Digit Health Insurance Renewal

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      Digit Health Insurance Renewal

      Digit Health Insurance renewal is essential to enjoy non-stop coverage of a Digit health insurance policy. With flexible premium payment options, renewing a Digit health insurance policy online has become easy. However, policyholders must renew their policy before the due date to avail the available coverage benefits.

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      Benefits of Renewing a Digit Health Insurance Policy Before Expiry

      Renewing a Digit Health Insurance policy before its expiry date offers several advantages. They are as follows:

      • Continuous Protection - By renewing their Digit Health Insurance policies before the due date, policyholders can ensure continuous medical protection. Failure to renew on time may result in a gap in the policy coverage, making them ineligible to file claims with Go Digit General Insurance Limited.
      • Continuous Coverage for Pre-Existing Conditions - Renewing the policy before its expiration date helps policyholders to maintain continuous coverage for pre-existing diseases, such as diabetes, asthma, etc. Allowing Digit Health Insurance policies to lapse may result in waiting periods for pre-existing conditions to start again when a fresh policy is purchased.
      • Retaining No Claim Bonus - To safeguard the accumulated No Claim Bonus (NCB) and get a discount on the renewal premium, it is crucial for policyholders to renew their Digit Health Insurance policies prior to the due date. If the policy is not renewed in time, it may lead to the loss of the NCB.
      • Lower Premiums - Renewing Digit Health Insurance policies before they expire allows policyholders to avoid paying higher premiums. Insurance companies often charge a higher premium price to individuals who renew their policies after the due date. By renewing on time, policyholders can maintain affordable premium rates.
      • Tax Benefits - The premium paid for a Digit Health Insurance policy is eligible for tax benefits under Section 80D of the Income Tax Act. Timely renewal of the policy ensures that tax benefits can be availed.

      How to Renew a Digit Health Insurance Policy?

      Follow the steps given below to renew a Digit health insurance policy hassle-free:

      Step 1: Go to the website of Policybazaar Insurance Broker Private Limited.

      Step 2: Click on 'Renew Your Policy' at the top of the page and select the ‘Health Renewal’ option

      Step 3: Fill in your registered mobile number and then the OTP received on your mobile phone for verification.

      Step 4: Provide the requested details, and pay the renewal premium for your Digit Health Insurance policy.

      Step 5: New users of Policybazaar.com can click on the "Health Insurance" icon on the homepage.

      Step 6: Select your gender, enter your name, choose the family members to be insured and fill in their ages.

      Step 7: Enter your pin code or the city where you live, along with your phone number.

      Step 8: Provide your medical history details by choosing the appropriate option.

      Step 9: Select the Digit Health Insurance policy to be renewed and pay its premium price online.

      When Go Digit General Insurance Limited receives the premium payment, your policy will be renewed.

      Digit Health Insurance Renewal Grace Period

      All Digit Health Insurance plans come with a grace period, which refers to the extra time provided to policyholders after the policy due date to pay the renewal premium. By paying the renewal premium during the grace period, policyholders can prevent their health insurance policies from lapsing and remain eligible to file insurance claims.

      Most Digit health insurance plans provide a grace period of 30 days for policy renewal. However, this duration may vary from one insurance plan to another.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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