Future Generali Health Insurance Renewal

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      Future Generali Health Insurance Renewal

      Future Generali Health Insurance renewal is crucial to ensure continuous coverage of a Future Generali health insurance policy. Policyholders have the option to conveniently renew their medical insurance online with a range of flexible premium payment options. By renewing their policy before its expiry date, policyholders can enjoy various coverage benefits and file claims when required.

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      Benefits of Renewing a Future Generali Health Insurance Before Expiry

      Renewing a Future Generali Health Insurance policy before its expiry offers several advantages. They are:

      • Non-stop Coverage - Policyholders can enjoy continuous medical coverage by renewing their Future Generali Health Insurance policy before the due date. However, if the policyholder fails to renew the policy on time, the medical coverage will break, and they will not be eligible to raise any claims with the Future Generali India Insurance Company.
      • No Loss of NCB - Renewing the Future Generali medical insurance policy before the due date enables policyholders to protect their NCB or No Claim Bonus, which serves as a reward for not making any claims throughout the previous policy tenure. The NCB can be used to reduce renewal premiums or increase coverage benefits with no change in premium. Allowing the policy to lapse may lead to the forfeiture of the accumulated NCB.
      • Lower Premiums - Timely renewal of a Future Generali health policy can save policyholders from paying high premiums. This is because insurance companies typically charge higher premiums to people with have a history of renewing their policy after the due date.
      • Tax Benefits - Future Generali Health Insurance policyholders can also avail tax benefits on the premium paid to buy the policy under Section 80D of the Income Tax Act. But if the policy lapses due to non-renewal, they will not be able to utilize this opportunity of saving tax.

      How to Renew a Future Generali Health Insurance Policy?

      To renew a Future Generali health insurance policy online, simply follow the steps provided below:

      Step 1: Log in to the website of Policybazaar Insurance Broker Private Limited.

      Step 2: Navigate to the top of the page, click on 'Renew Your Policy' and then select 'Health Renewal.'

      Step 3: Enter your registered mobile number, and the OTP received on your phone.

      Step 4: Provide the requested details and pay the premium for your Future Generali Health Insurance renewal policy.

      Step 5: New users of Policybazaar.com can click on the 'Health Insurance' icon on the homepage.

      Step 6: Select your gender, enter your name, and provide the details of the individuals to be insured, including their ages.

      Step 7: Choose your city of residence or the pin code and enter your phone number.

      Step 8: Provide the required medical history details by choosing an appropriate option.

      Step 9: Pick the Future Generali health insurance policy to be renewed, and pay the renewal premium online.

      Once the payment is received by the Future Generali India Insurance Company, they will renew your policy.

      Future Generali Health Insurance Renewal Grace Period

      All Future Generali Health Insurance plans come with a grace period, which refers to the extra time provided to the policyholders after the policy due date to pay the renewal premium. If the policyholders pay their renewal premium during the grace period, they can avoid their Future Generali Health Insurance from lapsing.

      The grace period for Future Generali Health Insurance renewal may vary from one insurance plan to another. However, most plans offer a renewal grace period of 30 days.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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