Bajaj Allianz Corporate Travel Insurance Plan

Why Purchase Bajaj Allianz Corporate Travel Insurance Plan?

A lot of risk is associated when it comes to international business travelers. Expenses for medical treatment, flight cancellations, emergency medical evacuation, or lost luggage are just a few of the common costs that companies can face when their employees are on business trips. Hospitalization & medical expenses in foreign currency can be very expensive. Corporate Travel Insurance covers you for all medical eventualities with nominal premium rates. To make your business travel hassle-free, the policy offers customized solutions for you.

Features & Benefits of Bajaj Allianz Corporate Insurance

• Hospitalization expenses for accident or illness also including medical evacuation
• Loss/Delay of checked baggage by an international airline
• Personal accident covers death and permanent disability
• Loss of passport and related recovery expenses
• Personal Liability covers the legal liability attaching in a private capacity during the course of overseas travel
• Hospitalization Daily Cash Allowance covers daily allowance maximum
• Sum insured payable at the time of flight delay beyond 12 hrs
• The company offers customized plans with affodable premium rates
• All the major travel risks are covered
• Incidental expenses like loss of baggage, hospitalization is covered
• Toll-free number is provided in case policyholder requires assistance
• Minimal documentation and faster claim settlement
• “Glocal” approach. (Global knowledge with local expertise)

Things to Know about Bajaj Allianz Corporate Travel Insurance

Bajaj Allianz Corporate Insurance Inclusions

Bajaj Allianz Corporate Insurance policy provides cover for the following:

• Covers personal accident
• Provides cover for medical expenses
• In case the policyholder has to be evacuated to India from a foreign country, it provides cover for that
• Provides cover for dental expenses
• In case of policyholder’s unfortunate demise during the travel, transportation cost of the mortal remains sending back to India is covered
• Loss of checked in baggage is covered
• Accidental death and permanent total disability sustained by the policyholder while travelling in a tram, bus, aircraft, etc is covered
• Loss of passport during the trip
• In case of plane hijack, the maximum amount specified is paid
• Trip delay will be covered either while leaving India or coming back
• Daily allowance during hospitalization is covered
• In case the trip got cancelled, then insurer will provide cover for accommodation and travel charges. However, only one trip cancellation is covered.
• Any loss caused due to trip curtailment is covered
• Baggage delay for more than 12 hours is covered, and purchase of emergency medication, clothing, toiletry is also covered
• In case of burglary of the policyholder’s home in India during the trip is covered
• In case of emergency requirement of cash due to theft, theft of baggage, etc is covered with emergency cash facility
• If you are a golfer then if you win a hole-in in any of the US golfer’s associated golf course in another country then the expenses for celebration is also covered

Bajaj Allianz Corporate Insurance Exclusions

Bajaj Allianz corporate insurance policy does not provide cover for the following:

• Expenses occurred in the treatment of any pre-existing disease is not covered
• Coverage for medical expenses after the expiration of the policy is not covered
• In case of medical treatments that are experimental, not proven are not covered
• Baggage delay in the intended destination within India is not covered
• In case the policyholder does not make sure to guard the passport properly and losses it then it will not be covered
• Other than modern medicine, any other treatment procedure is not covered
• In case the policyholder’s passport is lost during the detention, confiscation by the custom, police or any other authority is not covered
• If the policyholder does not report to the police for the loss within 24 hours then it will not be covered

Bajaj Allianz Corporate Travel Insurance Eligibility Criteria

Any student can buy this travel insurance plan if they fulfill the following eligibility criteria: