Ageas Federal Child Plans

Ageas Federal Child Plans

Ageas Federal doesn't believe in a one-size-fits-all approach. They know that every child and family is unique, with different needs and aspirations. That's why they offer a variety of child plans, each with its own set of features and benefits:

Ageas Federal Life Insurance Dream Builder Plan

The Ageas Federal Life Insurance Dream Builder Plan is a savings-oriented, traditional life insurance plan designed to help you achieve your long-term financial goals for your child's future. It combines guaranteed cash flow with life insurance protection, offering financial security throughout the policy term.

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Here are the features and benefits of the plan:

• Limited Premium Payment: You only pay premiums for the first 8 years, ensuring affordability and financial flexibility.

• Flexible Policy Terms: Choose a policy term that aligns with your child's key milestones, like higher education or marriage, guaranteeing funds availability when needed.

• Guaranteed Annual Payouts: Receive guaranteed cash payments in the last 3 years of the policy term, regardless of market performance, to support crucial expenses.

• Death/Disability Rider: Future premiums are waived upon the policyholder's death or disability, safeguarding your family's financial future even in unforeseen circumstances.

• Tax Advantages: Enjoy potential tax benefits under Section 80C and 10(10D) of the Income Tax Act, 1961, for premium payments and received benefits.

Plan at Glance

Ageas Federal Wealthsurance Future Star Insurance Plan

Ageas Federal Wealthsurance Future Star Insurance Plan is a unit-linked insurance plan (ULIP) designed to help you secure your child's future financially while providing you with life cover during the policy term. Here are the key features and benefits:

• Wealth creation: Build a substantial corpus for your child's future goals like education or marriage through disciplined savings and potential market-linked returns.

• Investment choices: Choose from 8 different funds based on your risk appetite to optimise returns.

• Guaranteed Loyalty Additions: Get rewarded for long-term commitment with guaranteed bonuses added to your corpus every 5 years.

• Life cover: In case of your unfortunate demise, your child receives a lump sum payout to ensure their financial security.

• Policy continuation: Even after your passing, the policy continues without any further premium payments from your end, ensuring your child's financial goals are met.

• Peace of mind: Knowing your child's future is secure allows you to focus on the present with confidence.

• Tax benefits: Enjoy tax deductions on premiums paid under Section 80C and tax-free maturity benefits as per prevailing tax laws.

• Fund management options: Choose between actively managed funds or a target allocation strategy to suit your investment preferences.

• Flexibility: Partially withdraw funds after 5 policy years if needed.

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Plan at Glance

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Ageas Federal Life Insurance Young Star Plus Plan

The Ageas Federal Life Insurance Young Star Plus Plan is a traditional savings plan designed to secure your child's future financially while encouraging regular savings. It combines guaranteed benefits with potential bonuses to build a substantial corpus over time.

Here are the features and benefits of the plan:

• Systematic Savings: Encourages consistent saving habits through regular premium payments.

• Guaranteed Payouts: Provides 125% of the maturity sum assured as guaranteed annual payouts in the last 3 or 5 years of the policy term, depending on your choice, to fund crucial milestones like education or marriage.

• Guaranteed Additions: Offers guaranteed additions up to 10% every five years, depending on the chosen policy term, to boost the maturity corpus.

• Potential Bonuses: Declared bonuses, if any, further enhance the savings potential.

• Flexible Policy Terms: Choose a policy term and premium payment term that suits your needs and budget.

• Financial Security: In case of your unfortunate demise, future premiums are waived, and the policy continues with planned benefits, ensuring your child's financial security.

• Tax Benefits: You can avail tax benefits on premiums paid and received benefits as per applicable tax laws.

Plan at Glance

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How to Buy Child Plans Through Policybazaar?

To buy a child plan from PolicyBazaar, follow these steps:

• Visit the PolicyBazaar homepage and navigate to the "Personal" tab.

• Click on "Child Plans" from the dropdown menu.

• Fill out the lead form by providing your name and mobile number.

• After filling out the lead form, click on the "View Plans" button.

• Provide details such as your city, income, your age, and your child's age on the next page then click "Continue."

• You will be directed to the quotes page, where you will find quotes from more than 10 insurers.

• Next, choose the plan type based on the payment schedule – whether it's a one-time payout or a Monthly Payout Plan.

• Select the plan that best suits your needs and click on "Get details".

Following these steps will guide you through the process of purchasing a child plan from Policybazaar.