Bajaj Allianz Travel Asia Insurance Plan

Why Bajaj Allianz Travel Asia Insurance Plan?

For two decades Bajaj Allianz General Insurance Company Limited has been offering its services to Indians, making it one of the most trusted names. This travel insurance plan has been specially designed for people to travel safely in Asia at an affordable premium which goes a long way in case of any emergency abroad.

This Bajaj Allianz Travel Asia insurance plan is a comprehensive package that is designed to offer complete medical and health cover to a traveler going to any Asian country, other than the excluded ones. By paying a nominal premium amount, you can rest assured in case of any emergency that may affect your finances and peace of mind drastically.

Features & Benefits of Bajaj Allianz Travel Asia Insurance Plan

• Hospitalization expenses for accident or illness, including medical evacuation
• Loss/Delay of checked-in baggage by an international airline
• Personal accident covers for death and permanent disability
• Loss of passport and related recovery expenses
• Sum insured payable at the time of flight delay beyond 12 hours
• Faster settlement of claims
• Innovative packages matching individual needs
• Only insurance companies with in-house international toll-free numbers and fax numbers

Things to Know about Bajaj Allianz Travel Asia Insurance Plan

Some of the benefits offered by this Bajaj Allianz Travel Asia Insurance Plan include personal accident, emergency dental pain relief, trip delays, trip cancelation, loss of passport, emergency cash advance, and more.

Premium will vary depending on the plan selected and the duration of the visit. The sum insured ranges from USD 15,000- 25,000 along with the offered benefits. There are the following plan variants available:

• Travel Companion Plan
  • Asia Flair
  • Asia Supreme
• Travel Elite Plan
  • Asia Flair
  • Asia Supreme

This policy covers medical and travel-related contingencies while the insured is traveling in Asia except for Japan.

Inclusions Under the Bajaj Allianz Travel Asia Insurance Plan

Some of the major benefits under this Bajaj Allianz Travel Asia Insurance Plan are given below:

• Personal Accident: The policy will cover the insured traveler against death or permanent total disability caused by any accident abroad
• Medical Expenses and Evacuation:The plan will provide cover for any illness or accidental emergency while the insured is abroad. If an evacuation is necessary, then it will be paid for by the insurer too.
• Passport Loss:The policy will cover the cost of obtaining a duplicate passport if it is lost abroad.
• Personal Liability:In case the insured needs to settle any third party claim abroad due to damage to property or bodily injury, the plan will cover them.
• Emergency Cash Assistance:If the insured needs cash due to emergencies like theft, burglary, or loss of their luggage, then the policy will provide them with emergency cash
• Checked in Baggage Delay:If your checked-in baggage is delayed for more than 12 hours then the policy will provide the cost for buying emergency and necessary expenses (medicines, clothing, toiletries, etc.)
• Hijack Cover:A lump sum as per the policy schedule would be paid by the policy if the insured is detained for hijacking.

Exclusions Under the Bajaj Allianz Travel Asia Insurance Plan

In certain scenarios, the policy will not provide any cover. These are briefly mentioned below:

• For any pre-existing diseases
• If the insured is participating in any naval, air force, or military operations
• Any loss or property damage arising due to ionizing radiation or contamination from any nuclear waste or radioactivity
• Damages due to deliberate participation in criminal or illegal activities
• Due to self-inflicted injuries, suicide, or attempt at suicide
• Any consequential losses
• Traveling to any country in traveling which Indian government has imposed any general or specific travel restrictions
• No coverage will be provided for any cosmetic treatment or plastic surgery
• Expenses due to pregnancy or related conditions
• Intentional involvement in hazardous situations

This is not an exhaustive list, make sure to go through the policy wording carefully.

Bajaj Allianz Travel Asia Insurance Plan Eligibility Criteria

The policy can be purchased by anyone intending to visit Asia except Japan. It can be purchased for a duration of 1 to 30 days.

For children, the minimum age to be covered by this plan should be 6 months. Adults up to the age of 70 years can buy this plan.

Bajaj Allianz Travel Asia Insurance Plan - FAQs