Go Digit Own Damage Bike Insurance

Go Digit Own-Damage Bike Insurance Policy & Key Features

The following table highlights the key features of Go Digit own-damage bike insurance policy:

*Disclaimer: The above table serves as a reference. Refer to the Go Digit standalone own-damage bike insurance policy wordings for precise coverage details.

Why Choose Go Digit Own-Damage Bike Insurance?

Go Digit own-damage bike insurance offers extensive protection for your motorcycle, safeguarding against theft, accidents, natural calamities, and more. This type of bike insurance is purchased only with existing third-party bike insurance policy.

Here are a few reasons to opt for Go Digit own-damage bike insurance policy:

• Brand Value: Go Digit General Insurance Limited is India’s leading insurance company, offering super-fast claim processing and an option to customize the coverage.
• All-inclusive Coverage: Besides mandatory third-party bike insurance coverage, Go Digit own-damage bike insurance provides extensive protection designed to meet individual needs.
• Customizable Options: Go Digit offers multiple bike insurance add-ons that enhance the policy coverage and allow flexibility according to the individual’s budget and preferences.

Inclusions of Go Digit Own-Damage Bike Insurance

Here are the inclusions of the Go Digit own-damage bike insurance policy:

• Coverage for damage to your bike due to accidents or collisions.
• Coverage for damage caused by fire, self-ignition, or explosion.
• Coverage for loss in case the insured bike is stolen.
• Coverage for damage due to natural calamities or man-made disasters, such as floods, typhoons, riots, strikes, etc.

Exclusions of Go Digit Own-Damage Bike Insurance

Here are the exclusions of the Go Digit own-damage bike insurance policy:

• Damage or loss caused to the third party in a road accident
• Damage or loss incurred to the insured bike due to drunk driving.
• Damage or loss sustained when the person was driving without a valid license, registration certificate, or own damage bike insurance.
• Damage or loss due to regular wear and tear.
• Loss or damage arising from illegal or intentional acts, such as racing.
• Loss or damage due to contractual liability.
• Any consequential loss or damage.
• Any damage or loss not explicitly covered under the policy terms.

How to Buy Go Digit Own-Damage Bike Insurance Online?

Buying own-damage bike insurance online from Policybazaar.com is quite simple. Follow the below procedure to receive the policy document at your registered email ID:

• Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited and click on 'Insurance Products ' from the top menu.
• Step 2: Choose "Own-Damage Bike Insurance" from the dropdown.
• Step 3: Enter your bike details and click on 'View Prices'.
• Step 4: Compare the multiple bike insurance quotes offered by different insurers, and select Go Digit Own-Damage Bike Insurance.
• Step 5: Complete all required details asked in the form.
• Step 6: Pay the premium online to receive your policy via email.

How to Raise Go Digit Own-Damage Bike Insurance Claims?

Follow these steps to raise claims under Go Digit own-damage bike insurance online:

• Step 1: Notify the insurer promptly about the incident.
• Step 2: Download and fill out the claim form, then submit it with the necessary documents.
• Step 3: The surveyor appointed by the insurer will assess the damages upon claim request submission.
• Step 4: The surveyor will compile an assessment report and forward it to the insurer.
• Step 5: The insurer will review the report and decide on the claim approval request.
• Step 6: If approved, choose an authorized network garage for repairs, with bills settled directly by the insurer. Alternatively, pay bills at any nearby garage and get reimbursed later via the reimbursement claim process.

Documents Required for Go Digit Own-Damage Bike Insurance Claim

Ensure you have these documents when filing a claim with the insurance provider:

• FIR copy (if applicable)
• Driver's License (DL) of the rider handling the bike at the time of the accident
• Registration Certificate (RC) of the bike
• Valid own-damage bike insurance policy
• Duly filled and signed claim form
• Additional documents specified by the insurer (e.g., repair bills, FIR reports).

FAQs About Go Digit Own-Damage Bike Insurance