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ZUNO Comprehensive Bike Insurance
Every two-wheeler owner or rider needs to have insurance for his vehicle. Comprehensive bike insurance protects the own vehicle from several unpredictable risks and compensates for any additional damages caused to a third-party vehicle/person/property in a road accident.
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ZUNO (formerly Edelweiss) Comprehensive Bike Insurance
The ZUNO (formerly Edelweiss) comprehensive bike insurance has a plethora of benefits along with third-party coverage benefits. Some of the advantages of insurance are that it covers damages to the policyholder's vehicle and a third-party vehicle, person, or property. With further add-on covers, the policy coverage can be enhanced.
Benefits of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance Policy
The ZUNO (formerly Edelweiss) comprehensive bike insurance has many advantages. A few of them include coverage of the policyholder's vehicle and coverage for third-party liabilities. However, comprehensive bike insurance is optional. Although, you can easily buy this to keep yourself free from worries while riding your bike.
In India, if the person fails to carry at least third-party bike insurance, there can be a penalty and even imprisonment of up to 3 months. ZUNO (formerly Edelweiss) comprehensive bike insurance policy also has various add-ons that will further strengthen the protection of the vehicle. One can also add extended coverage that will cover the pillion rider in the event of a mishap. Remember, the add-ons are absent in case of a third-party policy.
Explore ZUNO Bike Insurance
ZUNO (formerly Edelweiss) Comprehensive Bike Insurance VS Third-Party Bike Insurance
The following table lists the significant differences between the two types of insurance offered by ZUNO (formerly Edelweiss) General Insurance-
| Point of Basis | Third-Party Insurance | Comprehensive Insurance |
| Coverage | Covers legalities and financial liabilities only of the third party. | Covers legalities and financial liabilities for both third parties as well as "Own Damage." |
| Add-ons | No add-ons or covers are available under the third-party policy. | Varieties of add-on covers are available to strengthen the policy coverage. |
| Cost | Affordable than other plans due to limited coverage. | Comparatively expensive due to added benefits and extensive coverage. |
| Nature of Requirement | Compulsory to be carried by the rider. | Not mandated to be carried by the rider. |
Inclusions of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance
ZUNO (formerly Edelweiss) comprehensive bike insurance covers several unforeseen circumstances. The ones that are of prime importance and concern to any person while purchasing the insurance are as follows.
The insurance company will indemnify the policyholder as and when the insured bike is damaged under the conditions-
- Damage due to fire explosion, self-ignited, or lightning
- Loss due to theft or total loss
- Damage to the vehicle due to riots and strikes
- Fire and shock damage due to natural calamities like earthquake
- Damage due to floods, typhoons, hurricanes, cyclones, frost, hailstorms, etc.
- Damage due to malicious activities
- Damage due to terrorist activities
- Damage due to landslide or rockslide
Apart from the conditions mentioned above, the bike is also liable to depreciate as it ages with time. To avoid this, one can also purchase a Zero Depreciation or Bumper-to-Bumper add-on cover and get the most out of the insurance. Many such add-ons extend the coverage of the ZUNO (formerly Edelweiss) comprehensive bike Insurance.
Exclusions of ZUNO (formerly Edelweiss) Comprehensive Bike Insurance
The exclusions under the ZUNO (formerly Edelweiss) comprehensive bike insurance are as follows-
- The bike insurance online shall be deemed void if the bike is used for purposes other than mentioned while purchasing the policy
- If the bike meets with an accident and the bike is ridden by any person other than the one mentioned in the driver's clause
- The insurer shall not cover any contractual liabilities
- No compensation will be paid out if the damage is incurred due to radioactive or nuclear activity
- Any accidents that are a direct result of the policyholder being under the influence of psychedelics, drugs, or alcohol
FAQs
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Q1. Can I purchase ZUNO (formerly Edelweiss) comprehensive bike insurance policy online?
Ans: Yes, you can easily buy ZUNO (formerly Edelweiss) comprehensive bike insurance online. You can also buy the policy online through Policybazaar.com and pay the premium without any hassles. -
Q2. Can I buy pillion rider cover with my ZUNO (formerly Edelweiss) comprehensive bike insurance policy?
Ans: Yes, you can get pillion rider cover only as an add-on cover with your ZUNO (formerly Edelweiss) comprehensive bike insurance by paying a nominal premium amount. -
Q3. How many cashless garages are available under the ZUNO (formerly Edelweiss) comprehensive bike policy?
Ans: There are more than 1500 network garages where you can avail of cashless repair services under comprehensive two-wheeler insurance.
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Read more^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
