HDFC Life Click2Wealth

In today’s fast-growing pace of life, investing in good plans that yield solid returns along with providing a financial corpus for the future is practically mandatory. The HDFC Life Click 2 Wealth policy is a unit-linked non-participating life assurance plan that generates such financial backing for not only the policyholder but also his/her family.

Read more
kapil-sharma
  • 4.8++ Rated
  • 9.7 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 4.9 Crore Policies Sold

Investment Plans

  • Guaranteed Tax Savings^Under sec 80C & 10(10D)
  • Under sec 80C & 10(10D)Invest ₹10k Per Month*
  • Zero LTCG Tax^
Buy Online & Get upto 4% extra#
Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

Helping in meeting goals and offering the potential of benefiting from market-linked returns, this plan is a great investment for a child's protection, post-retirement wealth, and the securing of one's immediate family members. Not only this, this plan offers the ultimate flexibility with the option of 10 funds, all with unlimited free switches. 

HDFC Life Click 2 Wealth Details:

Parameters  Details 
Policy Tenure 10-40 years 
Premium Paying Term 5 years 
Premium Paying Mode Single pay, Limited pay (5, 7, 10 years) and Regular pay (10-40 years)
Entry Age Minimum – 30 days (0 years) Maximum – 60 years 
Maturity Age 18 years – 75 years 
Grace Period 30 days 
Sum Assured Single pay (1.25 x single premium), Regular & limited pay (10 times the annualized premium), Top-up (1.25 x top-up premium)
Liquidity  No policy loans are applicable to this plan 

Benefits of the HDFC Life Click 2 Wealth

There are many benefits offered by HDFC Life Click2Wealth. The key benefits are as follows:

  • Maturity Benefits – At the time of maturity, the life assured that receive the sum assured as established at the inception of the policy. This amount will be calculated by multiplying the balance units at the current price of the said time. Risk covers if any will cease at the end of the term. *Standard T&C Apply
  • Death Benefits – A death benefit shall be paid out on a valid death claim, provided the policy is in force at the time. This amount shall be calculated as the higher the total sum assured minus partial withdrawals, fund value, or 105% of the total premiums paid. If different from the life assured, all future HDFC Life Click 2 Wealth premium payments shall be waived off in case of death of the proposer. 
  • Invest Plus Option – This is an option one can choose to take as it provides life cover and takes care of one's investment needs by giving an accumulated fund value at the time of maturity. 
  • Tax Benefits –Tax benefits can be received on premium payments, maturity proceeds, and on premium payments on riders. * Tax benefit is subject to changes in tax laws.
  • Premium Waiver Option – All future premium payments shall be waived off if the policy's proposer meets his/her untimely demise. This will allow the fund to keep growing, taking care of the future financial corpus as promised when one buys HDFC Life Click 2 Wealth policy.
  • Golden Years Benefit – This plan offers a perfect blend of having financial backing at the time of retirement and leaving behind a legacy for loved ones. One can build the fund value while simultaneously having a life cover for one's entire life (until the age of 99 years). A systematic withdrawal facility is also offered in this benefit. 

People also read: HDFC NFO

The Premiums for HDFC Life Click 2 Wealth

HDFC Life Click 2 Wealth premium modes range from single, monthly, quarterly, half-yearly and annual installments. This entirely depends on the policyholder’s risk appetite, offering extreme flexibility. To be able to calculate the exact premium amounts, one can refer to the HDFC Life Click 2 Wealth calculator available on the company’s official website. *Standard T&C Apply

Additional Riders for HDFC Life Click 2 Wealth

Add-on riders are a great way to safeguard one’s finances in case of the occurrence of undue mishaps. The offline as well as online HDFC Life Click 2 Wealth policy has two main riders, namely, HDFC Life critical illness plus rider and HDFC Life income benefit on accidental disability rider.

Eligibility for HDFC Life Click 2 Wealth 

  • Minimum Age of entry – 30 days 
  • Maximum Age of entry – 60 years 

People Also Read: HDFC Life Flexi Cap Fund NFO

What are the Documents Required to Buy this Policy?

Buying this policy is very easy. One has to fill the policy form and submit it along with the due payment and specified documents. The documents needed are stated below;

  • Identification proof – Aadhar card, driver license, passport, PAN card, etc. 
  • Income proof – salary slips, Income tax returns, financial asset portfolios (if needed) 
  • Address proof – Driver license, electricity bills, ration card, voter’s ID, Aadhar card, etc.

How to Buy this Plan Online?

Various HDFC Life Click 2 Wealth reviews online will suggest the ease with which this plan can be purchased. For more accurate details, the official website can be skimmed through in addition to calling the customer care helpline numbers. 

Exclusions of HDFC Life Click 2 Wealth

Death resulting from suicide, participation in illegal activities, intoxication, drugs, and alcohol abuse shall be considered as the exclusion of this plan. A death benefit may be paid out if the suicide has occurred within a year of inception of the policy. *Standard terms and conditions apply. 

FAQ's

  • Q: How can I check the HDFC Life Click 2 Wealth policy status?

    Ans: The best way is to call the customer care helpline or email the company's official email address.
  • Q: Is a loan facility included in this plan?

    Ans: No. This facility is not available.
  • Q: If I invest in this policy, can I save on tax?

    Ans: All premiums paid on this plan are eligible for tax exemptions under section 80C of the Income-tax act 1961. * Tax benefit is subject to changes in tax laws
  • Q: In case I am in need of funds, can I partially withdraw from this policy?

    Ans: Yes. There is a partial withdrawal clause with this policy. *Standard terms and conditions apply.
  • Q: If there is a permanent disability caused due to an accident, will this policy provide a benefit?

    Ans: There is an add-on rider, which you can purchase to enhance the cover to avail such benefits.
  • Q: Is there a survival advantage in this plan?

    Ans: At the end of the policy, in case the life assured survives, a survival benefit will be paid in a lump sum in the form of the fund value.
  • Q: Where are my premium payments being invested?

    Ans: You can choose from 10 different fund options for where you would like your money to be invested.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Insurers Offering Guaranteed Return Plans

Max Life

Bajaj Allianz

Tata AIA

Aditya Birla Sun Life

ICICI Prudential

Bharti AXA Life

Canara HSBC

Edelweiss Life

Bandhan Life

SBI Life

Aviva

Future Generali

IDBI Federal

IndiaFirst

Kotak Life

PNB MetLife

Pramerica Life

Reliance Life

Sahara Life

Shriram Life

Star Union

View more insurers
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Invest More Get More!
You Get
₹1 Crores*
You Invest
₹10K/month
You Get
₹80 Lakhs*
You Invest
₹8K/month
You Get
₹50 Lakhs*
You Invest
₹5K/month
Average Rating
(Based on 1249 Reviews)

Investment plans articles

Recent Articles
Popular Articles
Bank of India PPF Account

28 Mar 2025

A Public Provident Fund (PPF) account with the Bank of India is
Read more
Central Government Schemes

27 Mar 2025

The Indian government, both pre and post-independence, has
Read more
SWAYAM Scheme Odisha Government

27 Mar 2025

The Swatantra Yuva Udyami Scheme (SWAYAM), launched by the
Read more
Government Loan Scheme

26 Mar 2025

Government loan schemes in India are important tools for
Read more
Government Schemes for Women

26 Mar 2025

Women's empowerment is a critical pillar of societal progress
Read more
20 Best Investment Options in India in 2025
  • 04 Apr 2014
  • 1889167
In India, there are many safe and reliable options to grow your money with minimal risk. Whether you are new to
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2025
  • 13 Feb 2020
  • 120809
The Post Office Senior Citizen Savings Scheme (SCSS) is a popular investment option for senior citizens looking
Read more
17 Short Term Investment Options in 2025
  • 10 Feb 2014
  • 563350
Short term investments are financial assets that can be easily converted to cash within a short period, ranging
Read more
Best Saving Plans in India 2025
  • 30 Jan 2019
  • 176419
Saving money is an important step towards achieving financial independence and security. Whether you're looking
Read more
Government Schemes to Invest in India in the Year 2025
  • 23 Dec 2021
  • 20817
Government schemes offer secure returns, tax benefits, and long-term growth. In 2025, top schemes like PPF, SSY
Read more

HDFC Life Traditional Plans Reviews & Ratings

4.6 / 5 (Based on 1249 Reviews)
(Showing Newest 10 reviews)
Amit
Guwahati, March 26, 2025
Reliable and Safe Investment
Policybazaar is reliable for investment. HDFC Life Dynamic Advantage Fund performs well and is safe for long term.
Raghavan
Ranchi, March 25, 2025
Easy and Helpful Investment Process
Policybazaar made it easy to invest in HDFC Life Dynamic Advantage Fund NFO. Simple process helpful customer service very happy.
Priya
Coimbatore, March 21, 2025
Quick and Secure Investment
Simple quick and secure way to invest in HDFC Life NFOs. Policybazaar makes everything clear and support is excellent.
Meenal
Kochi, March 21, 2025
Stable Steady Returns
I like this fund. Returns are stable but not fast. Best for people who want slow and steady growth in their portfolio.
Venkatesh
Hyderabad, March 19, 2025
Simple and Transparent Process
I found HDFC Life NFOs through Policybazaars platform. Very good process easy to understand and no hidden charges. Satisfied.
Manisha
Bangalore, March 17, 2025
Good for Long term Growth
Best for long term goals. HDFC Life Advantage Fund NFO gives a good growth chance.
Karthik
Chennai, March 17, 2025
Balanced Long term Investment
I invested in HDFC Life Dynamic Advantage Fund. Its balanced but sometimes market changes give negative returns. Better for long term.
Shalini
Bhopal, March 16, 2025
Great Platform for Investment
Policybazaar helped me choose HDFC Life Dynamic Advantage Fund NFO. Great platform for easy investments and the process was simple.
Satyendra
Jodhpur, March 16, 2025
Hassle Free Investment Process
Investing HDFC Life NFOs through Policybazaar is very good. Simple to follow no hassle and good advice from experts.
Priyanka
Indore, March 15, 2025
Flexi Cap Fund
This fund is flexi cap. I like how it adapts to market. Returns are ok but need patience for better growth.
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL