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ICICI Lombard Car Insurance
- ICICI Lombard Comprehensive Car Insurance
ICICI Lombard Comprehensive Car Insurance
An ICICI Lombard comprehensive car insurance policy is useful in financially protecting your car from unanticipated damages. These damages may arise from accidents, collisions, theft, fire, manmade acts, etc. Moreover, this car insurance policy also covers third-party liabilities arising due to the insured car. So, you get complete coverage by purchasing just one policy.
Benefits of ICICI Lombard Comprehensive Car Insurance
Having an ICICI comprehensive car policy can be beneficial in many ways. These include:
- Third-Party Cover: A comprehensive car insurance policy fulfils the legal mandate of the Indian motor laws by providing a third-party cover. This way you will also be abiding by the legal laws of the country.
- Theft Coverage: With ICICI comprehensive coverage, a policyholder can also get compensated up to the car's IDV if his/her car gets stolen.
- Availability of Add-ons: The coverage of an ICICI Lombard comprehensive car insurance policy can also be enhanced by purchasing add-ons at an extra nominal premium.
- PA Cover: A Personal Accident Cover for owner/driver is also offered with an ICICI comprehensive car insurance policy. This cover offers compensation of up to Rs. 15 Lakh in case of death/disability of the car's owner or driver.
Coverage Under ICICI Lombard Comprehensive Car Insurance
- Liabilities arising out of third-party death, disability and bodily injuries
- Damages to the insured vehicle due to manmade acts like strikes, riots, etc
- Natural calamities like hurricanes, floods, and typhoons causing damages to the insured car.
- Claims can also be raised for damages to the insured car while in transit via road, rail, water and airways.
- Partial or total loss to the insured vehicle due to theft and burglary
- Damages that were sustained by the insured car due to fire, explosion, and self-ignition.
- Damages arising out of owner's/driver's contractual liabilities are not covered.
- Damages to the insured four-wheeler when the driver was drunk driving
- Losses to the insured car when the driver was not carrying a valid license
- Accidental damages arising out of commercial use of the private vehicle
- Damages to the insured car due to nuclear or civil war
Add-ons Under ICICI Lombard Comprehensive Car Insurance
The coverage of an ICICI comprehensive policy can be enhanced by purchasing additional covers at an extra premium. These addons include:
- Engine Protect Cover
- Consumables Cover
- Roadside Assistance Cover
- Tyre Protect Cover
- Key and Lock Protect Cover
How to Purchase an ICICI Lombard Comprehensive Car Insurance Policy?
Here is how a policyholder can easily purchase an ICICI Lombard comprehensive motor insurance from Policybazaar.com:
- From the homepage, select the 'Car Insurance' tab
- If it's a brand new car, select the 'Brand New Car' option or enter your car number in the form
- Now, enter the details of your four-wheeler, such as RTO, make, model, variant and registration year
- From the given plans, select the ICICI comprehensive car insurance policy
- Select any additional cover that you wish to include
- Fill in the proposal form and continue to pay the premium
- Make payment via online payment modes
- Once the payment is successful, you will receive your car policy document instantly in your email.
Documents Required to Raise an ICICI Lombard Comprehensive Car Insurance Claim
To raise an ICICI car insurance claim successfully, a policyholder is required to present the following documents:
- Car insurance policy
- Filled and signed claim form
- Car's registration certificate
- Copy of Police FIR
- KYC documents
- Bills of repairs
- Estimates of repairs
FAQs
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Q1. Is comprehensive car insurance mandatory?
Ans: No, having comprehensive car insurance is not compulsory as per the motor laws of India. However, it is recommended to invest in a comprehensive plan for complete coverage. Only having third-party insurance is compulsory.
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Q2. What factors affect ICICI Lombard comprehensive car insurance price?
Ans: There are several factors that affect the cost of an ICICI comprehensive car insurance policy. These include:
- Car's make, model, engine cc
- Fuel type
- Coverage opted
- Add-ons opted
- NCB reward
- Installed security devices
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Q3. How can I calculate the premium of my car?
Ans: You can easily get an estimated own damage premium and IDV of your four-wheeler with the help of a Car Insurance Premium Calculator. This online tool takes into account your car’s details and calculates the estimated OD premium.
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Q3. What documents are required for ICICI Lombard car insurance renewal online?
Ans: To renew ICICI car insurance online, you will not need any documents except a few details of your car, such as car registration number, NCB details, claim details, engine details, and chassis number.
Car Comprehensive Insurers
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HDFC Ergo Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance
Liberty Comprehensive Car Insurance
Magma HDI Comprehensive Car Insurance
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Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.