alleviate the loss.

IFFCO Tokio Home Suvidha Policy

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


IFFCO Tokio Home Suvidha Policy

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Overview of IFFCO Tokio Home Suvidha Policy

Your home or its content becomes susceptible to various risks. Some risks become financial burden. Although it is not possible to insure your house from all risks, you can take adequate steps to alleviate the loss.

The Home Suvidha policy from IFFCO Tokio ensures complete coverage to your family against all types of perils. It is a simple policy wherein there are different options for sum insured are available. You can opt for the most suitable home insurance plan option, depending on the requirement.

Coverage available under Home Suvidha Policy

Mainly the policy offers the coverage against following-

  • Fire and Allied Perils
  • Burglary and Allied Perils
  • Television/video equipments
  • Personal Accident
  • Fire and Allied Perils (Building)
  • Personal Computer

What is Not Covered?

There are some situations or risk which remain uncovered and these are-

  • Nuclear Risk
  • War Risk
  • Wear and Tear
  • Consequential Loss
  • Existing Damage
  • Terrorism Damage
Home insurance

Points to Remember

  1. In any loss/damage, the maximum amount of liability for any damage under the policy will be restricted to the aggregate sum insured specified in the insurance policy.
  2. If the insured equipment gets damaged, the insurer will pay for expenses which are necessary to restore the damaged equipment back to its original state or pay the market cost of the item if the repairing cost is more than the market value of the item.
  3. In case of repair basis settlement, the insurer will keep the following points in consideration-
  • No deduction will be made for depreciation in case of parts which are replaced, except those which have limited life.
  • If the repairing is done at a workshop of your choice, the insurer will pay the cost of materials along with the wages incurred for the repairing purpose along with the reasonable percentage to cover all overhead charges.
  • Value of salvage will be considered by the company to compute both repair and total loss basis if there is a replacement of items. 

What If I Cancel the Policy?

A policyholder can cancel the policy by giving 15 days written notice to the insurer. The company will refund the premium after retaining the premium on the basis of the following table, provided no claim has been made. 

Coverage Period up to

Annual Premium Rate (%)

15 days

10%

1 months

15%

2 months

30%

3 months

40%

4 months

50%

5 months

60%

6 months

70%

7 months

75%

8 months

80%

9 months

85%

Exceeding 9 months

100%
Home insurance
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, May 21, 2022
★★★★★
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, May 20, 2022
★★★★★
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, May 19, 2022
★★★★★
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, May 18, 2022
★★★★★
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, May 17, 2022
★★★★★
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, May 16, 2022
★★★★★
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, May 15, 2022
★★★★★
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
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Kolkata, May 14, 2022
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Ahmedabad, May 13, 2022
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Yashashvi
Amritsar, May 12, 2022
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Natural calamities covered
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  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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