Bajaj Allianz Personal Accident Insurance

(64 Reviews)
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      Bajaj Allianz Personal Accident Insurance

      Bajaj Allianz Personal Accident plan covers the assurance for any injury or casualty due to misfortunes. Bajaj Allianz Personal Accident plan financially helps the family in the mean time.

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      Bajaj Allianz Personal Accident Coverage Policies:

      The plan provide three coverage policy.

      • Basic coverage: It includes children’s education and any unfortunate death. Maximum SI 100 times of monthly salary it subject to maximum of Rs 25 lakhs.
      • Wider coverage: It comprises Permanent Total Disability, Permanent Partial Disability, Death and education of children. Maximum SI 60 times of monthly income.
      • Comprehensive coverage: It is full of Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability, Death and Education of children. Maximum SI 24 times of monthly income or maximum of 5 lakhs.
        • (Not applicable for Risk Level III/Not available for risk level III)
        • All these coverage policy (basic, wider, comprehensive) not to exceed 120 times of monthly income.

      Additional coverage: It comprises Medical cost and Hospitalisation

      Comparison of these coverage plans within Bajaj Allianz Personal Accident Insurance will help you to buy the needful policy. One can also compare these coverage plans with other insurance companies that provide almost same policies, just to get the appropriate and essential plan that is required.

      Bajaj Allianz Personal Accident - FAQs

      1. How to pay a premium? What are the modes of payment available?

      Bajaj Allianz Personal Accident offers 3 modes of premium payment namely:

      • Cash/ cheque payment at the branch
      • Online Payment
      • ECS

      For the online payment mode, the policyholder can pay via;

      • Credit Card
      • Debit Card
      • Net banking

      2. How can I check policy status for Bajaj Allianz Personal Accident?

      Registered users can check their policy staus online. Simply login on the e-Portal with your User ID and password to check policy status.
      Alternatively, you can download mobile application “Customer Portal” from Bajaj Allianz Portal and then enter the policy details to chcek the status.

      3. What is the policy renewal process for Bajaj Allianz Personal Accident?

      Renew your policy online in steps
      Step 1: Login with the username and password onto the e-Portal
      Step 2: Select the policy details and payment mode: Debit/Credit Card or Net Banking
      Step 3: Print/Save the cyber recipt of premium payment

      4. What is the company’s process to settle claim for Bajaj Allianz Personal Accident?

      You can download the claim from online, fill it and submit with revelant documents at any of the branch locations in your city.
      Upon proper scrutiny Bajaj Allianz General Insurance Company Limited company will reimburse the claim within 30 days.

      5. What is the policy cancellation process for Bajaj Allianz Personal Accident?

      You must submit the policy documents and a duly filled surrender form at the nearest branch location in your city. It would take a couple of days to refund the premium and cancel the policy.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      Bajaj Allianz Personal Accident Reviews & Ratings

      4.3 / 5 (Based on 64 Reviews)
      (Showing Newest 10 reviews)
      Rijul
      Jamnagar, July 27, 2016
      Bajaj Insurance
      Bajaj allianz personal accident insurance policy is very good which i purchased and it's premium is less. Service provided by the team members is quick and due to that the claiming is become very easy. The policy cover maximum amount and the ambulance is facilitated for free.
      Kapil
      Mohana, July 21, 2016
      Personal Accident Policy
      My personal accident plan is awesome, it gives me the relax and tension free from future upcoming problems. Policy have low investment but the paybacks are much more. Fabulous customer service given by company members.
      Jyoti
      Hyderabad, July 01, 2016
      Good
      The personal accident insurance plan is very good, it has low premiums. Policy coverage is high and claims are even better. the executives gave fantastic service to the policy holders. Web services are easy to use and anyone can access it.
      Tapish
      Amritsar, June 24, 2016
      Trustworthy
      I purchase travel insurance plan and the policy has many benefits like the ambulance is provided by the hospital and it doesn't charge for this service. Large number of hospitals make's easier to get good and fast treatment. The premium of the policy is low and policy coverage is high. Good plan.
      Nitin
      Mumbai, May 27, 2016
      Great Deal
      Finally got on of the best in all. The policy is , bajaj allianz personal accident insurance plan. The policy coverage is high and the claims are even better. Service facilitate by the executives and staff members i good and on time. Good future investment, I like it.
      Bhuvan
      Ooty, May 27, 2016
      Coverage Is Good
      I bought bajaj allianz personal accident plan. The policy is good with good returns. The policy coverage is high and the claims are the best. The service is fast and on time. The behaviour of the executives and staff members are very well. Ambulance is facilitate for free. Good policy, I like it.
      Lakshay
      Lonavla, May 27, 2016
      Wonderful Policy
      Bajaj allianz general insurance is one of the best insurer among all. I took personal accident insurance plan from them. The policy coverage is high and the claims are even better. The premium is low and the returns are high. Good future investment which has good terms and conditions.
      Hemant
      Pune, May 27, 2016
      Totally Safe
      I have personal accident insurance plan like most of the people have. I took the plan from bajaj allianz general insurance. The policy coverage is high which has free ride of ambulance for policy holder. Claims are easily sanctioned due to fast service facilitate by the executives. Good job.
      Janvi
      Haldwani, May 27, 2016
      Perfect Plan
      After long search, finally found policy which i need i.e., Bajaj allianz personal accident plan. The policy is excellent which has low premiums. The policy coverage is high and premiums are low. Claims are easily sanctioned due to fast service facilitate by executives and staff members. Good investment which has nice terms and conditions. I like the plan.
      Mayuresh
      Ghaziabad, May 27, 2016
      Future Security
      I have bajaj allianz personal accident insurance plan. The policy is good and many benefits are there like low premiums, High policy coverage. The claims are even better. Huge number of hospitals are there for fast and on time service. Ambulance is facilitate for pick and drop for absolutely free of cost.

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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