Aditya Birla Investment Plans

Aditya Birla Sun Life Investment Plans are the insurance policies offered by Aditya Birla Sun Life Insurance. These plans offer a variety of options, including Unit-Linked Insurance Plans (ULIPs) and traditional endowment plans, which cater to different risk appetites and financial objectives. These plans are designed to help you achieve your financial goals, like wealth creation, retirement planning, or securing your family's future.

4.8^~ Rated
7.7 Crore Registered Consumer
50 Partners Insurance Partners
4.2 Crore Policies Sold

Investment Plans

Plan starting from ₹1,000/month
Save upto ₹46,800 in Tax under section 80C^{^}
Zero LTCG Tax^¶
In built life cover

Top performing plans with High Returns^**

Invest ₹10K/Month & Get ₹1 Crore^# on Maturity

Your Name

+91

Mobile Number

Your personal information is secure with us

By clicking on "View Plans" you agree to our Privacy Policy and Terms of use

Get Updates on WhatsApp

We are rated^~

7.7 Crore

Registered Consumer

Insurance Partners

4.2 Crore

Policies Sold

Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What are Aditya Birla Investment Plans?

Aditya Birla Sun Life (ABSLI) offers a wide range of investment plans that can cater to your various financial goals and risk tolerance levels. These best investment options are broadly categorised into two categories: Traditional Plans and Market Linked Insurance Plans.

Market-Linked Insurance Plans
Traditional Insurance Plans

Aditya Birla Market- Linked Insurance Plans:

The Aditya Birla Group investment plans combine insurance coverage with investment opportunities. A portion of your premium is allocated towards life insurance, and the remaining amount is invested in market-linked funds.

Aditya Birla Market-Linked Plans	Entry Age	Maturity Age	Policy Term	Minimum Sum Assured
ABSLI Wealth Smart Plus Plan	30 Days – 60 years	18 – 75 years	10 – 40 years	₹1.2 lakhs
ABSLI Salaried Suraksha ULIP Plan	18 – 50 years	Up to 75 years	15/ 20/ 25/ 26/ 27/ 28/ 29/ 30 years	₹50 lakhs
ABSLI Fortune Wealth Plan	30 – 65 years	18 – 75 years	10 – 20 years	₹4 lakhs
ABSLI Platinum Gain Plan	0 – 65 years	18 – 75 years	10/ 15/ 20/ 25/ 30 years	7 X Annualised Premium
ABSLI Smart Growth Plan	3 – 60 years	18 – 75 years	10/ 15/ 20 years	7 X Annualised Premium
ABSLI Wealth Infinia Plan	0 – 65 years	99 years	99 years minus Entry Age	10 X Annualised Premium
ABSLI Wealth Assure Plus Plan	1 – 60 years	18 – 70 years	10 years	7 X Annualised Premium
ABSLI Wealth Max Plan	1 – 63 years	18 – 70 years	7 – 30 years	1.25 X of Single Premium
ABSLI Wealth Secure Plan	18 – 60 years	38 – 100 years	20 – 40 years	7 X Annualised Premium
ABSLI Wealth Aspire Plan	0 – 55 years	18 – 99 years	PPT + 12 years to 99 years minus Entry Age	₹1.584 lakhs

Details of Aditya Birla Market-Linked Insurance Plans

Aditya Birla Wealth Smart Plus Plan

Aditya Birla Wealth Smart Plus Plan is a Unit-Linked Insurance Plan (ULIP) that offers investment opportunities in equity and debt funds, coupled with life insurance coverage. These Aditya Birla Group investment plans provide you with both wealth accumulation and financial protection benefits.

Features of Aditya Birla Wealth Smart Plus Plan:
- Coverage until age 75 (Smart Life) or age 100 (Whole Life).
- Zero premium allocation and policy administration charges.
- Choose from 5 strategies and 19 funds.
- Systematic withdrawal facility for recurring needs.
- Partial withdrawals for emergencies.
- Tax benefits on premiums and benefits received under Section 80C and Section 10(10D) up to a certain limit.
Aditya Birla Salaried Suraksha ULIP Plan

ABSLI Salaried Suraksha ULIP Plan is a ULIP plan designed for salaried individuals, combining investment options with life insurance benefits. It caters to your long-term financial goals and protection needs.

Features of Aditya Birla Salaried Suraksha ULIP Plan:
- You have the option to select a Sum Assured Multiple as high as 125 times.
- You will receive a return of 2 times the Premium Allocation Charges and Mortality Charges.
- Choose from 5 investment strategies and 18 funds to meet your diverse investment needs.
- Enhance your protection with additional riders such as Comprehensive Critical Illness Rider, Accidental Death Benefit Plus Rider, and Waiver of Premium Rider.
- Tax benefits on premiums paid and benefits received according to the Income Tax Act.
People also read: Aditya Birla nifty midcap 150 momentum 50 index fund
Aditya Birla Fortune Wealth Plan

Aditya Birla Fortune Wealth Plan is a Unit Linked Insurance Plan (ULIP) offered by Aditya Birla Sun Life Insurance (ABSLI). It is a combination of insurance and investment, providing financial protection along with the potential for wealth creation.

Features of Aditya Birla Fortune Wealth Plan:
- Choose between 2 plan options, the Classic Option and the Assured Option, tailored to your aspirations.
- Select from a variety of policy terms and premium paying terms that suit your needs.
- Benefit from guaranteed additions in the form of additional units.
- Customise your investment strategy with 5 options and 18 funds to match your investment goals.
- Enjoy the flexibility of partial withdrawals for emergency fund requirements.

Aditya Birla Traditional Savings Plans

The Aditya Birla Traditional Plans provide a guaranteed sum of money upon maturity, along with death benefit protection.

Aditya Birla Traditional Plans	Entry Age	Maturity Age	Policy Term	Minimum Sum Assured
ABSLI Nishchit Aayush – Immediate Income Plan	30 days – 55 years	18 – 100 years	100 years – Entry Age	₹2.10 lakhs
ABSLI Assured Income Plus Plan – Income With Lumpsum Benefit	1 – 60 years	18 – 77 years	12 – 17 years	₹5.5 lakhs
ABSLI Assured Savings Plan	30 days – 65 years	18 – 85 years	10 – 35 years	₹1 lakhs
ABSLI Vision Money Back Plus Plan	13 – 45 years	NA	20/ 24/ 25 years	₹1 lakh
ABSLI Income Assured Plan	8 – 60 years	Up to 75 years	10 – 67 years	₹1 lakh
ABSLI Monthly Income Plan	18 – 55 years	Deferment: 0/ 5/ 10 years	10/ 15/ 20 years	₹4 lakhs
ABSLI Vision LifeIncome Plus Plan	30 days – 55 years	Whole Life	100 years – Entry Age	₹2 lakhs
ABSLI Vision LifeIncome Plan	30 days – 60 years	18 – 75 years	Whole Life	₹2 lakhs
ABSLI Secure Plus Plan	1 – 60 years	18 – 77 years	12 – 17 years	7 or 11 X Annualised Premium
ABSLI Nishchit Laabh Plan	30 days – 55 years	18 – 80 years	20/ 25 years	₹1.5 lakhs
ABSLI Fixed Maturity Plan	8 – 60 years	18 – 70 years	5 – 10 years	₹15,000
ABSLI Guaranteed Milestone Plan	30 days – 60 years	Minimum 18 years	12/ 14/ 16/ 18/ 20/ 22/ 24/ 26 years	15 X Annualised Premium
ABSLI Assured FlexiSavings Plan	4 – 60 years	18 – 86 years	15/ 17/ 20/ 22/ 26 years	₹5.5 lakhs
ABSLI Guaranteed Annuity Plus	45 – 90 years	NA	Whole Life	Min Annuity: ₹12,000 p.a.
ABSLI Nishchit Pension Plan	30 – 65 years	45 – 75 years	10 – 35 years	105% X Total Premiums

Details of Aditya Birla Traditional Savings Plans

Aditya Birla Nishchit Aayush – Immediate Income Plan

ABSLI Nishchit Aayush is an individual savings life insurance plan designed to provide both life insurance coverage and a guaranteed stream of income. It is categorised as a non-linked, non-participating plan, where the returns are not linked to the market performance and are guaranteed by the insurer.

Features of Aditya Birla Nishchit Aayush – Immediate Income Plan:
- Choose between Long Term Income or Whole Life Income options, both guaranteed.
- Receive income starting from the 1st or 2nd policy anniversary until the end of the policy term.
- Customise your plan with options for income type, variant (Level or Increasing), premium payment term, policy term, and deferment period.
- Get a guaranteed lump sum benefit upon policy maturity.
- Enjoy life cover throughout the policy term, with additional protection available through riders.
Aditya Birla Assured Income Plus Plan – Income With Lumpsum Benefit

Aditya Birla Assured Income Plus Plan with Income With Lumpsum Benefit is an option that provides you with a regular income stream for a chosen period after the policy term ends. This Aditya Birla traditional plan also offers you a lump sum amount at the end of the payout period.

Features of Aditya Birla Assured Income Plus Plan – Income With Lumpsum Benefit:
- Fully Guaranteed Returns on your investment.
- Long-term regular income for 20, 25, or 30 years to meet recurring needs.
- Choose between Income Only Benefit or Income with Lump Sum Benefit.
- Loyalty Additions provide an extra boost to the Income Benefit payout.
- Flexibility to receive a discounted lump sum of future survival benefits based on your needs.
- Enhance your coverage with optional riders.
Aditya Birla Assured Savings Plan

Aditya Birla Assured Savings Plan is an insurance-cum-investment plan that guarantees returns on your savings while offering life insurance coverage. This Aditya Birla traditional plan helps you achieve financial security with stability in returns.

Features of Aditya Birla Assured Savings Plan:
- Loyalty Additions to increase your maturity corpus.
- Choose Joint Life Protection to cover your spouse.
- Comprehensive life insurance coverage.
- Guaranteed maturity benefits.
- Customise your coverage with optional riders.
Aditya Birla Guaranteed Milestone Plan

The Aditya Birla Guaranteed Milestone Plan is a non-linked, non-participating life insurance plan. This Aditya Birla traditional plan is designed to provide guaranteed benefits on death or maturity, along with guaranteed additions that increase the corpus year on year.

Features of Aditya Birla Guaranteed Milestone Plan:
- Ensures guaranteed benefits on death or maturity.
- Yearly boost your corpus with guaranteed additions.
- Include your spouse with Joint Life Protection by paying an extra premium.
- Enhance your insurance coverage with additional rider options by paying an extra premium.

Steps to Apply for Aditya Birla Investment Plans through Policybazaar

Visit the Policybazaar website or app and navigate to the Investments section.
Select "Investment Plans with High Returns" and provide your basic information.
Explore the Aditya Birla Sun Life investment plans available.
Choose a plan that best suits your financial goals.
Complete the application form by entering your personal and financial details.
Submit the form and follow the instructions provided by Policybazaar or Canara HSBC for verification and processing of your application.

In Conclusion

Aditya Birla Investment Plans offer a diverse range of safe investment options tailored to meet various financial goals. These plans strongly emphasise customer-centric solutions and robust fund performance. The Aditya Birla Group investment plans provide reliable opportunities for investors seeking growth and stability in their portfolios.

Frequently Asked Questions

What types of investment plans does Aditya Birla offer?

Aditya Birla offers a variety of investment plans, including traditional life insurance plans (with guaranteed benefits) and unit-linked insurance plans (market-linked returns).
What are the benefits of Aditya Birla's traditional life insurance plans?

Aditya Birla Investment Plans offer guaranteed returns, death benefit protection for your loved ones, and tax benefits on premiums and payouts under Section 80C and 10(10D).
What are the risks associated with Aditya Birla's Unit Linked Insurance Plans (ULIPs)?

Aditya Birla ULIP plans to invest in the market, so returns are not guaranteed and fluctuate based on market performance.
How do I choose the right Aditya Birla investment plan?

The best Aditya Birla investment plan depends on your financial goals, risk tolerance, investment horizon, and need for life insurance coverage.
What are the fees associated with Aditya Birla's investment plans?

Aditya Birla Traditional plans typically have surrender charges if you exit before the term. ULIPs have premium allocation charges, policy administration charges, and fund management fees.
Can I invest online in Aditya Birla's investment plans?

Yes, many Aditya Birla investment plans can be purchased online through Policybazaar or the official website of Aditya Birla Life Insurance Company.
What are the tax implications of investing in Aditya Birla group investment plans?

Traditional and ULIP plans offer tax benefits of up to ₹1.5 lakhs on premiums under Section 80C and tax advantages on maturity benefit under Section 10(10D) of the Income Tax Act if annual premium payment is below ₹2.5 lakhs.
How to pay premium? What are the modes of payment available?
You can pay your Birla Sun Life Insurance premium through ANY these following methods:
No Cash Payment is Accepted
- Online Payment- Debit/credit or NEFT
- Cheque Payment
- ECS SYSTEM
Step 1: Enter your policy details – policy number and policyholders date of birth

Step 2: Select your payment method- debit/ credit card or NEFT to pay the premium

Step 3: Authenticate and confirm your payment details and print online payment receipt
How can I check policy status for Birla Sun Life traditional plans?

For all Birla Sun Life Insurance policyholders, online checking of policy status is available.
To check the policy status online, log into the e-portal with your Client ID and password.
What is the policy renewal process for Birla Sun Life traditional plans?

The process of Online Policy Renewal facility is as follows;
Step 1: Log into the e-Portal with your valid credentials

Step 2: Use the mode of payment to renew your policy

Step 3: Print the payment receipt
What is the company’s process to settle claim for Birla Sun Life traditional plans?

The claims must be lodged after 30 days of the expiry of a medical diagnosis or treatment. This process involves a written intimation by the beneficiaries to the claims department, duly signed by the Municipal Authority/Magistrate.
Upon receiving the application, Claims Department sends the claimant a required set of documents including claim forms to be duly filled and sent back for processing the same.
What is the policy cancellation process for Birla Sun Life traditional plans?

The Birala Sun Life Insurance policyholders must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. The surrender value will be calculated as per the prevailing market rates if the form is submitted before 3:00 PM, else the next day’s value is applicable.

†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Insurers Offering Investment Plans

Max Life

Bajaj Allianz

Tata AIA

HDFC Life

Bharti AXA Life

Canara HSBC

Edelweiss Life

Bandhan Life

SBI Life

Aviva

Future Generali

IDBI Federal

IndiaFirst

Kotak Life

PNB MetLife

Pramerica Life

Reliance Life

Sahara Life

Star Union

View more insurers

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Average Rating

4.3 / 5

(Based on 26 Reviews)

Write a Review

Calculators

Show More Calculator

Investment plans articles

Aditya Birla Sun Life Traditional Plans Reviews & Ratings

4.3 / 5 (Based on 26 Reviews)

(Showing Newest 10 reviews)

Ranvir

Puducherry, October 20, 2016

★★★★★

Trusted insurance Plan

I purchased birla sun traditional insurance policy at very low price. The service facilitated to me is fantastic and on time always. Policy coverage is high and claims are high. Claims are easy to sanctioned due to fast service which is given by the staff members.

Jayant

Jabalpur, August 25, 2016

★★★★★

Fair Coverage

Wonderful policy i have got in very low investment i.e., bharti axa life insurance and product is traditional insurance. Policy cover maximum expenditures and claims are high which can be easily sanctioned. Updates of the insurance policy is send by the company regularly to my email address.

Arjun

Itanagar, July 18, 2016

★★★★★

Investment plan

Birla life insurance facilitate me the traditional insurance plan. The policy is very nice and premium is also low. The online portal service is awesome which provides the renewals and updates of the plan. It is very simple to use and anybody can use it.

Parul

Kadipur, July 05, 2016

★★★★★

Good Investment

The insurance i have is traditional plan which is very good investment plan too. Service is fantastic and due to this the sanctioning of the claiming amount is very easy and simple. Hassle free paperwork. Policy coverage are high and premiums are less.

Rohit

Alwar, June 28, 2016

★★★★★

Fair Insurance Policy

My traditional plan has low premium and it is beneficial in many ways. The policy coverage is high and claims are good. Service is nice which is on time too. The updates related to insurance policy is mailed to my email address regularly. Internet service is good and very simple to operate.

Lokesh

Haldwani, April 01, 2016

★★★★★

Great Policy

I own traditional policy plan which i buy from birla sun life insurance. The policy coverage is high ~97% and the premiums are low ~29.7 K thrice per year. The payback money is high around 36 L. The services are fast and the behaviour of the executives are really nice with policy owners. I like my policy plan.

Vikas

Udaipur, April 01, 2016

★★★★★

Average Policy Plan

I purchase birla sun life insurance traditional policy plan. The policy coverage is low that is 50% and the claim is around 14 L. Service is bit slow, please improve your services for better outcomes. The web service is also bad. The policy is not good for long term investment and the tax rate cutter has low percentage.

Sanjeev

Srinagar, April 01, 2016

★★★★★

Wonderful

Policy has all benefits and the investments are also low. Around Rs.27 L is payback amount after policy end. Birla sun life insurance provide me traditional policy plan which has nice facilities and the service is very quick. This is good future investment which is tax saver also.

Rahul

Lonavla, April 01, 2016

★★★★★

Satisfactory

I have birla sun life traditional policy plan. The policy coverage is 98% and the claims are high which can be easily sanctioned. The service provided by the executives and staff members are fast and responsive. Nice policy plan which save taxes also.

Chirag

Indore, April 01, 2016

★★★★★

Trustworthy

The traditional policy plan i have from birla sun life insurance is okay plan. The premium is low and the policy coverage is around 89% and claims are high. But services are fast, so any work is done without waiting and no paper work. Good policy plan, i like it.

Write a Review

Read All Reviews

Aditya Birla Investment Plans

Investment Plans

What are Aditya Birla Investment Plans?

Aditya Birla Market- Linked Insurance Plans:

Aditya Birla Wealth Smart Plus Plan

Features of Aditya Birla Wealth Smart Plus Plan:

Aditya Birla Salaried Suraksha ULIP Plan

Features of Aditya Birla Salaried Suraksha ULIP Plan:

Aditya Birla Fortune Wealth Plan

Features of Aditya Birla Fortune Wealth Plan:

Aditya Birla Traditional Savings Plans

Aditya Birla Nishchit Aayush – Immediate Income Plan

Features of Aditya Birla Nishchit Aayush – Immediate Income Plan:

Aditya Birla Assured Income Plus Plan – Income With Lumpsum Benefit

Features of Aditya Birla Assured Income Plus Plan – Income With Lumpsum Benefit:

Aditya Birla Assured Savings Plan

Features of Aditya Birla Assured Savings Plan:

Aditya Birla Guaranteed Milestone Plan

Features of Aditya Birla Guaranteed Milestone Plan:

Steps to Apply for Aditya Birla Investment Plans through Policybazaar

In Conclusion

Frequently Asked Questions

What types of investment plans does Aditya Birla offer?

What are the benefits of Aditya Birla's traditional life insurance plans?

What are the risks associated with Aditya Birla's Unit Linked Insurance Plans (ULIPs)?

How do I choose the right Aditya Birla investment plan?

What are the fees associated with Aditya Birla's investment plans?

Can I invest online in Aditya Birla's investment plans?

What are the tax implications of investing in Aditya Birla group investment plans?

How to pay premium? What are the modes of payment available?

How can I check policy status for Birla Sun Life traditional plans?

What is the policy renewal process for Birla Sun Life traditional plans?

What is the company’s process to settle claim for Birla Sun Life traditional plans?

What is the policy cancellation process for Birla Sun Life traditional plans?

Investment plans articles

Aditya Birla Sun Life Traditional Plans Reviews & Ratings