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Future Generali Car Insurance
- Own Damage Car Insurance
Future Generali Standalone Own Damage Car Insurance
A Future Generali Standalone own damage car insurance policy compensates a policyholder for any damages sustained by his/her car due to an accident, theft, fire or calamities. This policy by Future Generali India Insurance Company Ltd can be purchased along with a third-party liability policy to extend policy coverage to the car’s own damages.
Key Features of Future Generali Standalone Own Damage Car Insurance
| Categories | Key Features |
| Own Damage Cover | Yes |
| Mandatory | No |
| No Claim Bonus | Yes |
| Add-on Covers | Offered |
| Zero Depreciation cover | Yes |
| PA Cover | Upto Rs. 15 Lakh |
Coverage Under Future Generali Standalone Own Damage Car Insurance
- Losses to the insured car arising out of fire explosion, lighting or self-ignition
- Damages sustained by the insured car due to burglary, housebreaking or theft
- Any damage caused due to riots or strikes
- Damages caused due to natural calamities like earthquakes, floods, typhoons, storms, etc
- Damages arising out of external means such as a road accident
- Claims can also be raised for damages whilst the vehicle was in transit by road, rail, waterway or air.
- Any consequential loss will not be covered in the Own damage policy
- Cost of depreciation, general wear and tear
- Mechanical or electrical breakdowns, failures or breakages
- Damages sustained by the insured car when the driver was under the influence of alcohol
- Damages caused to the vehicle when the driver was not driving without a driving license
- Any third-party damage such as third-party property damage, death or injury to the third party.
Add-ons Under Future Generali Standalone Own Damage Car Insurance
The coverage of a Future Generali OD cover can be enhanced by purchasing additional covers at an extra premium. These add-ons include:
- Zero depreciation Cover
- Key Protect Cover
- Tyre Damage Cover
- NCB Protect Cover
- Return to Invoice Cover
- Inconvenience Allowance
- Roadside Assistance Cover
- Engine Protector
How to Buy Future Generali Standalone Own Damage Car Insurance Policy?
A Future Generali car insurance policy can be purchased online by following some easy steps. Take a look:
- Visit Policybazaar.com and select the ‘Car Insurance’ page from the homepage
- On the next form, enter your car number
- Select the details of your car such as make, model, variant, RTO and registration year
- Fill in the registration form with basic details and proceed
- You will now find multiple own damage motor insurance plans from different insurers. Choose Future Generali OD car insurance plan from the list
- From the add-ons and accessories dropdown, select the add-ons you wish to purchase
- Now pay the final premium amount via desired payment mode
- Once you have paid the premium, your Future Generali OD insurance papers will be mailed to you.
Documents Required to Raise a Future Generali Standalone Own Damage Claim
A Future Generali own damage claim can be raised by informing the insurer about the damages sustained by your car. Here are the documents you will need for the same:
- Claim form duly filled and signed
- Car insurance papers
- Copy of vehicle’s Registration Certificate
- Copy of driver’s driving license
- Copy of Police FIR
- KYC
- Bills or repair
- Estimates of repair
FAQs
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Q1. What factors affect the premium of Future Generali standalone car insurance?
Ans: The following factors are taken into consideration to calculate the premium of a Future Generali own damage car insurance policy:
- Make and model of the car
- Anti-theft device installed in the car
- No Claim Bonus
- Insured Declared Value (IDV)
- Additional Covers
- Deductibles
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Q2. Will I get a Personal Accident cover with my Future Generali OD cover?
Ans: A PA cover is not offered with Future Generali own damage car insurance. However, a policyholder can purchase this cover along with his/her policy by paying an extra premium.
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Q3. How can I know my Future Generali policy status?
Ans: To know the status of a Future Generali OD car insurance, you can log in to your ‘Account’ from Policybazaar.com and check the status of your policy. If you have purchased your OD cover from the insurer’s website, you can contact their customer support and ask for the status of your car policy.
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Q4. Will my OD car insurance cover third party liabilities?
Ans: No, your own damage car insurance policy will not cover third-party liabilities. This policy can be purchased along with your third-party policy to increase the coverage of any own damage sustained by the insured car.
Car Own Damage
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IFFCO Tokio Standalone Own Damage Car Insurance
Liberty Standalone Own Damage Car Insurance
Magma HDI Standalone Own Damage Car Insurance
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Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.