Digit Workers Compensation Insurance

    Digit Workmen Compensation Insurance protects employers by covering their legal obligations in case of workplace injuries suffered by employees. If an employee sustains an accident during the course of their work, this policy ensures compensation as per labour laws. It helps manage financial risks by covering medical expenses, disability benefits, and death compensation, providing security for both employers and employees.

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    Covers Death & Disability
    Covers Injury due to Accident
    Covers Legal Expenses

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    Covers Death & Disability
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    Get quotes & protect your workers in 5 mins

    Secure your workers in 5 clicks, premium from ₹885+

    Covers Death & Disability
    Covers Injury due to Accident
    Covers Legal Expenses
    People trust Policybazaar^
    9.7 crore
    Registered consumers
    51
    Insurance partners
    4.9 crore
    Policies sold
    Policybazaar is one of India's leading digital insurance platform

    Digit Workmen Compensation Insurance Inclusions

    The inclusions under the Digit's Workers Compensation Insurance are:

    • Accidental Injury: The policy covers employees for bodily injuries sustained due to workplace accidents during their employment.
    • Occupational Illness and Diseases: It provides coverage for medical treatment if employees develop health issues caused by workplace exposure to harmful chemicals or allergens.
    • Disability Cover: Digit's WC policy supports employees who suffer temporary or permanent disabilities (such as loss of sight or limbs) due to workplace accidents by covering medical expenses and compensating for lost wages.
    • Death Benefits: In case of a fatal workplace accident, the policy covers funeral expenses and provides financial support to the employee's beneficiaries.
    • Medical Coverage: It helps manage medical expenses arising from workplace injuries, ensuring employees receive necessary treatment without financial burden.

    Digit Workmen Compensation Insurance Exclusions

    The Digit WC policy doesn't cover the following:

    1. Injuries caused by accidents related to war, invasion, civil unrest, nuclear radiation, or radioactive contamination.
    2. Injuries resulting from acts of terrorism, unless specifically covered in the Policy Schedule.
    3. Accidents occurring outside the listed workplace unless the employee is on duty as per the employer's instructions.
    4. Occupational diseases, unless explicitly covered in the Policy Schedule with an additional premium.
    5. Interest or penalties imposed on the insured under any law.
    6. Medical expenses for treating employee injuries unless specifically included in the Policy Schedule with an additional premium.
    7. Injuries to workers employed by a contractor or sub-contractor unless covered in the Policy Schedule with an additional premium.

    Digit Workmen Compensation Insurance: FAQs

    • 1. What is Digit Workers Compensation Insurance?

      Ans: Digit Workers Compensation Insurance provides financial protection to employers by covering their legal liabilities for workplace injuries, illnesses, or accidents suffered by employees.

    • 2. Who is eligible for coverage under the Digit Workers Compensation Insurance policy?

      Ans: This policy covers all employees, including full-time, part-time, and contractual workers, as selected by the employer.

    • 3. What types of incidents do Digit Workers Compensation Insurance cover?

      Ans: It covers work-related injuries, occupational illnesses, temporary or permanent disabilities, and death resulting from workplace accidents.

    • 4. Does the policy cover medical expenses?

      Ans: Yes, medical expenses related to the treatment of workplace injuries are covered, subject to the policy terms and conditions.

    • 5. What benefits does the policy provide in case of disability?

      Ans: The Digit Workmen Compensation policy provides compensation for temporary and permanent disabilities, ensuring financial support for the affected employee.

    • 6. Does the Digit WC policy offer death benefits?

      Ans: Yes, in case of a fatal workplace accident, the policy provides death benefits as per policy terms.

    • 7. Can contractors and subcontractors be covered under the Digit WC policy?

      Ans: Yes, coverage for contractors and subcontractors can be included if specifically mentioned in the policy.

    • 8. How can an employer file a claim for the Digit Workmen Compensation Insurance Policy?

      Ans: To file a claim, the employer must notify Digit Insurance immediately, complete the claim form, and submit the required documents. Once reviewed, the insurer will process the compensation as per the policy terms.

    • 9. Are occupational diseases covered under the Digit Workmen Compensation Insurance policy?

      Ans:  Yes, occupational diseases caused by work conditions are covered if specifically included in the policy.
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    Policybazaar for Business - Workmen Compensation Insurance - Customer Reviews
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    4.2/5
    Based on 92 reviews
    4.2
    out of 5
    Based on 92 reviews
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    4.3 June 28, 2023
    Abha
    Positive Experience
    Thank you, PolicyBazaar, for providing such a positive experience and ensuring that well-being of my employees and business!
    Lucknow
    4 June 18, 2023
    Shreaya
    Provides Financial Security
    I purchased Workmen Compensation Insurance from PolicyBazaar for my business owner looking to secure their employees' welfare and protect their business interests.Thankyou. Worth buying.
    Hyderabad
    3.8 June 08, 2023
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    4 May 21, 2023
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    4 May 11, 2023
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    When it came to selcting the right Workmen Compensation Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
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