ZUNO Third Party Car Insurance

Benefits of ZUNO Third Party Car Insurance

The third party insurance policy offered by Zuno car insurance comes with a range of benefits for the policyholders. Here is the list of benefits of the ZUNO third party motor insurance plan:

• Mandatory Cover: A third-party car insurance policy is a mandatory cover as per the motor laws of India. Thus, it is compulsory for every car owner to have a third-party cover to legally ply on Indian roads.
• Financial Protection: The third party car insurance provides coverage for third-party property damages and death of the third person if it is caused by the insured car. The coverage amount offered for third-party property damages is up to 7.5 lakh rupees and for death is unlimited. 
• Lesser Premium: The premium rates of this car insurance are pocket-friendly and less as compared to a comprehensive car insurance plan.
• Hassle-Free Claim: The insurance company has a hassle-free claim process, which makes it one of the popular options in the market.

Coverage Under Zuno Third Party Car Insurance

A Zuno third-party four-wheeler insurance offers the following coverage to its policyholders:

Inclusions

Losses and damages that are covered in a Zuno third party motor insurance policy include:

• Any damage caused to the property of a third party is covered
• Death of the third party caused due to the insured car 
• Bodily injuries or disability of the third party are covered under this policy
• Personal Accident Cover of up to Rs. 15 lakh to the owner/driver of the car in case of accidental injuries.

Exclusions

Contingencies that are not covered under a Zuno third-party insurance policy include:

• Own damages sustained by the insured car due to unforeseen incidents like accidents, fire, theft, natural calamities, and manmade acts. 
• Mechanical or electrical failure of the insured car is not covered
• Depreciation borne by the insured vehicle is also not covered
• Damages sustained by the insured car due to drunk driving 

How to Purchase Zuno Third Party Car Insurance Policy?

A Zuno third-party four-wheeler insurance policy can be easily purchased online on Policybazaar.com. Here are simple steps to do so:

• Visit the official website of Policybazaar Insurance Brokers Private Limited 
• Select the ‘Car Insurance’ tab from the homepage
• Enter your car number and proceed further
• Now select your car’s RTO, make, model, variant and registration year
• You will now be taken to multiple car insurance plans. From here you can view and select the Zuno third-party car insurance plan and check its policy details
• Now proceed with premium payment via online payment modes
• Once you have paid the premium, your Zuno car insurance documents will be mailed to you.

Documents Required to Raise a Zuno Third-Party Car Insurance Claim

Here are the documents required to raise a claim under Zuno third-party car insurance:

• Copy of third-party insurance policy
• Duly signed claim form
• Police FIR copy
• Copy of driving license
• Copy of Registration Certificate
• Legal Notice
• Claimant details