Download the Policybazaar app
to manage all your insurance needs.
-
Home
-
Car Insurance
-
IFFCO Tokio Car Insurance
- IFFCO Tokio Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance
IFFCO Tokio comprehensive car insurance is an extensive vehicle insurance plan covering the policyholder against own damages and third-party liabilities. Damages arising out of incidents like accidents, fire, theft, calamities along with third party death, disability and property damage are covered under this car policy by IFFCO Tokio General Insurance Company.
Benefits of IFFCO Tokio Comprehensive Car Insurance
IFFCO Tokio car insurance has many benefits, which makes it a perfect kind of insurance for those who are protective about their vehicle and want to give it complete protection. Below are some of the benefits of comprehensive car insurance.
- Accidental Coverage: With comprehensive car insurance, a policyholder can claim for accidental damages sustained by his/her car.
- Coverage against theft: Incidents of theft such as vehicle theft are common in our country. With a comprehensive car insurance policy, you can get compensated against the losses arising out of theft or burglary.
- Fulfils Legal Mandate: Having a valid comprehensive car insurance policy also fulfils the legal mandate of the Motor Vehicles Act, 1988.
- Covers Personal Accident: With a PA Cover offered along with a comprehensive car insurance policy, you can also get compensated in case the owner/driver of the car dies or gets injured during an accident.
Coverage Under IFFCO Tokio Comprehensive Car Insurance
The coverage offered under a car insurance policy by IFFCO Tokio General Insurance Company is mentioned below.
Losses that an IFFCO Tokio comprehensive insurance policy covers are:
- Damages due to strikes, riots and other manmade acts are covered
- Losses arising out of theft of the insured car
- Death, disability or property damage of the third party involved in an accident with the insured vehicle
- Natural calamities like cyclones, hurricanes, etc leading to damage to the insured four-wheeler
- Damages to the insured vehicle while it was in transit are included in policy coverage
Contingencies that are excluded from comprehensive car insurance coverage are:
- Damages to the insured car caused due to drunk driving
- Accidental damages to the insured car when being driven for other purposes
- Losses as a result of civil or nuclear war
- Depreciation sustained by the insured car and its parts won't be compensated for at the time of accident
- General wear and tear of the insured car
- When the car is being driven without a valid driving licence and sustained damages
Add-ons Under IFFCO Tokio Comprehensive Car Insurance
The coverage of an IFFCO Tokio comprehensive car policy can be enhanced by purchasing the following additional covers:
- Depreciation Waiver Cover
- Roadside Assistance Cover
- Engine and Gear Box Protection Cover
- Consumable Cover
- Loss of Key Cover
- Tyre Replacement Cover
How to Purchase IFFCO Tokio Comprehensive Car Insurance?
Below we have mentioned some simple steps to buy car insurance online:
- Visit Policybazaar.com and select the “Car Insurance” tab
- Enter your car number in the given form
- Select the details of your car such as RTO, make, model, variant, registration year
- Select IFFCO Tokio comprehensive car insurance plan from the list of plans
- Select add-ons that you wish to include
- Pay the final premium amount via online payment mode
- Once you have made the payment, your car policy document will be sent to your email id.
Documents Required to Raise a IFFCO Tokio Comprehensive Car Insurance Claim
To make a claim under the IFFCO Tokio comprehensive motor insurance policy, you need the following documents:
- Car insurance policy
- Car registration certificate (RC)
- Valid ID of policyholder
- KYC
- Driving License (DL)
- Fitness certificate for the insured car
- Copy of Police FIR
IFFCO Tokio Comprehensive Car Insurance FAQs
-
Q1. Is getting IFFCO Tokio comprehensive car insurance worth it fully?
Ans: Yes. A comprehensive car insurance policy is worth it as it offers both third party and own damage cover. The premium of comprehensive insurance may be higher but the coverage it offers is wide and worth it. -
Q2. Is DOC included in comprehensive car insurance?
Ans: No, Driving Other Cars (DOC) insurance is not included in fully comprehensive car insurance. -
Q3. What is the claim settlement time for IFFCO Tokio comprehensive car insurance?
Ans: For IFFCO Tokio comprehensive car insurance claim settlement time is 4 hours. However, it is advised to go through all the terms and conditions. -
Q4. What are exclusions from comprehensive car insurance?
Ans: Depreciation, mechanical and electrical breakdown, damage caused to a car when a driver had an invalid licence are some of the exclusions of comprehensive car insurance. -
Q5. What is the claim rate for IFFCO Tokio car Insurance?
Ans: The claim settlement ratio of IFFCO Tokio car insurance is 95.8%.
Car Comprehensive Insurers
Bajaj Allianz Comprehensive Car Insurance
Chola MS Comprehensive Car Insurance
Digit Comprehensive Car Insurance
Future Generali Comprehensive Car Insurance
HDFC Ergo Comprehensive Car Insurance
ICICI Lombard Comprehensive Car Insurance
Liberty Comprehensive Car Insurance
Magma HDI Comprehensive Car Insurance
Expand
Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Car insurance Articles
- Recent Article
- Popular Articles
20 Jun 2024
Top 5 Car Care Tips to Beat The Summer Heat
The extreme heat and constant heat wave warnings have made
Read more
11 Jun 2024
How to Check Car Owner Details By Registration...
Scenarios like hit-and-run accidents or purchasing a second-hand
Read more
21 May 2024
Get Faster Claim Settlement with Policybazaar...
Getting your car insurance claim settled is no longer a hassle
Read more
17 Apr 2024
Understand the Nitty-Gritty of Car Insurance...
Have you recently purchased a car insurance policy for your new
Read more
22 Feb 2024
IDV in Car Insurance
In layman's terms, the IDV full form is the Insured Declared Value
Read more#Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc
*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.