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Future Generali Flexi Online is a pure risk premium, non-linked, non-participating life insurance plan that has been carefully crafted to protect an insured person from all life uncertainties. With the optional enhancement of additional riders, it is a perfect policy for anyone looking for financial security in the face of probable misfortunes. Available in convenient premium payment modes and terms, this plan has been a go-to option for many since its inception, which is also indicated by numerous Future Generali Flexi Online reviews.
#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply
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++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
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Parameters |
Details |
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Policy Tenure |
Basic Life Cover: 10 years (Minimum) Maximum:
Income Protection: Minimum: 10 years; min maturity age 45 years Maximum: 65-Entry Age |
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Premium Paying Term |
Equal to Policy Term in all options |
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Premium Paying Mode |
Annual and Monthly |
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Entry Age |
Basic Life Cover: 18 -55 years Income Protection: 25 -55 years |
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Maturity Age |
Basic Life Cover: Minimum age: 45 years ; Maximum:
Income Protection: 45-65 years |
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Grace Period |
30 days (15 days for monthly mode) |
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Sum Assured |
Basic Life Cover: Minimum: Rs. 50,00,000 Maximum: No limit * Fixed Income Protection: Minimum: Rs. 25,000 (for Entry age of 25 to 43 years) Rs. 35,000 (for Entry age of 44 to 48 years) Rs. 42,000 (for Entry age of 49 to 55 years) Maximum: No Limit* Increasing Income Protection: Minimum: Rs. 25,000 (for entry age of 25 to 48 years) Rs. 30,000 (for entry age of 49 to 55 years) Maximum: No Limit* *Subject to underwriting guidelines |
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Liquidity |
No loans are available. |
Here are the key benefits of Future Generali Flexi Online Plan:
On the policyholder's death, the nominee would receive a death benefit equalling the amount of the sum assured. This Death Benefit will be calculated as the amount which is higher of any of these:
105% of the total Future Generali Flexi Online premium paid,
10 times Annualised Premium (excluding applicable taxes, rider and underwriting premiums, etc.),
Absolute Death Sum Assured amount payable on death
The paid Future Generali Flexi Online premium is eligible for tax benefits under Sections 80 C, 80 CCC (1), 80 D, 10 (10D),* as applicable.
* Tax benefit is subject to changes in tax laws
*Standard T&C apply
There are no maturity benefits payable under the Future Generali Flexi Online policy.
This policy allows the applicants to save on applied premiums for higher sum assured amounts and even for female policyholders and non-smokers.
The Future Generali Flexi Online premium can be paid annually or monthly.
These premiums can be paid in three premium terms: single pay, regular pay, and limited pay.
Under Future Generali Flexi Online, the applicable rider option for this plan is:
The policyholder can add on this rider to the base plan to secure himself and his family against accidental death or disability and seek extra financial protection.
For anyone interested to buy the Future Generali Flexi Online plan, the following documents will be required:
Online Future Generali Flexi Online plan can be purchased in a few quick steps:
The policy presents a suicide clause, which is as follows:
You may also like to read about term insurance
Note: Check all the best term insurance plan in India.
Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
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