Zuno Health Insurance for Senior Citizens

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      ZUNO Health Insurance for Senior Citizens

      ZUNO Health Insurance for senior citizens is a medical insurance policy that covers individuals above the age of 60 years. The ZUNO Health Insurance plan by ZUNO General Insurance Company Limited provides comprehensive coverage to elderly parents and is available in three variants – Silver, Gold and Platinum. Moreover, this senior citizen health insurance policy covers the cost of treating pre-existing diseases after a waiting period.

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      Key Benefits of ZUNO Health Insurance for Senior Citizens

      Take a look at the key benefits of ZUNO Health Insurance plans for senior citizens:

      • Both individual and floater coverage available
      • No capping on ICU charges
      • Wide range of sum insured ranging from Rs 1 lakh to Rs 1 crore
      • Cashless hospitalization for elderly people at more than 3200 network hospitals
      • 100% restoration of the sum insured upon exhaustion
      • Health check-up facility available after every claim-free year
      • No Claim Bonus up to 100% for each claim-free year

      ZUNO Health Insurance Plans for Senior Citizens

      The following table showcases the ZUNO Health Insurance Plans for senior citizens:

      Plan Name Sum Insured (Rs) Co-Payment
      ZUNO Health Insurance Silver Plan 1 lakh to 5 lakh 20% (for people above 60 years) View Plan
      ZUNO Health Insurance Gold Plan 5 lakh to 20 lakh 20% (for people above 60 years) View Plan
      ZUNO Health Insurance Platinum Plan 15 lakh to 1 crore 20% (for people above 60 years) View Plan

      Eligibility Criteria for ZUNO Health Insurance for Senior Citizens

      Elderly parents need to suffice the following eligibility criteria to buy ZUNO Health Insurance for senior citizens:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years (for Gold, Silver plan)
      No age limit (for Platinum plan)
      Family Members Covered Self, spouse
      Renewability Lifelong

      Inclusions of ZUNO Health Insurance for Senior Citizens

      ZUNO Health Insurance provides senior citizens with the following coverage:

      • Hospitalization Expenses
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Day Care Treatment
      • Ambulance Cover
      • Organ Donor Cover
      • Domiciliary Hospitalization
      • AYUSH Treatment
      • Maternity Benefit
      • Hospital Cash
      • Recovery Benefit
      • Shared Accommodation Benefit
      • Critical Illness Coverage (For Gold & Platinum plans)
      • In-built Assistance Services

      Optional Benefits:

      • Recharge Benefit (For Gold & Platinum plans)
      • Critical Illness Coverage (For Silver plan)
      • Restoration of Sum Insured (For Silver plan)

      Exclusions of ZUNO Health Insurance for Senior Citizens

      The following coverage is excluded under ZUNO Health Insurance for senior citizens:

      • External congenital anomalies
      • Treatment-related to acupressure, magnetic therapy, acupuncture
      • Plastic surgery or cosmetic surgery
      • Dietary supplements purchased without a doctor’s prescription
      • Obesity and weight control treatment
      • Injuries due to war and nuclear perils

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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