ICICI Lombard Health Insurance for Maternity

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      ICICI Lombard Health Insurance for Maternity

      ICICI Lombard Health Insurance for maternity covers medical expenses incurred during pregnancy, including both normal and caesarean delivery costs. Apart from covering the expenses incurred by the mother, it also covers the cost of the newborn baby treatments. However, maternity insurance coverage are available after a waiting period ranging from 9 months to 3 years.

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      ICICI Lombard Health Insurance Plans for Maternity

      The following ICICI Lombard health insurance plans provide maternity coverage:

      Name of the Plan Delivery Expenses Limit  Maternity Waiting Period
      ICICI Lombard Health AdvantEdge Plan Up to ₹10 lakh 9 months/ 2 years
      ICICI Lombard Wyn Health Plan ₹50,000 to ₹1 lakh 2 years
      ICICI Lombard Smart Super Health Insurance Plan ₹35,000 to ₹1 lakh 9 months
      ICICI Lombard Complete Health Insurance Plan - 3 years
      ICICI Lombard Health Shield 360 Plan - 2 years/ 3 years
      ICICI Lombard iShield Plan - 9 months

      Eligibility Criteria for ICICI Lombard Health Insurance for Maternity

      Take a look at the eligibility criteria to buy an ICICI Lombard health insurance plan for maternity:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 45 years 
      Renewability Lifetime

      Key Benefits of ICICI Lombard Health Insurance for Maternity

      Check out the key benefits of buying maternity insurance from ICICI Lombard General Insurance Company:

      • Teleconsultation facility is available
      • Up to 15% tenure discount is available
      • Up to 16% zone-based discount is available
      • Wellness program, including health assistance, ambulance assistance and discounts on services & products, is available
      • 10% wyn fit discount is available
      • Tax benefits are available under Sec 80D of the Income Tax Act

      Inclusions of ICICI Lombard Health Insurance for Maternity

      The following coverage are included in ICICI Lombard health insurance plans for maternity:

      • Delivery expenses, including caesarean delivery
      • Medically recommended lawful termination of pregnancy
      • Pre-natal expenses
      • Post-natal expenses
      • Newborn baby expenses
      • Vaccinations of the newborn baby in the first year
      • In-patient hospitalization for surrogate mother
      • In-patient hospitalization for oocyte donor
      • Delivery expense for a pre-mature baby of less than 32 weeks
      • Infertility treatment 
      • Assisted reproduction treatments (Covered after a 4-year waiting period)

      Note: The above inclusions may vary from one maternity plan to another.

      Exclusions of ICICI Lombard Health Insurance for Maternity

      ICICI Lombard General Insurance Company comes with the following exclusions under its health insurance for maternity plans:

      • Ectopic pregnancy
      • Pre-hospitalization expenses
      • Post-hospitalization expenses
      • Harvesting and storage of stem cells 
      • Any type of sterilization or contraception
      • Reversal of sterilization
      • Dietary supplements and substances
      • Deliveries outside India

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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