Galaxy Health Insurance

Insurer Highlights

People trust Policybazaar^
9.7 crore
Registered consumers
51
Insurance partners
4.9 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans from Galaxy

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get Updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Overview of Galaxy Health Insurance

      Galaxy Health Insurance plans are offered by Galaxy Health Insurance Company Limited (previously known as Galaxy Health and Allied Insurance Company Limited). Licensed by IRDAI in March 2024, the company is a joint venture between Shri Venu Srinivasan of TVS Motor Company & Sundaram – Clayton Limited, and Shri V. Jagannathan, Star Health & Allied Insurance Company founder and ex-CMD of United India Company Limited. The insurer offers comprehensive health insurance plans for individuals, families and senior citizens.

      Galaxy Health Insurance Plans

      Galaxy Health Insurance Company Limited offers health insurance plans catering to the medical needs of people of all ages. Check out the list of Galaxy health insurance plans available in the market:

      Plan name
      Galaxy Promise Plan
      For Family
      Min. Age
      16 days
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 1 crore
      Plan name
      Galaxy Guardian Plan
      For Individuals
      Min. Age
      5 months
      Max. Age
      No age limit
      Min. Coverage
      ₹ 3 Lakh
      Max. Coverage
      ₹ 5 Lakh
      *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
      Galaxy Health Insurance Plans in Detail:
      Galaxy Promise Plan

      The Galaxy Promise plan is a family floater health insurance policy that provides comprehensive medical coverage against a wide range of medical expenses. It comes with a sum insured amount ranging from ₹3 lakh to ₹1 crore. Moreover, the plan has three variants - Premier, Elite and Signature.

      Features & Benefits:

      • Hospitalization expenses, domiciliary hospitalization and AYUSH treatment are covered
      • Newborn baby cover, air ambulance cover and second medical opinion are available
      • Cataract treatment, modern treatments and bariatric surgery are covered
      • Premium promise and premium waiver for voluntary organ donation are available
      • Delivery expenses, assisted reproduction treatment and in-utero fetal surgery/intervention are available under the Signature variant.
      • Home care treatment, hospice care and treatment for chronic severe refractory asthma & sleep disorders are also covered by the Signature variant
      • Automatic restoration of sum insured, health check-up benefit and rehabilitation & pain management are available
      • Optional covers, such as personal accident cover, hospital cash benefit and room rent enhancement, etc. are available
      • Insta care cover, PED buy back and consumables cover are also available as optional covers
      Read more
      Galaxy Guardian Plan

      The Galaxy Guardian plan has been tailor-made to suit the emergency and planned medical expenses of individuals. It is available for a sum insured of ₹3 lakh and ₹5 lakh.

      Features & Benefits:

      • Coverage for in-patient treatment, home care treatment and AYUSH treatment are available
      • OPD consultations, modern treatments and organ transplantation expenses are covered
      • Bariatric surgery, newborn baby cover and road ambulance cover are available
      • Cataract treatment, day care procedures and domiciliary hospitalization are covered
      • Cumulative bonus and rehabilitation & pain management are available
      Read more

      Why Should You Buy Galaxy Health Insurance Plans?

      Take a look at some of the reasons why buying a Galaxy health insurance plan is a good idea:

      • PED Cover from Day 31 - The Galaxy Promise plan offers pre-existing diseases (PED) coverage for asthma, blood pressure and cholesterol from the 31st day of the policy under the Insta Care cover.
      • Attractive Benefits - Galaxy health insurance plans come with several attractive benefits, including maternity insurance, premium promise, hospital cash benefit, consumables cover, hospice care, etc.
      • Cashless Everywhere - You can avail cashless treatment at any hospital of your choice with the cashless everywhere benefit.
      • No Pre-acceptance Medical Screening - No pre-policy medical check-ups are required to buy a Galaxy health insurance policy.
      • 24x7 Customer Support - The insurer has a dedicated customer support team, which is available for assistance around the clock.
      • Tax Benefits - The premium paid to buy or renew a Galaxy health insurance plan is eligible for tax deductions under Section 80D of the Income Tax Act.

      How to File a Claim with a Galaxy Health Insurance Plan?

      The procedure to file a Galaxy health insurance claim is as follows:

      1

      Hospital Admission

      Get admitted to any hospital of your choice for cashless treatment and contact the insurance/TPA desk.

      2

      Show the Required Documents

      Display a copy of your Galaxy health insurance policy and required medical documents at the insurance/TPA desk.

      3

      Pre-Authorization Request

      The hospital staff will submit the duly filled cashless pre-authorization form to the insurer along with your medical documents.

      4

      Claim Registration

      Galaxy Health Insurance Company Limited creates a claim intimation and registers the claim upon receiving the pre-authorization request.

      5

      Cashless Treatment Approval

      The insurer will verify the documents and, accordingly, accept or reject the cashless claim request. They may also ask for additional documents before approving/rejecting the pre-authorization request.

      6

      Claim Settlement

      Obtain cashless treatment and pay for non-payable expenses at the time of discharge. The insurance company will pay the bill amount directly to the hospital.

      Note: For reimbursement claims, inform Galaxy Health Insurance Company Limited about the hospitalization and settle the entire bill at the time of hospital discharge. Submit all the required documents in original along with the claim form to the insurer. The claims team will evaluate the documents as per the policy terms & conditions and will pay you the claim amount.

      Documents Required for Galaxy Health Insurance Claim

      The following documents must be submitted to file a reimbursement claim with a Galaxy health insurance policy:

      • Duly filled claim forms with the signature of the treating doctor
      • Medical certificate from the attending doctor stating the diagnosis
      • All investigations/test reports, such as CT scans, X-rays, ultrasound, etc., during hospitalization
      • Hospital discharge summary
      • Hospital and chemists payment receipts
      • Payment receipts for tests/investigations done
      • Doctors, surgeons and anaesthetists payment receipts
      • Investigations and treatment papers for pre-post hospitalization
      • KYC documents
      • NEFT documents
      • Legal heir/succession certification, if applicable

      How to Buy Galaxy Health Insurance Plans?

      Here are the steps to buy Galaxy health insurance online:

      Step 1: Go to Policybazaar.com and select 'Health Insurance' on the homepage

      Step 2: Select your gender and the family members to be insured, along with their current ages

      Step 3: Enter your city of residence, name and mobile number

      Step 4: Choose if you have any existing illness for which you are taking medicines

      Step 5: Select if you have an employer health insurance and provide the requested details

      Step 6: Choose the Galaxy health insurance plan you want to buy

      Step 7: Review the policy details and pay the premium amount online

      Step 8: Galaxy Health Insurance Company will issue the policy after receiving the premium payment.

      How to Renew Galaxy Health Insurance Plans?

      Take a look at the step-by-step procedure for Galaxy health insurance renewal:

      Step 1: Visit Policybazaar.com and go to 'Renew Your Policy' on the menu bar

      Step 2: Click on the 'Health Renewal' option from the dropdown menu

      Step 3: Enter your registered mobile number, and the OTP received

      Step 4: Choose the Galaxy health insurance policy to be renewed

      Step 5: Review the policy details and pay the renewal premium online

      Step 6: Galaxy Health Insurance Company will renew your policy upon receiving the payment.

      How to Calculate Galaxy Health Insurance Premium?

      You can use a Galaxy health insurance premium calculator to know the estimated premium to purchase a mediclaim policy. Just enter the desired sum insured, city of residence, and family members to be insured to calculate the premium. Use the health insurance premium calculator given below to determine the premium of your Galaxy health insurance policy:

      Contact Details of Galaxy Health Insurance

      Here are the contact details of Galaxy Health Insurance Company Limited:

      Categories Contact Details
      Toll-free Number 1800 203 0007
      Email id support@galaxyhealth.com

      Galaxy Health Insurance - FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Confused which plan to buy?
      Get expert advice at your home
      Book at your convenience
      No obligation to buy
      Trusted and reliable advice
      Book a FREE home visit ›
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health Insurance Articles

      • Recent Article
      • Popular Articles
      28 Feb 2025

      Does Health Insurance Cover Physiotherapy in...

      Physiotherapy is commonly used to treat health issues that affect

      Read more
      14 Feb 2025

      Life Insurance Vs Health Insurance – Know the...

      When it comes to securing your future, insurance plays a crucial

      Read more
      12 Feb 2025

      Do You Need Proof for 80D Medical Expense Claims?

      Tax season is here, and many of you might be looking for ways to

      Read more
      12 Feb 2025

      Time Limits in Health Insurance Claims Process

      Health insurance serves as a significant financial tool to ensure

      Read more
      07 Feb 2025

      Reimbursement Claims in Health Insurance

      Health insurance is essential for managing medical expenses, but

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      List of Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Waiting Period in Health Insurance

      The waiting period in medical insurance refers to the duration before which certain medical conditions or diseases

      Read more

      How to Cancel Your Health Insurance Policy &...

      Having a health insurance policy is not a choice but a necessity today. It ensures the right health coverage for you

      Read more

      Know Everything About E-Insurance Account

      Today, you can buy insurance for almost everything. After all, it is the best way to prepare yourself financially

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL