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Future Generali Car Insurance
- Future Generali Third Party Car Insurance
Future Generali Third Party Car Insurance
Future Generali third-party car insurance safeguards policyholders against any third-party liabilities that may arise from an accident involving the insured car. Under this policy, Future Generali India Insurance Company Limited covers the expenses of repairing the third-party vehicle or property as well as compensation in case of death or injury to the third person.
Benefits of Future Generali Third Party Car Insurance
Future Generali third party car insurance provides the following benefits to policyholders:
- Legal Accordance: Future Generali third-party vehicle insurance complies with the legal mandate of the Indian Motor Vehicles Act 1988, i.e., car owners must have at least a 3rd party car insurance policy to drive on roads.
- Instant Access: Buying third-party car insurance online is effortless and can be done quickly since no vehicle inspection is needed.
- Quick Claim Settlements: Future Generali India Insurance Company Limited offers speedy and hassle-free claims. You can raise your car insurance claim online on their official website or by reaching out to their dedicated claim assistance team over a call.
Coverage Under Future Generali Third Party Car Insurance
Future Generali 3rd party motor insurance has the following inclusions and exclusions:
- Unlimited compensation in case of an accidental injury or death of the third party
- Up to Rs. 7.5 Lakh cover for damages caused to third party property
- Personal Accident (PA) cover for owner-driver in case of injury/death or disability due to an accident
- Own vehicle damages
- Claims arising out of any contractual liability
- Insured vehicle being used otherwise than by the ‘Limitations as to Use’
- Damages caused due to warlike operations, natural disasters, man-made acts, fire
- Driving under the influence of drugs/alcohol or without a valid driving licence
How to Purchase Future Generali Third Party Car Insurance Policy?
You can easily buy car insurance online by following these steps:
- Go to Policybazaar.com and select ‘Car Insurance.’
- Enter your car number to view various insurance plans and their prices.
- Provide your vehicle details and proceed to fill out the proposal form.
- From various motor insurance plans shown on the page, choose Future Generali third-party car insurance.
- Now select the appropriate amount for the mandatory personal accident cover.
- You can now pay the policy premium via credit/debit cards, net banking, or UPI.
- After the payment is confirmed, you receive your policy documents at your registered email address.
Documents Required to Raise Future Generali Third Party Car Insurance Claim
Listed below are the essential documents you need to keep handy to file a third-party motor insurance claim:
- Copy of Police FIR
- Copy of vehicle insurance policy
- Vehicle's registration certificate
- Duly filled & signed claim form
- Copy of driving licence
- Photos of the accident site
- Survey Report
- Survey Fees Bills
- Supplementary Report/Re-inspection Report
- Final repair invoice and receipt / Satisfaction voucher for cashless payment
FAQs
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Q1. Does the Future Generali third-party car insurance cover theft and fire?
Ans: No. Theft and fire are excluded from a third-party car insurance policy. -
Q2. How quickly can I renew my third party car insurance?
Ans: Purchasing or renewing Future Generali third-party car insurance online is easy & quick. Simply visit Policybazaar.com or the official website of Future Generali India Insurance Co Ltd. Now enter your car details and fill the proposal form. Upon policy premium payment, you receive your policy in your registered email. -
Q3. Are own damages covered under this policy?
Ans: No. Future Generali third-party motor insurance only offers coverage for 3rd party liabilities. However, a personal accident (PA) cover is a mandatory add-on in third-party insurance that covers accidental injuries to the owner-driver of the insured vehicle. -
Q4. How much compensation is provided to the owner-driver under PA cover?
Ans: IRDAI (Insurance Regulatory and Development Authority of India) has fixed the compensation under PA cover at Rs. 15 Lakh. The scope of cover for owner-driver is as follows:
- 100% for death, loss of two limbs/sight of both eyes, loss of one limb and sight of one eye
- 50% for loss of one limb/sight of one eye
- 100% for permanent total disability
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.