Chola MS Total Home Protect Plan

This is a comprehensive Home Insurance Policy that provides Three-fold protection across coverage areas like structure of home, valuable contents and even coverage of family members. It is also flexible and comes with affordable premium rates.

Cholamandalam MS Total Home Protect Plan

4.7 (93 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


Cholamandalam MS Total Home Protect Plan

4.7 (93 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹18/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Chola MS Total Home Protect Plan

This is a comprehensive Home Insurance Policy that provides Three-fold protection across coverage areas like structure of home, valuable contents and even coverage of family members. It is also flexible and comes with affordable premium rates.

Policy Details:

  • Coverage of building structure up to an area of 5000 square feet.
  • Contents are covered up to 2500000 INR in this home insurance policy.
  • Domestic appliances are covered subject to a limit of 125000 INR.
  • Jewellery/ Valuables are covered subject to a limit of 100000 INR.
Home insurance

Policy Benefits:

  • Fire: Benefits Include: Explosion / Implosion, damage caused by aircraft, Riot, Strike, Damages due to Impact by rail / road vehicle or animal, , Lightning, Loss caused by Storm, Tempest, Hurricane, Flood.
  • Cover includes: Rent for Alternative accommodation, additional expenses on rent is borne if forced to shift to an alternative accommodation subject to a limit of not above of 12 Months.
  • Public Liability: Compensation/litigation expenses due to Property damage/Bodily Injury of any third party excluding family/domestic staff.
  • Purchase Protection: Covers newly purchased items against fire/burglary up to 30 days from purchase.
  • Baggage: Accidental loss/damage and theft of personal baggage is covered anywhere in India.
  • Domestic/Audio/Visual Appliance: Covers against risk of sudden mechanical/electrical breakdown.
  • Personal Accident: Entire family is covered in case of death, permanent total or partial disablement
  • Workmen's Compensation: Expenses against any liability arising due to Workmen's Compensation.
  • Family Floater Accident Hospitalization Cover.

Exclusions:

  • Damage/Loss to articles valued above INR 10000 including precious stones/drawings/ manuscripts, securities/ cheques/documents, computer system records etc.
  • Expenses out of motor vehicles/livestock or even loss of consumable items.
  • Cases of natural deterioration/ wearing off of building.
  • Death; disablement or bodily Injury self-inflicted or caused by misuse of any drugs/alcohol by the insured, his family or domestic staff.
  • Due to pre-existing conditions.

Premium Details:

Sum Insured:

Covers

Silver

Gold

Platinum

Building Structure

Sum Insured Plan

Contents

Sum Insured Plan

Domestic appliances

Sum Insured Plan

Jewellery

Sum Insured Plan

Additional rent

100000

100000

100000

Family Floater accident hospitalization

-

100000

100000

Personal accident (self)

100000

250000

500000

Personal accident (spouse)

50000

125000

 

Personal accident per child (maximum 2 children)

25000

62500

250000

Public Liability

-

-

125000

Baggage Loss

5000

5000

100000

Plate Glass Insurance

-

25000

5000

Workmen’s Compensation

-

50000

25000

Purchase Protection

20000

50000

50000


*The above rates may change. Please check the policy wordings for more details.

Home Insurers
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Cholamandalam Home Insurance
Digit Home Insurance
Future Generali Home Insurance
HDFC Ergo Home Insurance
ICICI Lombard Home Insurance
IFFCO Tokio Home Insurance
National Insurance Home Insurance
New India Assurance Home Insurance
Oriental Home Insurance
Raheja QBE Home Insurance
Reliance Home Insurance
SBI Home Insurance
Shriram General Home Insurance
Tata AIG Home Insurance
United India Home Insurance
Universal Sompo Home Insurance
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
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Reviews & Ratings

4.7 / 5 (Based on 93 Reviews)
(Showing Newest 10 reviews)
Vihan
Etawa, January 21, 2025
★★★★★
Big Help
I had purchased a new flat by taking a home loan. However, after paying the second EMI, there were some issues with the water pipeline, and it burst. The house's walls were damaged, and home insurance through Policybazaar helped me get a claim for my loss.
Ishaan
Lucknow, January 20, 2025
★★★★★
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Kshitiz
Lucknow, January 18, 2025
★★★★★
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Rahul
Patna, January 17, 2025
★★★★★
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Arav
Mahoba, January 16, 2025
★★★★★
Helpful Staff
I purchased my home insurance through Policybazaar. When I had some questions related to the policy wording, I was able to get the answers to all those queries in detail. Their agents are very supportive and helpful.
Rajesh
Ujjain, January 16, 2025
★★★★★
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Udaipur, January 15, 2025
★★★★★
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  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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