Future Generali Health Insurance for Family

(53 Reviews)
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      Future Generali Health Insurance for Family

      Future Generali Health Insurance for family is a health insurance plan for families designed to provide coverage on a floater sum insured basis. This plan by Future Generali India Insurance Company Limited covers the entire family for a wide range of medical and hospitalization expenses. Moreover, health insurance plans for family come with the restoration benefit that recharges the sum insured by 100% in case of partial or full exhaustion before renewal.

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      Key Benefits of Future Generali Health Insurance for Family

      Following are the key benefits of Future Generali Health Insurance for family:

      • No pre-acceptance medical tests up to the age of 50 years
      • Sum insured options ranging from 2 lakh to 1 crore
      • Restoration of the sum insured if exhausted after a claim
      • Cumulative bonus available for every claim-free year
      • 80% health super saver discount if no claim is raised in the previous year
      • Medical check-up facility after every four consecutive claim-free years
      • 10% renewal discount available once after the death of the proposer
      • 5% discount on having an existing Future Generali Health Insurance policy
      • Up to 10% long-term discount on buying 2 years and 3 years policy tenure
      • Up to 25% discount on opting for voluntary deductible
      • Tax savings on premium paid as per the Section 80D of the IT Act

      Future Generali Health Insurance Plans for Family

      Check out the various Future Generali Health Insurance plans available for families:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Future Generali Health Total Plan

      Vital - 3 lakh, 5 lakh, 10 lakh
      Superior – 15 lakh, 20 lakh, 25 lakh
      Premiere – 50 lakh, 1 crore

      2 years to 4 years

      View Plan

      Future Generali Health Super Saver Plan

      3 lakh to 50 lakh

      2 years

      View Plan

      Future Generali Health Suraksha Plan

      Gold – 2 lakh to 5 lakh
      Platinum – 6 lakh to 10 lakh
      Topaz – 2 lakh to 5 lakh
      Ruby – 6 lakh to 10 lakh

      4 years

      View Plan

      Future Generali Arogya Bima

      2 lakh, 3 lakh, 5 lakh

      4 years

      View Plan

      Eligibility Criteria for Future Generali Health Insurance for Family

      Take a look at the eligibility criteria for buying a Future Generali Health Insurance plan for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      1 day
      90 days (Health Suraksha plan)

      Maximum Entry Age

      70 years
      Lifelong (Health Total plan)

      25 years

      No of Family Members Covered

      Self, spouse, dependent children and dependent parents

      Renewability

      Lifelong

      Inclusions of Future Generali Health Insurance for Family

      The following coverage is included under Future Generali Health Insurance for family:

      • Hospitalization Expenses
      • Day Care Treatment
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Organ Donor Expenses (not available under Arogya Bima plan)
      • Road Ambulance (not available under Arogya Bima plan)
      • Maternity Benefit (under Health Total and Health Super Saver plans)
      • Alternative Treatment (under Health Total and Health Super Saver plans)
      • Accidental Hospitalization (under Health Total and Health Suraksha plans)
      • Accompanying Person (under Health Total and Health Suraksha plans)
      • Patient Care (under Health Total and Health Suraksha plans)
      • New Born Baby Benefits (under Health Total plan)
      • Domiciliary Hospitalization (under Health Total plan)
      • Medical Treatment Abroad (under Health Total plan)
      • Out-patient Medical Expenses (under Health Total plan)

      The level of coverage may vary between various Future Generali Health Insurance plans for a family.

      Exclusions of Future Generali Health Insurance for Family

      Future Generali Health Insurance for family comes with the following exclusions:

      • Cosmetic treatments
      • Treatment due to alcohol or drug abuse
      • Unproven treatment
      • Sexually transmitted diseases
      • Congenital external diseases
      • Injury due to war or nuclear perils

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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