ZUNO Health Insurance for Parents

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      ZUNO Health Insurance for Parents

      Explore an array of ZUNO Health Insurance plans meticulously designed to cater to the unique healthcare requirements of parents above 50 years. These plans offer multiple variants with adaptable sum insured choices. ZUNO Health Insurance for Parents covers hospitalization expenses, pre-hospitalization and post-hospitalization medical costs, day care treatments, recovery benefits, vaccination coverage, and much more. With the flexibility to opt for essential inclusions and additional coverages, one can customize their plan to suit their parents' healthcare needs perfectly.

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      ZUNO Health Insurance Plans for Parents

      Browse through the range of ZUNO Health Insurance options tailored to the specific needs of parents:

      Plan Name Plan Variant Sum Insured Pre-existing Diseases Waiting Period Co-Payment

      Zuno Health Insurance
      Silver Rs 1 lakh to 5 lakhs 4 Years

      20% for insured persons aged above 60 years
      Gold Rs 5 lakh to 20 lakhs 3 Years
      Platinum Rs 15 lakh to 1 Crore 2 Years
      Zuno Health Plus Policy - Rs 1 lakh to Rs 5 Crores 3 Years -

      Eligibility Criteria for Zuno Health Insurance for Parents

      Take note of the following eligibility criteria for buying Zuno Health Insurance for parents:

      Plan Name Plan Variant Minimum Entry Age Maximum Entry Age Renewability

      Zuno Health Insurance
      Silver 18 years 65 years Lifelong
      Gold 18 years 65 years Lifelong
      Platinum 18 years No Limit Lifelong
      Zuno Health Plus Policy - 18 years No Limit Lifelong

      Key Benefits of ZUNO Health Insurance for Parents

      Explore the essential benefits of ZUNO Health Insurance for Parents:

      • Hospitalization expenses: Covers reasonable and customary charges for medical treatment, including room rent, nursing charges, medical practitioners' fees, medicines, and operation theatre charges.
      • Pre-hospitalization and post-hospitalization medical expenses: Covers relevant medical expenses incurred before and after hospitalization for the same illness or injury.
      • Day care treatment: Coverage for medical expenses incurred on day care treatments that require a surgical procedure, up to the sum insured.
      • Ambulance cover: Reimbursement for reasonable and customary charges for availing ambulance services for the insured person's necessary transportation.
      • Organ donor cover: Covers the medical expenses incurred for an organ donor's in-patient treatment for the harvesting of the donated organ.
      • Domiciliary hospitalization: Coverage for medically necessary treatment taken at home, subject to the sum insured.
      • AYUSH coverage: Covers medical expenses incurred on treatment under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy systems.
      • Health check-up: Covers health check-up expenses for insured persons aged above 18 years after every claim-free year.
      • Maternity benefit: Covers maternity expenses for the delivery of a child, limited to a maximum of 2 deliveries and/or medically necessary termination of pregnancy.
      • Avail Tax benefits under Sec 80D of the Income Tax Act

      Inclusions of ZUNO Health Insurance for Parents

      The coverage provided in ZUNO Health Insurance for parents are as follows:

      Coverage Zuno Health Insurance Zuno Health Plus Policy
      In-patient hospitalization expenses
      Pre-hospitalization medical expenses
      Post-hospitalization medical expenses
      Day care treatment
      Domiciliary hospitalization
      Road ambulance cover
      Organ donor expenses
      AYUSH treatment
      Domestic emergency assistance services
      International emergency assistance services X
      Second e-opinion on major illnesses
      Home treatment X
      OPD treatment X
      Super reload X
      Dental consultation & investigations X
      Recovery benefit
      International coverage for major illnesses X
      Personal accident cover X
      Critical illness cover
      Daily allowance
      Vaccination cover X

      Optional Inclusions (Purchased as Add-ons)

      Here is the list of optional coverages available under ZUNO Health Insurance for parents:

      • Critical Illness Coverage
      • Restoration of Sum Insured
      • Voluntary Co-payment
      • Hospital Cash Insurance
      • Convalescence Benefit
      • Worldwide Cover
      • Adventure Sports Cover
      • Prosthetics Cover
      • Reconstructive Surgery
      • Accidental Booster
      • Pre-existing disease waiting period reduction

      Exclusions of ZUNO Health Insurance for Parents

      Here are the treatments for which medical expenses are not covered under ZUNO Health Insurance for Parents:

      • Non-medical expenses
      • Treatments due to alcohol addiction
      • Cost of contact lenses, spectacles and hearing aids
      • Cosmetic or plastic surgery
      • Treatment for baldness
      • Intentional self-injury
      • Expenses related to acupressure, acupuncture, and magnetic therapy
      • Treatment of any external congenital anomaly or birth defects
      • Charges incurred for routine eye and ear examinations.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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