Digit Health Insurance Premium Calculator

Insurer Highlights

People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans from Digit Premium Calculator

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Digit Health Insurance Premium Calculator

      Getting a health insurance plan is one of the best ways to save yourself from draining your savings and enable yourself to pay for medical costs that are hitting the roof. Go Digit health insurance plans are available online with optimal sum insured options. However, before you choose a health insurance policy, it is imperative to calculate the premium and buy an affordable health insurance product. Nowadays you can calculate the premium using a health insurance calculator in a matter of few seconds.

      Read More

      It can be difficult to understand health insurance policies as they can be quite complex in their terms and clauses. There are incidences where you end up paying more than the anticipated amount, therefore, it’s important to calculate the premium amount online and know about your payment liabilities beforehand.

      Digit Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      6400+

      Incurred Claim Ratio

      60

      Renewability

      Lifelong

      Waiting Period

      2 years

      How to Calculate Digit Health Insurance premium?

      To calculate the premium for Digit health insurance plans online you can do it smoothly and easily using an online premium calculator. With an online health insurance tool, not only you can calculate the premium and select the right health plan. To know the premium rates you just need to enter the following details:

      • Sum insured (in Rs.)
      • Age of the insured
      • Health insurance policy term
      • Medical history of the proposer
      • Add-on/Optional covers
      • Geographical location

      Just enter the above-mentioned details and the online tool will calculate the premium in just a few seconds. Moreover, with this online tool you can adjust the premium cost by altering the variables like the coverage benefits, the sum insured, add-ons, age of the proposer, etc.  

      Digit Health Insurance Premium Chart

      To check the premium rate of a Digit health insurance policy it is best to check the premium chart. Every health plan has a product brochure with a premium chart. In this chart, you can check the policy premium rates and how it varies as per the Sum insured, age, and the policy duration.

      Benefits of Digit Health Insurance Premium Calculator

      Health insurance premium calculator in India is a prevalent tool with more and more people using digital methods. If you want to see how a premium calculator can help, then do check out the benefits that we have listed below:

      • It saves time and resources involved in doing cumbersome paperwork
      • Furthermore, it eradicates the possibility of committing mistakes during health insurance premium calculation
      • Digit premium calculator makes financial planning an easy task by giving you an accurate estimate of the premium cost before you make the purchase. It allows you to plan your future finances
      • It reduces defaulting premium payments by providing you the premium amount beforehand. You buy a health insurance policy only after knowing its premium amount that suits your pocket
      • With the premium calculator, you can adjust the policy parameters till you find a plan that is affordable and suits your coverage requirements
      • The insurance premium calculator makes it easy to choose add-on covers that can help you meet your financial requirements. You can know how much the premium varies if you opt for add-on covers
      • With a health insurance premium calculator, you can choose the best medical insurance policy.  The online calculator will display different policies from different insurers and makes it easy to compare. It makes the process of choosing a suitable plan much easier. Thus, the online calculator assists in making the right choice.

      For more details, you can always seek out help from our health insurance experts, who will help you save yourself and your loved ones against exorbitant medical expenses.

      FAQs 

      • Q1. What is the Digit health insurance plan calculator?

        Ans. You can find medical insurance premium rates for a range of Digit health insurance plans. This online calculator makes premium calculation is a simple and effective task.  By entering your age, sum insured, and policy details you can know the exact premium amount for any policy that you are planning to purchase.

      • Q2. Is my health insurance premium eligible for tax exemption benefits?

        Ans. Yes, the premium that you pay for Digit health insurance plans provides tax-saving benefits as well. You can avail of tax benefits up to Rs 50,000 if you and your parents are under the age of 60 years. And if you are paying a premium for yourself and your parents above the age of 60 years then the tax exemption limit is up to Rs 1, 00,000.

      • Q3. How my health insurance premium is calculated using the premium calculator?

        Ans. So, if you are planning to buy a Digit health insurance policy then you can calculate your premium liability with the following steps:

        • Step 1: Go to Policybazaar.com and visit the Digit health insurance premium calculator page
        • Step 2: Provide some crucial details like the number of members in your family, age, area Pincode, contact details, the sum insured, etc.
        • Step 3: Click on the “Get Quote” button
        • Step 4: You will see a lot of health insurance plans from different insurers and you check out their features and benefits and select the one that you want

        Step 5: Based on the available options the annual premium amount will be displayed on your screen

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit

      Health insurance Articles

      • Recent Article
      • Popular Articles
      17 Dec 2024

      How to File a Claim for Maternity Health...

      Maternity insurance is one of the best investments married couples

      Read more
      03 Dec 2024

      Health Insurance Checklist

      Health insurance is a crucial investment you can make to secure

      Read more
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life. However, this fascinating journey requires

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL