Future Generali Health Insurance Premium Calculator

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      Future Generali Health Insurance Premium Calculator

      Future Generali health insurance premium calculator calculates the premium for the health insurance plan that you are planning to purchase. It allows you to find an appropriate health plan within your budget and also a health plan that helps you meet all your medical costs incurred on hospitalization due to an ailment or illness. Since the cost of hospitalization and medical treatments has increased, it becomes necessary to have an adequate health insurance plan.

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      However, before you select a medical insurance plan, it is always helpful to know the medical insurance premium rates mentioned in the premium chart, policy coverage benefits, and the sum insured amount. A lot of people get confused with the cost of a health insurance policy and are not able to choose a plan that is financially feasible for them, and can be paid easily. It is therefore important to calculate and compare the policy premium before making the purchase.

      Future Generali Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      4300+

      Incurred Claim Ratio

      87.42

      Renewability

      Lifelong

      Waiting Period

      4 years

      How to Calculate the Premium of Future Generali Policies Online?

      Calculating the health insurance premium for Future Generali health insurance plans with a premium calculator is not only a simple task but effective as well. Future Generali online premium calculator easily and accurately calculates the premium of a policy that you have selected. To use the health insurance premium calculator on Policybazaar here are some important details that you need to provide:

      • Policy term
      • Your age as per the health insurance premium age slab
      • Medical history
      • Health Insurance Coverage details
      • Health Insurance sum insured like Rs 10 lakh, Rs 1 Crore that you need
      • The type of Health Insurance policy you need to buy

      Based on the above-mentioned details, the Future Generali premium calculator would extract the premium details. If you know this information then you will be able to comprehend the premium rates mentioned in the Future Generali Health insurance brochure.

      Future Generali Health Insurance Premium Chart

      Future Generali Health Insurance premium chart is a document that lists the premiums rates of a specific health insurance plan. There is a separate brochure with the premium chart for a particular health plan. The policy premium rates will vary based on the Age, Sum Insured, and the policy term.

      Benefits of Future Generali Health Insurance Premium Calculator

      It is important to calculate your health insurance premium before buying a health plan. You can know the exact cost that is involved in buying a health insurance plan. It ensures that you buy an affordable health plan. Furthermore, it helps you:

      • Add or curtail riders and coverage benefits
      • Judge the policy affordability that you want to buy
      • Find the exact policy expenses before choosing one
      • Compare different health insurance plans based on the policy coverage and rates
      • Choose the best health insurance plans at the best possible premiums
      • Change the details in the premium calculator and adjust policy premiums according to your pocket
      • Stay away from any financial problem if continuing with a health insurance policy

      FAQs

      • Q1. What is the use of the Future Generali health insurance premium calculator?

        Ans. Future Generali health insurance premium calculator is an online tool that gives you an estimate of the health insurance premium that you need to pay for a particular health plan. It is a useful tool in buying a new health insurance policy or renewing an existing one.

      • Q2. What is premium calculation?

        Ans. A health insurance premium is a cost that you need to pay for an insurance plan. It varies as per your age, the amount of coverage, the coverage type, medical history, and other factors.  The premiums can vary every time you renew the policy.

      • Q3. What is an example of a premium?

        Ans. Policy premium is the amount of money that the insured need to pay to avail insurance cover. An example of a premium is the health insurance cost payment. It is the cost that you pay to get any insurance policy.

      • Q4. Explain the health premium calculator tool

        Ans. A health insurance premium calculator is a tool that lets you adjust the premium calculation by changing the variables like insurance coverage, the sum insured, and add-ons.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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