ZUNO Third Party Bike Insurance

ZUNO Third-Party Bike Insurance

Third-party bike insurance is a basic & mandatory policy that you need to ride your two-wheeler legally on the roads. It provides financial compensation & legal protection in case of an accident or a mishap. In that case, the insurance company is liable to pay for the loss or damage incurred.

ZUNO Third-Party Bike Insurance versus ZUNO Comprehensive Insurance

You can refer to the below comparative table to understand the difference between the Zuno third-party bike insurance and comprehensive bike insurance-

Inclusions of ZUNO Third-Party Bike Insurance

ZUNO's third-party bike insurance policy covers damages incurred by the third party, whether to the property or life. It also covers any sort of injury to the third party. The policy also covers the riders and the insured against legal troubles while riding bikes or scooters. Check out the coverage benefits under ZUNO third-party bike insurance-

1. Third-Party Injury or Death

   If the insured gets involved in a collision that causes injury or death to a third party, the hospitalization expenses and the various other medical costs will be borne by the insurance company. The compensation is to be provided to the third party or its nominee, as decided by the court of law. The insurance company will cover the permanent or partial injury caused to the third party or even the death of the third party.

2. Third-Party Property Damage

   If an insured involves in a mishap and causes damage to the third party property damage. The third-party insurance offers to cover up to ₹ 1 lahks in case of third-party property damage.

Exclusions of ZUNO Third-Party Bike Insurance

Since third-party liability insurance is a basic & mandatory policy as per the Motor Vehicle Act, it has limited coverage benefits. Below are exclusions of third party bike insurance-

• No coverage for the loss/damage caused to your own vehicle in a road accident
• No coverage for the damages caused to your vehicle in case of natural calamities or man-made disasters
• No coverage for the theft or total loss to your own vehicle