ICICI Lombard Critical Illness Plans: Compare & Buy Policy Online

ICICI Lombard Critical Illness Plan

The ICICI Lombard Critical Illness plan provides coverage for a wide range of critical diseases, including stroke, cancer, heart attack, etc. It pays a lump sum amount on the diagnosis of 18 specified critical illnesses for the first time. However, this ICICI Lombard health insurance policy has a 90-day waiting period and a 30-day survival period.

Categories	Specifications
Policy Tenure	1 year, 2 years, 3 years
Pre-Policy Medical Check-ups	May be required
Critical Illness Waiting Period	90 days
Survival Period	30 days

Benefits of ICICI Lombard Critical Illness Plan

Check out the key benefits of buying an ICICI Lombard critical illness plan:

Coverage for 18 Major Illnesses- This mediclaim insurance policy provides coverage for 18 major critical illnesses, including heart attack, cancer, stroke, kidney failure, etc.
Lump Sum Payment- With this critical illness insurance policy, policyholders can obtain the sum insured amount in a lump sum upon the first diagnosis of the critical illness, allowing them to cover non-medical expenses resulting from the treatment.
Tax Benefits - ICICI Lombard Critical Illness policyholders can avail tax benefits on the paid premium under Section 80D of the Income Tax Act.

ICICI Lombard Critical Illness Plan Eligibility Criteria

Here is the eligibility criteria to buy an ICICI Lombard Critical Illness plan:

Parameters	Eligibility Criteria
Minimum Entry Age	18 years
Maximum Entry Age	65 years
Coverage Type	Individual
Renewability	Lifelong

Inclusions of ICICI Lombard Critical Illness Plan

The following coverage is included in the ICICI Lombard Critical Illness plan:

Critical Illness Cover - It provides a lump sum payment on the first diagnosis of a covered critical illness.

Exclusions of ICICI Lombard Critical Illness Plan

The ICICI Lombard Critical Illness plan excludes the following:

Pre-existing diseases
Pregnancy and childbirth
Congenital external defects
Intentional self-injury
Treatment for alcohol or drug addiction
Consequential losses
Diseases or injuries due to war or nuclear perils

FAQs

Q1. Does ICICI Lombard health insurance cover critical illness?

Ans: Yes. ICICI Lombard General Insurance Company covers critical illness under the Critical Illness plan.
Q2. What does an ICICI Lombard Critical Illness plan cover?

Ans: The ICICI Lombard Critical Illness policy provides coverage for life-threatening diseases such as stroke, heart attack, cancer, etc. The average medical costs of these illnesses are quite high, and critical illness policies pay the entire sum insured to help cover healthcare costs that cannot be met by basic health insurance plans.
Q3. How many diseases are covered by the ICICI Lombard Critical Illness plan?

Ans: Yes. The ICICI Lombard Critical Illness plan provides coverage for 18 critical illnesses, including cancer, kidney failure, stroke, major organ transplant, paralysis, etc.
Q4. Which critical illnesses are covered in ICICI Lombard health insurance?
Ans: The critical illnesses covered under the ICICI Lombard Critical Illness policy are given below:
- Major Organ/ Bone Marrow Transplant
- Cancer
- Multiple Sclerosis
- Myocardial Infarction (Heart Attack)
- Coronary Artery Bypass Graft Surgery
- Permanent Paralysis of Limbs
- Kidney Failure (End Stage Renal Failure)
- Stroke
- Open Heart Replacement/ Repair of Heart Valves
- Multiple Sclerosis
- End Stage Liver Disease
- Parkinson's Disease
- Alzheimer's Disease
- Major Burns
- Deafness
- Loss of Limbs
- Blindness
- Coma
- Loss of Speech
Q5. Can I buy the ICICI Lombard critical illness policy online?

Ans: Yes, you can easily buy an ICICI Lombard critical illness policy online from Policybazaar.com. You can compare the policy features on the website and purchase from the comfort of your home.

Policybazaar exclusive benefits

30 minutes claim support*(In 120+ cities)
Relationship manager For every customer
24*7 claims assistance In 30 mins. guaranteed*
Instant policy issuance No medical tests*

Health insurance companies

View more insurers

Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

ICICI Lombard Health Insurance Plans

ICICI Lombard Complete Health Insurance

ICICI Lombard Health Care Plus

ICICI Lombard Health AdvantEdge Plan

ICICI Lombard Max Protect Plan

ICICI Lombard Health Booster Plan