Bajaj Allianz Travel Insurance

Bajaj Allianz Travel Insurance provides financial protection to travellers on a trip in case of unforeseen incidents that may lead to financial losses. Bajaj Allianz travel insurance plans ensure your safe journey by preventing unpredictable costs from spoiling it.

Individuals
Sr. Citizens
Students

Plans for an individual of 30 years age travelling to USA for 15 days

Why Buy Bajaj Allianz Travel Insurance?

Travelling allows a break from the monotonous daily lifestyle. It is also often necessary to fulfil any business or educational needs. No matter the reason for travelling, getting the trip hampered due to unforeseen circumstances can be disheartening. Not only does the travel itinerary get ruined entirely, but it also involves considerable financial losses, something an average traveller cannot afford on an international trip. Besides, travel insurance is mandatory to obtain a visa for several countries.

The way to avoid such situations is by covering the trip with a travel insurance policy. Bajaj Allianz travel insurance offers comprehensive coverage against unforeseen adversities during the journey, making it a great choice.

Features of Bajaj Allianz Travel Insurance

Bajaj Allianz travel insurance provides international and domestic travel insurance with the following key features:

Trip-related Adversities - It provides coverage against various trip-related adversities, such as trip delays, bounced hotel booking, trip cancellation & curtailment, etc., arising out of unavoidable reasons that can lead to loss of money.
Flight-related Adversities - It protects you from any flight-related emergencies, such as flight cancellation, baggage delay, flight delay, etc., that can result in monetary losses.
Plan for Frequent Flyers - Bajaj Allianz Travel Insurance offers customised plans with year-long validity to frequent flyers, so they do not have to purchase a new policy before each trip.
Travel Plans for People of All Ages - It provides customised travel plans for people of all ages, individuals, students, families, or senior citizens, with appropriate coverage for adversities they are more likely to face.
Coverage for the Entire Family - It covers all the family members under one single plan, allowing the insured to save money that would have been spent on buying individual travel plans for each member.

Things to Know About Bajaj Allianz Travel Insurance

Categories	Specifications
Trips Covered	Domestic & International
Number of Countries Covered	216
Sum Insured	Up to 1,000,000 USD
COVID-19 Cover	Available
Cashless Treatment	Available
In-house Claim Settlement	Available
Claim Assistance	24x7
Awards/Recognition	World's Digital Insurance Award 2023 for Innovative WhatsApp AI Conversational Platform

Travel Insurance Plans Offered by Bajaj Allianz Travel Insurance

Take a look at the different types of Bajaj Allianz Travel Insurance plans in detail:

1. Bajaj Allianz Travel Companion Policy
The Bajaj Allianz Travel Companion policy offers comprehensive coverage customised to the needs of different travellers, including individuals, families, senior citizens, corporations, and students. It provides coverage for medical expenses & repatriation, passport loss, personal accident, loss & delay of check-in baggage, flight hijack, etc.
Bajaj Allianz Travel Companion policy is available in the following variants:

Bajaj Allianz Travel Companion policy is available in the following variants:
- Travel Care
- Travel Secure
- Travel Value
- Travel Asia
- Travel Family
- Travel Age
- Study Companion
- Corporate Lite
- Corporate Plus
2. Bajaj Allianz Travel Prime Individual Policy
The Bajaj Allianz Travel Prime Individual policy is specifically designed for individuals travelling abroad. It provides coverage for medical expenses & medical evacuation, trip cancellation, personal accident, trip delay, passport loss, bounced hotel, loss or delay of check-in baggage, missed connection flight, etc.

Bajaj Allianz Travel Prime Individual policy comes with the following variants:
- Travel Prime Individual Silver
- Travel Prime Individual Gold
- Travel Prime Individual Platinum
- Travel Prime Individual Super Platinum
- Travel Prime Individual Maximum
3. Bajaj Allianz Travel Prime Family Policy
The Bajaj Allianz Travel Prime Family policy is customised for families travelling abroad. It provides floater coverage to the policyholder, their spouse, and up to two dependent children under the age of 21. It covers adversities, such as personal liability, trip curtailment, medical expenses & evacuation, flight hijack, home burglary, passport loss, etc.

Bajaj Allianz Travel Prime Family policy is available in two types:
- Travel Prime Family Standard
- Travel Prime Family Silver
4. Bajaj Allianz Bharat Bhraman Insurance Policy
The Bajaj Allianz Bharat Bhraman insurance policy covers individuals and families travelling within India via a common carrier or private vehicle. It covers the insured against personal accidents but offers optional coverage, including accidental hospitalisation expenses, trip cancellation, hospital daily allowance, personal liability, missed connection flight, check-in baggage loss or delay, etc.

Bajaj Allianz Bharat Bhraman insurance policy comes with the following types:
- Plan A: Travel by e-commerce cabs only
- Plan B: Travel by bus only
- Plan C: Travel by train only
- Plan D: Travel by scheduled airlines only
- Plan E: Travel by other modes/multiple modes of transportation
5. Bajaj Allianz Pravasi Bharatiya Bima Yojana

Pravasi Bhartiya Bima Yojana is designed to cover the needs of Indian citizens travelling on an ECR passport (Emigration Check Required) in ECR countries. It covers personal accidents, medical expenses, job loss, legal expenses, repatriation of mortal remains, etc.
6. Bajaj Allianz E Travel Value Policy

The Bajaj Allianz E Travel Value policy is an individual health insurance policy designed for people travelling within India. It provides coverage for accidental death, trip delay, emergency accidental medical reimbursement, baggage loss, trip cancellation and 24-hour assistance.
7. Bajaj Allianz Travel Assist Card
The Bajaj Allianz Travel Assist Card is a customised policy that provides coverage against unforeseen adversities and some value-added services. It covers eventualities, such as medical expenses, pre-existing illness, passport loss, lost baggage tracking, personal accident, minors' escort, hotel expenses due to convalescence, etc.

Bajaj Allianz Travel Assist Card comes with the following variants:
- Travel Assist Card Classic
- Travel Assist Card Premium
- Travel Assist Card Privileged
- Travel Assist Card Age
8. Bajaj Allianz Travel ACE (International)

The Bajaj Allianz Travel ACE (International) is a comprehensive policy covering individuals travelling abroad. It covers personal accidents, medical exigencies, compassionate visits, trip interruption, home burglary, personal liability, etc.
9. Travel Prime Age
The Bajaj Allianz Travel Prime Age plan is a special one for senior citizens aged between 61 and 70 who travel abroad. It covers a range of medical emergencies, including hospitalisation, medical evacuation, emergency dental pain relief, baggage delay, passport loss and more. It is available in the following variants:
- Travel Prime Age Silver
- Travel Prime Age Gold
- Travel Prime Age Platinum
- Travel Prime Age Super Platinum
- Travel Prime Age Maximum

Inclusions under Bajaj Allianz Travel Insurance Plans

The Bajaj Allianz Travel Insurance plans cover the following adversities:

Emergency Medical Expenses - This covers the medical expenses incurred to treat an emergency hospitalisation during the trip abroad.
Personal Accident - It covers the medical expenses incurred by the traveller in case they get injured in an accident during the trip.
Medical Evacuation - This covers the cost of evacuating the insured to the nearest hospital in case of a medical emergency during the trip.
Repatriation of Mortal Remains - It covers the cost of transporting the mortal remains of the insured back to India.
Baggage Loss - It compensates for the permanent loss of the insured's check-in baggage if it was misplaced by the airline with which they were travelling.
Baggage Delay - It covers the expenses incurred on essential items, such as toiletries, medicines, clothes, etc., if the insured's check-in baggage was misplaced by the scheduled airline.
Flight Delay - It provides coverage for unaccounted expenses incurred by the insured in case their flight is delayed by more than a certain number of hours.
Loss of Passport - This covers the cost of obtaining a new or duplicate passport if the traveller lost their original passport during the trip.
Trip Cancellation & Curtailment - It covers the expenses incurred by the insured in case they need to cancel the trip or cut short due to an unavoidable reason.
Bounced Flight/ Hotel Booking - This covers the expenses incurred by the insured in case their pre-booked flight or hotel is unavailable upon arrival in the destination city.
Personal Liability - It pays compensation to third parties on behalf of the insured in case they are responsible for causing them accidental injuries or property damages during the trip.
Accidental Death & Disability - It provides compensation to the insured or their family in case they get disabled or die during an accident abroad.
Flight Hijack - It provides a hijack distress allowance to the insured in case their flight was hijacked for more than a certain number of hours.
Home Burglary - This covers the loss or damages incurred by the insured in case their house gets burgled while they are travelling.

Exclusions under Bajaj Allianz Travel Insurance Plans

Bajaj Allianz Travel Insurance does not cover the following:

Travelling against doctor's advice
Pre-existing medical condition
Non -allopathic treatment
Loss of passport due to leaving it unattended
Claims due to participation in adventure sports activities
Check-in baggage delay in India
Claims arising out of war, civil war or terrorist attacks
Passport loss or damage due to confiscation/detention by customs, police or other authorities
Suicide, attempted suicide or self-inflicted injury
Loss for which no police report was filed within 24 hours of the discovery of the loss
Treatment for alcoholism or drug abuse
Self-exposure to needless peril (except to save someone's life)

The above list of exclusions is not exhaustive and can differ from one Bajaj Allianz Travel Insurance plan to another.

How to Buy Bajaj Allianz Travel Insurance Plans Online

Travel insurance plans offered by Bajaj Allianz General Insurance Company can be bought online as well as offline. You can easily buy Bajaj Allianz travel insurance plans online through Policybazaar.com or follow the steps given below to buy a Bajaj Allianz Travel Insurance policy online:

Visit the official website of Bajaj Allianz General Insurance Company or an insurance broker
Go to the option of buying a travel insurance policy
Enter the details of the trip, such as the number of travellers, travel date, destination country, etc.
Choose the appropriate plan to buy
Pay the premium amount online
The insurer will issue a Bajaj Allianz travel insurance policy

Bajaj Allianz Travel Insurance - FAQs

Q1. What are the various modes of paying the premium for a Bajaj Allianz Travel Insurance plan?

Ans: You can pay the premium for your Bajaj Allianz Travel Insurance policy online as well as offline. You can pay the premium online with the help of debit cards, credit cards, UPI, internet banking, digital wallet, etc. On the other hand, you can pay the premium offline using cash, cheque, debit & credit cards.
Q2.What is the claim procedure for Bajaj Allianz Travel Insurance?
Ans: Follow the steps given below to raise a claim under your Bajaj Allianz Travel Insurance policy:
- Inform the insurer about your claim online through a mobile application or by visiting the website
- Download the claim form and fill it
- Submit the required documents online or at the nearest branch of Bajaj Allianz General Insurance Company Ltd.
- The insurer will verify the documents and pay the claim amount if the claim has been approved.
Q3. How do you cancel a Bajaj Allianz Travel Insurance policy?

Ans: To cancel your Bajaj Allianz travel insurance policy, send an intimation to your insurer. You need to submit your passport as proof of not undertaking the trip. The insurer will cancel the policy once the passport has been verified. Make sure to raise a policy cancellation request within 14 days of the commencement of the policy, as the insurer may not consider the request after that
Q4. Is travel insurance mandatory?

Ans: Travel insurance is mandatory to obtain a visa for a few countries, such as Schengen countries.
Q5. Can I buy a Bajaj Allianz Travel Insurance policy if I’m travelling abroad on a work permit?

Ans: No. You cannot buy a Bajaj Allianz travel insurance policy if you are travelling abroad on a work permit.
Q6. Can I purchase a Bajaj Allianz Travel Insurance policy if I’m travelling on an immigration visa?

Ans: Yes. You can buy a Bajaj Allianz travel insurance policy if you are travelling to another country on an immigration visa.
Q7. Can I buy multiple Bajaj Allianz Travel Insurance policies for the same trip?

Ans: No. You cannot buy multiple Bajaj Allianz travel insurance policies for the same trip.

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in