ICICI Lombard Trip Secure Plus Travel Insurance

Why ICICI Lombard Trip Secure Plus Travel Insurance?

Offered by ICICI Lombard General Insurance Company Limited, this plan offers comprehensive and tailored protection for all kinds of travellers. The plan recognises that every traveller is unique, with AI potentially tailoring coverage to your style.

With a focus on handling health surprises, this policy can include an add-on for pre-existing diseases in life-threatening conditions. For the adventurous, there's an extensive adventure sports cover add-on. Even car rental woes are handled with a car rental cover for a deductible.

Key features under this ICICI Lombard Travel Insurance include coverage for hospitalisation expenses for illness and injury, trip cancellation, flight cancellation, and missed connecting flights. Additionally, the policy offers unique benefits such as out-of-pocket expenses for pet care due to trip delay, court attendance cover add-on, cruise-related covers, language interpreter cover and more.

ICICI Lombard Trip Secure Plus Travel Insurance Key Benefits

This ICICI Lombard Trip Secure Plus Travel Insurance offers different plan variants through customisable coverage options and add-on covers. You can select a plan based on your Base coverage preferences as well as the number of optional coverages you need. Some of these optional coverages are:

• Pre-existing disease cover
• Child Benefit Cover
• Lifestyle Modification Cover
• Reimbursement of Cancellation charges of pre-booked events
• Missed event due to Itinerary Change
• Cruise Cover - Unused excursions

Here are some of the key benefits offered by this ICICI Lombard Trip Secure Plus Travel Insurance policy:

ICICI Lombard Trip Secure Plus Travel Insurance Inclusions

Here are some important inclusions under this ICICI Lombard Trip Secure Policy for Indians travelling abroad:

• Medical Expenses including Evacuation & Repatriation: If you get sick or injured while travelling and need to go to the hospital, the policy will help pay for the hospitalisation expenses. This includes emergency treatment, day care, medical evacuation costs, and repatriation of remains.
• Baggage Coverage: If your checked-in baggage is permanently lost by the airline or other carrier, the policy will pay you a portion of the insured amount. If your checked-in baggage is delayed for more than a certain period, you will get a fixed amount. If your baggage gets damaged while with the airline, you'll receive a fixed amount as mentioned in your policy. You can also get cover for loss of your baggage and personal belongings due to theft or robbery.
• Trip-related Coverage: If your trip has to be cancelled before you leave due to unexpected events like sickness, natural disasters, etc., the policy can help cover the non-refundable costs. It also includes cancellation due to visa rejection. If your trip is interrupted or you have to come back early due to unforeseen events, you can get compensation for the unused portion and additional travel costs.
• Passport Loss: If your passport is lost or damaged during your trip, you will get a fixed amount to help with the costs of getting a new one.
• Compassionate Visit: In some situations where you are hospitalised alone for a long time, the policy can cover the cost of a family member or friend to visit you under the compassionate cover benefit.
• Hotel Extension due to Contingency: If your departure is delayed due to specific reasons, the policy might cover the additional cost of your hotel stay.

ICICI Lombard Trip Secure Plus Travel Insurance Exclusions

• The travel insurance policy will not cover you if you are travelling against the advice of a doctor, or if you are travelling to get medical treatment for a condition you already have.
• Injuries or harm you intentionally cause to yourself, including suicide attempts, are not covered.
• Any issues arising from being drunk or under the influence of drugs are excluded.
• Injuries because of participating in dangerous or adventure sports are not covered unless you specifically paid an extra premium for this coverage to be included. Activities like mountaineering, paragliding, and scuba diving are usually considered adventure sports.
• If you are involved in criminal activities like murder or assault, any related claims will be excluded.
• Claims related to anxiety, stress, or sexually transmitted diseases are not covered by this policy.
• Losses or damages resulting from war, civil war, acts of foreign enemies, rebellion, or riots are excluded.
• The policy does not cover any loss, damage, or expense caused by nuclear radiation or contamination.
• This policy does not cover events that happen before your trip begins or after it ends.
• If you get injured while participating in adventure sports, your claim might not be covered unless you informed the company beforehand and paid an extra premium.

ICICI Lombard Trip Secure Plus Travel Insurance Claim Procedure

In case of a situation that requires you to raise a claim, you can do so by contacting Policybazaar.com or the insurer at the provided helpline. If you wish to register your claim through Policybazaar, here's what you need to do:

Register Claim

You can get in touch with our claims support team in case of any emergency by clicking on the link which will be shared on your WhatsApp. You can also mail us at travelclaims@policybazaar.com or call us on 1800-258-5881.

Prepare Documents

Depending on your claim type, you will have to provide some documents. Here are some documents that you must provide:

• For Medical Claims: Claim forms, Original admission/discharge card, if applicable, Original Bills, Receipts, Prescriptions and Reports, Copy of passport/visa with entry & exit stamp, Personal ID Proof.
• For Baggage Loss: Claim forms, Property Irregularity Report (obtained from the Airline), Copies of correspondence with the airlines confirming the loss, Approximate cost of lost items, Copy of the passport/visa with entry & exit stamp, Personal ID Proof
• For Trip Cancellation: Claim forms, Medical reports of the insured, a companion or an immediate family member, Details of the amount refunded by the common carrier and Hotel, Copy of flight ticket, Copy of passport, Personal ID proof
• For Trip Delay: Claim forms, Original bills of expenses incurred during the period of delay, Copy of ticket & boarding Pass, Copies of Correspondence with the airline authorities certifying the delay, Copy of passport/visa with entry & exit stamp, Personal ID proof
• For Other Claims: Claim Forms, Copy of the passport/visa with entry & exit stamp, Personal ID Proof, Policy Copy, Original bills and receipts and complaint copies, etc.